How are healthcare services in Luxembourg?
When we asked expats and global nomads about the quality of medical care in Luxembourg, they replied...
"Luxembourg offers a comprehensive range of healthcare services, including primary care, specialist care, hospital care, and preventive care. The public healthcare system is funded by the government and is available to all citizens and foreign residents. The quality of public healthcare is generally high, with modern facilities and well-trained staff. Foreign residents have access to the public healthcare system, and expats in Luxembourg can use the public healthcare system by registering with the local commune and obtaining a health insurance card. Expats can also opt for private healthcare, which is more expensive but offers more choice and flexibility," said a member in Luxembourg.
"Purchase supplemental health insurance. You need your CNS card to do it and that usually takes a few weeks to arrive. As soon as it does, you can purchase the insurance which covers things like private rooms, whatever CNS doesn't cover and travel abroad. Go directly to the insurance company (there are many to choose from) and ask for a quote. Going to an independent agent can be much more expensive. I came from the US where we had international insurance until January when we went "local" and went onto Luxembourg's health insurance system (CNS) . I broke a tooth in February and we didn't have our CNS cards yet. But I mailed in all my expenses after the tooth extraction, stiches and post implanted (this was 2200 euro) . They paid zero. I have resubmitted my request after the implant was completed for an additional 1500 euro and still have not received anything from CNS. Also I find it very difficult with CNS because of the language barrier on my end. In the meantime we applied for supplemental insurance and was told I had to wait 8 months for dental coverage. I also travel to the US to see our children. I have a separate policy for that at a cost of 119 euro a year + 43 euros a month if I stay over 3 months. My daughter is employed, but we also had to purchase independent insurance for my college aged son at a cost of $1700/year. The supplemental insurance for my husband and me costs about 225 euro/month. If you don't go to the US for more than 4 weeks, you are set, but if you do, you may want to look into costs of coverage. CNS will only pay what they would pay in Luxembourg for coverage so you really do need something," remarked another expat who made the move to Luxembourg City, Luxembourg.
- What should I pack when moving to Luxembourg?
- Where should I setup a bank account in Luxembourg?
- Will I be able to find a job in Luxembourg?
- What is life like in Luxembourg?
- What do expats in Luxembourg appreciate most about the local culture?
- What do expats find most challenging?
- Is there a lot of crime in Luxembourg?
- Is there a lot of diversity? Are people in Luxembourg accepting of differences?
- What are the schools in Luxembourg like?
- What are healthcare services like in Luxembourg?
- What are medical services in Luxembourg like?
- Are healthcare and health insurance expensive in Luxembourg?
- What are emergency services like in Luxembourg?
- Will I need to travel to see a specialist?
- Are common prescription medications available in Luxembourg?
- How are local medical facilities in Luxembourg?
- As a foreigner living in Luxembourg, will I have access to public healthcare? What is it like?
- What have your experiences during the pandemic with the local healthcare system been like?
How are healthcare services in Luxembourg?If you live in Luxembourg, newcomers to Luxembourg would love to hear your answer to this question: