What are the most challenging aspects of retiring in Thailand?

We asked retirees what they find the most challenging about retiring in Thailand. They wrote...

"Adjusting to the different culture, language and climate. Being away from friends and loved-ones in the US," explained one expat living in Chiang Mai, Thailand.

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Expat Health Insurance in Thailand

"Cultual Shock, Language skill problems, Lack of law enforcement. Smog, unfriendly people, always getting ripped off by the taxi drivers, having to pay a different price [than] the Thai's. Freedom of Speech," said another expat in Nonthaburi, Thailand.

What are the most challenging aspects of retiring in Thailand?

If you live in Thailand, newcomers to Thailand would love to hear your answer to this question.