Wise

A Wise multi-currency account for travellers, expats and freelancers lets you spend in any currency, receive money like a local and send money around the world with your own foreign currency account — cheaper than old-school banks. With the Wise debit card, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard or Visa.

Visit the Website for Wise

Your easy alternative to a bank account abroad.

Send money for less

Save up to 7x compared to the banks when you send money abroad.

Convert 50+ currencies

Hold and switch between multiple currencies in seconds with low, transparent fees.

Get paid like a local

Receive money with your own local bank details.

Open an account in seconds

Get your Wise debit card

Zero foreign transaction fees

Plus no annual fees and low currency conversion fees.

Fee-free withdrawals abroad

Up to £200 free every month.

Auto-convert any currency

Spend in any currency and our smart tech will auto-convert it with the lowest possible fee.

Easy-to-use app

Add and convert money, get instant notifications, and freeze or unfreeze your card anytime.

Japan Forum
Join our Japan forum to meet other expats and talk about living in Japan.

Living in Japan Guide

Did you know that washers and dryers are often placed on the balcony or in the kitchen in Japan? Did you know that trains are the best way to travel in Japan? Expats in Japan share their tips for living in Japan.

Contribute
Help other expats and newcomers by answering questions about the challenges and adventures of living in Japan.

Moving to Japan Guide

If you're moving to Japan this is a must-read article highlighting tips from expats in Japan. Topics covered include driver's licenses, healthcare in Japan, international schools and more.