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"Hello, I am new to this forum and am seeking advice on banking. I want to know from any U.S. expats in the RP if they have any experience in finding a bank where they can have social security benefit checks directly deposited and accessible in the RP. I hope to move to Baguio at the end of the year so would like to find a bank with a branch there. Also, how long does it take for funds to be available and is there any fee associated with transferring money internationally. I have heard of the Philippine National Bank but I don't have any info on it. Thank you for your help. If you are in Baguio, let's meet. Sincerest Regards, Mikey 48" - Mikey48

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