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Playa Cocles near Puerto Viejo on Costa Rica's Caribbean Coast

15 Expats Talk about Health Insurance and Healthcare in Costa Rica

By Joshua Wood, LPC

Last updated on May 21, 2023

Summary: The quality of medical care in Costa Rica is generally considered to be on par with the United States. Costa Rica has a well-developed healthcare system with modern facilities and highly trained medical professionals. Emergency services are available and can be accessed by calling 911. Ambulance services are also available and can be requested by calling 128.

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How are healthcare services Costa Rica?

When we asked expats and global nomads about the quality of medical care in Costa Rica, they replied:

"National health care may not provide a sufficient safety net - it may require a long wait for medical procedures. Private health care is recommended, but coverage for "pre-existing conditions" is generally not available except through national health care," said one expat living in Tamarindo.

"Residency to obtain public health care (CAJA) seems to be taking about 18 months, so you will have to use private care until you obtain residency (if that is what you plan on doing). Even with CAJA, many people continue to use the outstanding private facilities available in and around San Jose (possibly in other areas, but I am only familiar with San Jose). There are many expat health insurance plans available and I highly recommend obtaining one if you are under 70. There may be some available over 70; I don't know. I presently do not have any insurance and have been paying out of pocket for some serious medical issues. I suggest you have a fund of $6-10,000 tucked away if you don't have private insurance or have a high deductible," mentioned one expat in Grecia.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Playa Cocles near Puerto Viejo on Costa Rica's Caribbean Coast

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