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Are healthcare and health insurance expensive in Saipan?

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When we asked expats in Saipan if healthcare and health insurance are expensive in Saipan, they wrote...

"Healthcare and health insurance in Saipan can be considered expensive, especially for those without insurance coverage. The cost of medical services and treatments can be high, and the limited availability of specialized care often requires patients to travel off-island for treatment, adding to the overall expense. Additionally, health insurance premiums can be costly, and not all employers offer coverage, leaving some residents to bear the full cost of their healthcare needs," explained one expat living in Saipan, the United States.

William RussellWilliam Russell
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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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"Aside from what I said above, we use my husband's Blue Cross insurance with no trouble. It costs the same as elsewhere, being a benefit of his federal job (he transferred here). Our copays are the same as in Hawaii," said another expat in Saipan, US.

Other Questions:

Are healthcare and health insurance expensive in Saipan?

If you live in Saipan, newcomers to Saipan would love to hear your answer to this question:


Cigna Global Health
Cigna Global Health

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Cigna Global HealthCigna Global Health

Get a quote in 2 minutes from our partner, Cigna Global Health.
Get Quote

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