Can anyone tell me if we can come to Panama on just our passports and then get the pensionado Visa once we get there? If so, do you know what documents we will need to bring with us to do this? And do all the documents have to be apostilled and can that be done from Panama? I read somewhere you HAVE to have a lawyer get your Visa for you? Is that true and what would be the cost? We are coming from the U.S. I just cannot find a comprehensive list of what we need to do. They are all so confusing. Would it be better to to do all this from our end and can you even get the Visa from our end? Any info would be so appreciated. We are wanting to get there as soon as possible.