Expat Exchange
Free MembershipSign In

Spain Expat Forum

4 years ago

Mapfre Reembolso Private Health Insurance

4 years ago
I'm a US citizen planning to receive a long term Residence Non Working Visa for Spain (Visado No Lucrativo). One requirement is private health insurance. I have been investigating Mapfre's Reembolso policy because it reimburses me up to 80% if I have medical expenses outside of Spain. My agent assures me that if 1) I have the residence visa for Spain, 2) I have a valid address and rental (or purchase) agreement for a property in Spain, and 3) even if I spend several months outside of Spain, I will not have any problems with denial of coverage.

This is important to me because I plan to not purchase health insurance in the US starting 1 Jan 2020, but I plan to maintain two homes, one in the US and one in Spain, spending about even amounts of time in each. I want to feel confident that if I have a major health issue in the US, I can get treated, and reimbursed by Mapfre.

Does anyone have insights into this? How risky is it to not maintain US-based health insurance?

Thanks in advance

AGS Worldwide Movers
AGS Worldwide Movers

GeoBlue
GeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

GeoBlueGeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

Living in Spain GuideLiving in Spain Guide

Expats Living in Spain offer their advice for others making the move to the nation on the Iberian peninsula. From what to bring, to learning Spanish, culture shock and more, read on to learn how to settle into your new life as an expat in Spain.

Spain Forum Spain Forum
Join our Spain forum to meet other expats and talk about living in Spain.

Contribute to Spain Network Contribute
Help other expats and newcomers by answering questions about the challenges and adventures of living in Spain.

Best Places to Live in Spain Best Places to Live in Spain

If you're thinking about living in Spain, here are the 15 Best Places to Live in Spain in 2023.

Healthcare in SpainHealthcare in Spain

Expats in Spain share their experiences with healthcare and overseas medical insurance in Spain.

Cost of Living in SpainCost of Living in Spain

Expats offer insight into the cost of living in Spain.

Moving to SpainMoving to Spain Guide

Expats move to Spain from all over the world. People of all ages move there to work, retire, or just enjoy the culture and Spain's natural beauty. With so many places to choose from, our tips for moving to Spain will get you started on picking the perfect place for you.

Real Estate in SpainReal Estate in Spain

Real estate listings in popular cities and towns in Spain.

Pros Cons of Living in SpainPros & Cons of Living in Spain

Take off your rose-colored glasses and learn what expats have to say about the biggest challenges and the greatest rewards of living in Spain.

Retiring in SpainRetiring in Spain

Advice for people retiring in Spain.

10 Tips for Living in Spain10 Tips for Living in Spain

If you've recently arrived in Spain, here are 10 tips for digital nomads living in Spain.

GeoBlue
GeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

GeoBlueGeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

Contribute to Spain Network Contribute
Help others in Spain by answering questions about the challenges and adventures of living in Spain.

AGS Worldwide Movers
AGS Worldwide Movers

Copyright 1997-2024 Burlingame Interactive, Inc.

Privacy Policy Legal