Guatemala: International Life Insurance

Expats talk about some of the biggest challenges they've faced living in Latin America. Whether you're moving to Panama City or Punta del Este, this article is a must read to help you prepare (hint: you'll be much happier if you learn the language) and adjust your expectations (realities: the roads are rough, the pace of life is slower and bureaucracy is unavoidable). Despite all of the challenges, the list of what expats like about life in Latin America far exceeds the challenges.

Expats are very forthcoming about the pros and cons of living in Guatemala. Pros include the spring-like weather, the low cost of living and the lifestyle. Cons include limited access to quality healthcare (especially outside of Guatemala City), gringo pricing, crime and the reality that the rainy season can be depressing.

A French expat who went to Panajachel, Guatemala on vacation loved the climate and locals so much he ended up staying. He advises other newcomers to rent first, pack lightly, use a lawyer and translator when signing contracts and leave your prejudices behind.