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Health Insurance-Pre-existing Condition

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jazzmoose
6/3/2018 11:42 EST

Bonjour Everyone,

I recently found this site and joined the forum. My husband and I are hoping to retire to France within the next 4-5 years, and I have been looking into health insurance. It seems as if the recent PUMA system is a huge change for expats, and the fact that private insurance is also much less expensive is another welcome discovery.

What I am concerned about is the pre-exiting condition clause(s). Does anyone have experience with obtaining private insurance with a pre-existing condition? I realize this is a sensitive topic to ask about and that each circumstance is different, but I am trying to get an idea of what that does to the cost...double, triple., still insurable? Also, what insurance company would you recommend going to for info/quotes? Not sure a Google search is the best way to find a provider...would rather have a word-of-mouth referral.

Merci beaucoup! Feel free to send me a privare message as well due to the possible sensitivity of the topic, and I wholeheartedly appreciate anyone willing to share their experience in obtaining helath insurance with a pre-existing condition.

-jasmine

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Kathling9
6/9/2018 08:33 EST

https://www.expatica.com/fr

This is great for info about healthcare for expats in France. I just completed my second year here, both in France and in the French health care system. I have supplemental insurance with Miel, have had no problems getting remboursements for specialist appointments and physical therapy for my pre-existing conditions. Let me know if you need more details. Kathling9

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jazzmoose
6/9/2018 19:13 EST

Thanks for your reply, Kathling9. I just sent you a PM.

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