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Ajijic Boardwalk, Lake Chapala

Cost of Living in Lake Chapala, Mexico

By Joshua Wood, LPC

Last updated on Sep 17, 2022

Summary: What is the cost of living in Lake Chapala, Mexico? Hear what expats, digital nomads and retirees living in Lake Chapala have to say about the cost of housing, health insurance and general living costs.

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Is the cost of living in Lake Chapala high?

We asked people how much they someone comfortably live on in Lake Chapala, they wrote:

"That is such a personal question. I recommend that people housesit in the community they are thinking of retiring in so they can gauge costs, safety, reliability of utilities, etc," remarked another in Lake Chapala.

"If one buys local or Mexican brands, food is relatively inexpensive. Eating out is 1/2 or less than in the U.S. The cost of living monthly is dependent on: a. If you own a home.
b. your lifestyle. We projected that we will save between $8 -10,000 annually by living here. Gone are the $150/mo. water and sewer bills and the $180 / gas and electricity. Every little bit of savings adds up," explained one expat.

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Will I save money living in Lake Chapala?

"Mexico stretches my dollar considerably! For example, I joined a fantastic gym and get 3 personal training sessions per week -- for about $63 US/month," said another expat in Lake Chapala.

"Initial indications are that living in Mexico will meet or exceed our expectations. Our motivation was to find a place where we could live within our income until such time as we may require assisted living... Having gone through a number of years of paying over $6,000 a month for a family member in assisted living was a big reason for our move. We didn't want to put this kind of burden on our children. Assisted living here, if needed, is affordable and the care meets or exceeds what we paid for earlier..," remarked another in Ajijic.

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What is the average cost of housing in Lake Chapala?

If you are thinking about moving to Lake Chapala, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Much lower than in Washington state. Taxes are minimal but utilities (electricity) is rather expensive... Based on the former occupant's usage, we opted to install solar. This was a significant amount but with a 3-4 year pay back...We are able to have a maid, gardener and pool guy which we certainly couldn't afford up north... Eating out is inexpensive and about 1/2 of what it would cost NOB. The average cost of housing depends a lot on the area one chooses. The closer to Ajijic center the more expensive. Houses with views (which we have) command a higher price tag... We were looking in the $3-400,000 range and there is a good supply at these prices," said another expat in Ajijic .

"Much lower. We pay our property taxes and water yearly. Our taxes are $699 MX and water is $1000 MX per year. Electricity is expensive in Mexico but still less than the US and is paid every other month. We have our propane tank filled on the off month and runs about $1600 MX for 2 months. Phone and internet is $600 MX per month and that is with unlimited long distanse. We have satelite which comes out of Canada. They have grocery stores that carry US products but it is imported and therefore expensive. Produce, eggs, meat, chicken and fish is amazing and reasonable. You can pay as much as you want or as little as you have for a house and find something to fit your needs," remarked another in Lake Chapala.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Ajijic Boardwalk, Lake Chapala

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