Why do I need International Health Insurance?
If you plan to live or reside abroad for an extended length of time, you will want to make sure you invest in a high-quality international health insurance plan for the period you are overseas, outside of your home country, in case something happens and you need to seek global medical treatment. For most countries around the world, it may also be a requirement of your visa (if you need one) to show proof of adequate coverage. These healthcare plans are ideal for Expatriates, Global Nomads or International Citizens who are abroad for the majority of each year.
Why should I work with a broker like International Citizens Insurance?
It is best to work with a licensed worldwide health insurance broker who can walk you through the pros and cons of various plans to find the best plan for your specific needs. There are no additional costs for working with a broker, just an added level of service with an experienced professional who is looking after your needs.
International Citizens Insurance will provide you with quotes from Cigna, Allianz, GeoBlue, Now Health International and IMG.
I'm moving abroad soon. When should I apply for international health insurance?
To be eligible for global health plan, you must be planning to reside outside of your home country on or before the effective date of your plan (with some exceptions), which is why it is important to start your research early for coverage. Most plans will require that you apply 30 to 45 days prior to the departure date. This application time is necessary for the approval process of the insurance company as well as a medical evaluation. Keep in mind that if you decide to apply earlier or move the effective date to another time, you may need to provide an updated health declaration and new information from your international healthcare provider to ensure that there is no new health condition that was not included in the initial application.