Where should I setup a bank account in Montanita?

"Expats considering retirement in Montañita, Ecuador should be aware that the cost of living is significantly lower than in many Western countries, making it an attractive option for those on a fixed income. The official language is Spanish, so learning the language or hiring a translator may be necessary. The local currency is the U.S. dollar, which can make financial transactions easier for American retirees. Montañita is known for its vibrant nightlife and surfing culture, which may not appeal to everyone. The town is small and walkable, but medical facilities are limited, so those with serious health concerns may want to consider living closer to a larger city with more comprehensive healthcare options. Ecuador has a national healthcare system, but many expats choose to also have private health insurance. The country's visa requirements are fairly straightforward, but it's recommended to consult with an immigration lawyer to ensure all paperwork is correctly completed. The climate in Montañita is tropical, with warm temperatures year-round, but it can be humid and rainy. The town is also a popular tourist destination, which means it can get crowded during peak travel seasons. Finally, while Ecuador is generally safe, petty crime can be an issue, so expats should take standard precautions to protect their belongings," said another expat in Montanita, Ecuador.