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Porto, Portugal

Are healthcare and health insurance expensive in Portugal?

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Cigna Expat Health Insurance

When we asked expats in Portugal if healthcare and health insurance are expensive in Portugal, they wrote...

"Healthcare rates are somewhat dependent on your age. I am 69 I pay about $180 a month with MGen. I don't have the lowest benefit or the highest, I am somewhere in the middle. I went with MGen for the following reasons. No limit on renewability...my age will never disqualify me from renewing my plan. They accept pre-existing conditions. I used a service called Serenity to help me navigate the various healthcare providers. You can do this yourself, I just preferred not to. If you join Afpop I believe you can buy MGen through them and get a discounted rate," commented one expat who made the move to Albufeira, Portugal.

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"Healthcare in Portugal is generally considered to be of good quality and is relatively affordable. Public healthcare is free for Portuguese citizens and those with a valid residence permit, while private healthcare is available for those who can afford it. Health insurance is also available in Portugal, but it is not mandatory. Premiums for health insurance can be expensive, but there are also government subsidies available to help offset the cost," remarked another expat in Portugal.

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Are healthcare and health insurance expensive in Portugal?

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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