Navigate Health Care in Tartu

Learn about the health system in Tartu: how it can and cannot be used by expats, nomads, retirees and others moving to and living in Tartu.
Navigate Health Care in Tartu

Tartu is home to a comprehensive healthcare system that provides both public and private healthcare services. The public healthcare system is called Eesti Haigekassa and is used by both locals and foreigners. People generally recommend using public hospitals in Tartu for serious medical emergencies and major surgery. Public hospitals in Tartu are well-equipped and staffed with experienced medical professionals. Foreigners, including expats and digital nomads, are allowed to use the public healthcare system in Estonia. However, many expats choose to use private hospitals for serious medical emergencies and major surgery due to the shorter wait times and more personalized care. Private hospitals in Tartu are modern and offer a wide range of services.

Hospitals and Clinics for Expats in Tartu

  • Tartu University Hospital – public hospital located in the center of Tartu, specializes in emergency care, surgery, and oncology.
  • Tartu Family Medicine Center – public hospital located in the center of Tartu, specializes in family medicine.
  • Tartu Private Hospital – private hospital located in the center of Tartu, specializes in emergency care, surgery, and oncology.
  • Tartu Private Clinic – private clinic located in the center of Tartu, specializes in family medicine.

Emergency Services in Tartu

Tartu has a comprehensive emergency services system. Ambulance services are available and can be called by dialing 112. Ambulances typically arrive quickly, however there can be delays depending on the severity of the emergency.

Health Insurance Companies in Tartu

The most popular private health insurers in Tartu are Swedbank, SEB, and Luminor. Expats and digital nomads typically use these companies or specialized expat health insurance providers.

Insider Tips from Expats in Tartu: Health Care

“I’ve been living in Tartu for a while now, and I can tell you that it’s definitely possible to live comfortably on $5,000 a month here, even if you’re used to modern amenities. In fact, you might not have to make many sacrifices at all. Tartu is a relatively affordable city, especially when compared to larger European cities. When it comes to housing, you can find a nice apartment in a good neighborhood for around $500 to $800 per month. Some of the more affordable neighborhoods to consider are Annelinn and Tammelinn. These areas have a good mix of apartment buildings and houses, and they’re well-connected to the city center by public transportation. If you’re looking for something more upscale, you might want to check out Supilinn or Karlova. These neighborhoods are closer to the city center and have a more historic feel, but the rent prices can be a bit higher, ranging from $800 to $1,200 per month.As for other expenses, groceries and dining out are quite affordable in Tartu. You can expect to spend around $200 to $300 per month on groceries, and a meal at a mid-range restaurant will typically cost you around $10 to $15. Public transportation is also very affordable, with a monthly pass costing around $25.In terms of entertainment and leisure activities, there’s plenty to do in Tartu without breaking the bank. The city has a number of parks, museums, and cultural events that are either free or have a low entrance fee. If you’re into sports and fitness, gym memberships are also quite affordable, with prices ranging from $30 to $50 per month.Overall, I think you’ll find that living in Tartu on $5,000 a month is not only doable but also quite comfortable. You’ll be able to enjoy modern amenities and a good quality of life without having to make too many sacrifices,” commented an expat living in Tartu.

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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