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What do I need to know before retiring in Dumaguete?

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When we asked people what advice they would give someone preparing to move to Dumaguete, they said...

"If coming from the United States: 1. Make sure that you have a reliable income of at least $1,500/month. Lots of older expats here live on SS or pensions. 2. Open an account at Charles Schwab bank before you depart, as they refund 100% of your ATM fees each month. Philippines is a mostly cash society so you will be doing lots of ATM trips. 3. Practice driving a motorbike if coming to Dumaguete. There are no taxis here, public transit is limited and cars are quite expensive. We actually live in Valencia which is 8 miles outside of Dumaguete. The higher elevation means that it is cooler. Motorbike is a must otherwise you are stuck! 4. Eat like a local to save a few bucks. Foreign foods are available at a few stores but prices are high. 5. Keep an open mind and calm down! Filipino society is much more laid-back than the U.S. You will need to be patient at times. 6. Have fun! I've visited many other places in The Philippines but so far Dumaguete is my favorite," remarked another expat in Dumaguete, Philippines.

"Expats considering retirement in Dumaguete, Philippines, should be aware of several key factors. Firstly, the cost of living in Dumaguete is relatively low compared to many Western countries, making it an attractive option for retirees. However, healthcare facilities may not be as advanced or readily available as in some other countries, so it's important to have a good health insurance plan. The official language is Filipino, but English is widely spoken, especially in business and education sectors. The climate is tropical, with a rainy season from June to November and a dry season from December to May. Dumaguete is known for its friendly locals and vibrant expat community, making it easy to socialize and make new friends. The city also offers a range of recreational activities, from diving and snorkeling to hiking and exploring local markets. In terms of accommodation, there are many options available, from renting an apartment to buying a house. It's advisable to visit Dumaguete first to get a feel for the different neighborhoods before making a decision. When it comes to visas, the Philippines offers a Special Resident Retiree’s Visa (SRRV) which allows unlimited stay and multiple entries, making it a convenient option for retirees. Lastly, while Dumaguete is generally safe, it's important to be aware of local laws and customs, and to take standard precautions to protect personal safety and belongings," said a member in Dumaguete , Philippines.

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Allianz Care's plans ensure that you have access to quality healthcare whenever you need it. Our flexible solutions allow you to tailor your cover to meet your needs and budget. You can submit your claims digitally and our helpline is available 24/7 to help you anytime.
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Other Questions:

What do I need to know before retiring in Dumaguete?

If you live in Dumaguete, newcomers to Dumaguete would love to hear your answer to this question.


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Flexible solutions allow you to tailor your cover to meet your needs and budget. Use Promocode: LIFE10 and get 10% off your international health insurance for life!
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