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Mortgage in Panama?

10 years ago
I am Swiss and I am preparing to retire within a few years, possibly in Panama, where I would like to buy an apartment in the Coronado area. The problem is that, right now, I can't get any loan from the banks (Multibank and Scotiabank) despite all the guarantees I can provide (monthly income in the 12,000 USD, at least 30% of own funds, "cedula" in progress after creation of an off-shore company, aso...). Somebody has an explanation for such an attitude? Or, still better, any recommendation for a bank more "gentle" with foreigners?

SJB Global
SJB Global
Caballero Méndez & Candanedo
Caballero Méndez & Candanedo

Our firm is especially recognized for its Immigration and Visa services, helping clients relocate smoothly, obtain residency, and comply with Panama’s legal requirements. We make the migration process clear, efficient, and stress-free, so you can focus on what truly matters: starting your new life or business project with confidence.
Learn More

Caballero Méndez & CandanedoCaballero Méndez & Candanedo

Our firm is especially recognized for its Immigration and Visa services, helping clients relocate smoothly, obtain residency, and comply with Panama’s legal requirements. We make the migration process clear, efficient, and stress-free, so you can focus on what truly matters: starting your new life or business project with confidence.
Learn More

SJB Global
SJB Global

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