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Horseshoe Bay, Bermuda

Retire in Bermuda

By Joshua Wood, LPC

Last updated on Nov 27, 2021

Summary: What is it like to retire in Bermuda? Retirees share their experiences living in Bermuda.

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How do I meet people in Bermuda?

When we asked people living in Bermuda about club and activities where newcomers can meet others, they responded:

"I came to Bermuda with my wife and our two young daughters. I was working a lot although my wife started socializing through the MAMA group in which she made few very good friends," remarked another retiree in Hamilton.

"Golf is a major way of meeting new people on this island as there an abundance of clubs, but be warned, they are expensive if you plan on making yourself a member of one. Otherwise, there is beach volleyball on Elbow Beach, or various other sports like running clubs etc. If you're not into sport, and are male, or a brave female, just turn up at The Hamilton Princess on Friday evenings in summer and get yourself a drink at Happy Hour prices and join the drunken crowds that populate that place. You'll soon meet new friends, only they may not remember meeting you the next day," said a retiree who moved to Hamilton, Bermuda.

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What is life like in Bermuda?

When we asked people living in Bermuda what life is like and how people spend their time, they said:

"I found family, religion and social events to be a very high priority to most people. Also, in this country where the cost of living is extremely high, finances (money) is also a priority to many people. Many Bermudians work two or three different jobs to make ends meet and to afford a house. I also found public holidays to be very important social and family events, especially Cup Match (2 day at the end of July, start of August). This one is probably more important than Christmas/NYE," remarked another retiree in Hamilton.

"Life revolves around the company you work for primarily, and the friends you make there through social events. Secondly sports associations (squash, golf etc.) and for ladies the American Women's Club and its events," said a retiree who moved to Hamilton, Bermuda.

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William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGET A QUOTE

What do I need to know before retiring in Bermuda?

When we asked people what advice they would give someone preparing to move to Bermuda, they said:

"Always keep in mind that you are an expat, a visitor in someone else's country. Take the time to understand how things got the way they are before making any judgement. You will make Bermudian friends as these people are extremely generous and outgoing. They all love talking politics and about social context so it is a great opportunity to learn about the history and culture. There are a tons of social events, especially in summer season. Go out and meet people," said another retiree in living in Hamilton, Bermuda.

"I would say they had to make sure to get a very good package before even considering coming. Everything here is MASSIVELY expensive. Hold out for the best deal you can, as often, what is first offered is negotiable. Bear in mind that if coming here from the UK, health insurance is mandatory as there is no NHS here, and even the most basic health insurance package is costly. Rents are phenomenal, as are the cost of utilities," explained a retiree in Hamilton.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Horseshoe Bay, Bermuda

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Get a quote for international health insurance from our partner, William Russell.
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