Luxembourg has a public healthcare system that provides universal coverage to all citizens and residents. The public healthcare system is called the Luxembourg Health Insurance Fund (Caisse Nationale de Santé). Foreigners (expats and digital nomads) are allowed to use the public healthcare system in Luxembourg, however, they are not eligible for the same benefits as citizens. The public healthcare system is used by foreigners, however, it is not recommended for serious medical emergencies and major surgery. Public hospitals in Luxembourg are generally well-equipped and provide quality care.
Luxembourg’s Private Healthcare System
Luxembourg also has a private healthcare system that is used primarily by expats and digital nomads. Private healthcare is more expensive than public healthcare, but it is recommended for serious medical emergencies and major surgery. Private hospitals in Luxembourg are well-equipped and provide quality care.
Luxembourg’s Top Hospitals
The most well-known hospitals in Luxembourg include:
- Centre Hospitalier de Luxembourg (public hospital located in Luxembourg City)
- Clinique de l’Europe (private hospital located in Luxembourg City)
- Clinique Bohler (private hospital located in Luxembourg City)
- Centre Hospitalier Emile Mayrisch (public hospital located in Esch-sur-Alzette)
- Clinique du Nord (private hospital located in Ettelbruck)
- Centre Hospitalier du Nord (public hospital located in Ettelbruck)
Health Insurance Companies in Luxembourg
The most popular private health insurers in Luxembourg are Bâloise Assurances, DKV, and Sanitas. Expats and digital nomads typically use these companies or specialized expat health insurance providers.
Insider Tips from Expats in Luxembourg: How to Navigate the Health System
“Luxembourg offers a comprehensive range of medical services, including both public and private healthcare. The public healthcare system is funded by the government and provides free or low-cost medical care to all citizens. Private healthcare is also available and is generally of a high standard. Luxembourg has a wide range of medical specialists, including general practitioners, specialists in internal medicine, paediatrics, obstetrics and gynaecology, and many more. The country also has a number of well-equipped hospitals and clinics, offering a range of treatments and services. Luxembourg also has a number of pharmacies, providing access to a wide range of medications,” commented one member living in Luxembourg.