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Senior health insurance

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Angiegirl
  9/28/2016 18:06 EST

Hi, all. Am seriously considering'relocating' back to where i was born in Pest, Hungary. Does anyone know if I would have to pay for healthcare if I am a dual-citizenship AND will be 65?

borschelrh
  9/29/2016 01:36 EST

It is very hard to answer that question. In our case, we moved here as retirees with a 5 year visa then became permanent residents. I plan to convert that to full citizenship when I turn 65 in 2 years as the language test is waived at age 65. Both my wife and I are retired and receive both military pensions and US social security. I looked into receiving government health coverage and they told me we would have to surrender our US Social Security and take Hungarian pensions instead. The difference is nuts as the minimum pension is something like roughly $200 a month. So, obviously, we didn't do that. We have (arguably useless) military Tricare Overseas health insurance but we lose that at age 65 as we refuse to pay the Part B Medicare premiums. We are cash only for medical here which is far cheaper than paying the Part B premiums. Even with major medical expenses including surgeries we have never spent more than $3k in a year and that is paying cash. You only have to prove insurance if you are asking for a retirement from a third country (not in the EU) so as to not put a drain on the government resources. But, a natural born citizen might be in a different category than we are and perhaps you don't have to surrender your SSA to get National medical.

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peddington
  9/29/2016 03:18 EST

While I'm not really sure, 65 is the typical minimum retirement age now in Hungary. The "unknown" is that you never paid in to the system prior to this so not really sure. I would contact the Hungarian Health Ministry/Dept. P.S. Do consider that while there are a number of skilled/experienced doctors (but many left to go abroad) in Hungary, some of the equipment is dated or not at all or you have to wait. Some hospitals have shortages and often you see people draw blood, examine your teeth etc., without gloves. Some hospitals lack soap and paper towel/blower in their restrooms etc. Things are improving but there is still a long way to go. Of course there are "private" hospitals but they cost more. I know one 82 year old lady and know for a fact when they see a doctor or specialist they pay nothing...hope this helps a little.

Michael1967
  9/29/2016 08:20 EST

The way you describe public hospital or medical.I will stay with private medical and avoid any germs,really they have a shortage of surgical glove.should be cheap to buy.

peddington
  9/29/2016 15:18 EST

Yeah. Unfortunately that was my experience at two hospitals in including the one in District VII in Budapest which is a very large hospital. Some of it depends on management but there are some fiscal realities all Hungarian hospitals have to deal with! Private practice is better although I seen dentists that still didn't want to wear a glove never mind a face mask/shield!

Angiegirl
  9/29/2016 20:33 EST

Thank you for your response. I was a bit confused re: this as my mom is 86 and she HAS to pay for health insurance while she lives there....she lives there 6 mos. and in USA 6 mos. - so perhaps that is the reason. I plan on getting my dual-citizenship when I visit next year & look into what it will cost me to have health insurance there...that is a major factor for me as I have osteo arthritis & do need medical. I was born in Budapest & speak almost fluently and can read & write too.

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Allianz Care's plans ensure that you have access to quality healthcare whenever you need it. Our flexible solutions allow you to tailor your cover to meet your needs and budget. You can submit your claims digitally and our helpline is available 24/7 to help you anytime.

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Michael1967
  9/29/2016 20:39 EST

I want to be in Hungary and buy a place outside a city,I am afraid not knowing any Hungarian in a small town will be a draw back as an outsider.I hope fingers crossed somewhere there might be a few English speaking neighbors until,i can study the language more.

Angiegirl
  9/29/2016 21:15 EST

Hello. I wish you luck on buying a place near nice people who also speak English. I am lucky in that i have the distinct advantage of speaking Hungarian & reading & writing...pretty well. I will be renting as I am only one person& don't want the responsibility of a house ownership!

borschelrh
  9/30/2016 01:29 EST

From living here 7 years now I am beginning to understand better the Hungarian character. It is not simple and while they are basically good people there are some issues, particularly xenophobia, which I think get exacerbated in smaller villages. Hungarians are fiercely proud of their language and believe it is the most elegant and beautiful in the world. So, they see no reason to have to learn anything else. We must learn theirs instead which is a daunting task, particularly as you get older. We live in a tourist destination of Balatonfured which swells to 60,000 with tourists in the Summer. Most tourists now are Hungarians but we also see a fair number of German, Austrian, and Dutch tourists as well as a smattering of Brits. Even so, Englishs is spoken rather uncommonly but I do see more and more younger people with English skills. Here German language skills are fairly common so if you speak German you can get by. Also, there was a large military joint Soviet/Hungarian air base so there are a lot of retired pilots in Veszprem who all speak English. So, this area is better than most and the xenophobia a lot less. Budapest would be another place English is spoken and I believe the areas towards Vienna such as Szombathy or Sopron might also be good choices. But, get even a bit away from these areas and it gets rough. I spent some time in Szekesfehervar and encountered no one who spoke anything except Hungarian. Gyor was better but still rather rare. Head east of Budapest and it is dismal although Debrecen is another place one will encounter English speakers. On the lake it is better on the North side than the South and Kesthely or Heviz you will also encounter a lot of languages. Many Russians have bought in that area so you will see a lot of Cyrillic signs around. One way around this is to have a Hungarian friend or employee who can serve as a translator. But, even with that I can see I finally am going to have to make the effort to learn Hungarian. I have tried several times before and have failed miserably. I speak German so can get by here (but not anywhere else East of here).

Grazka
  9/30/2016 01:43 EST

Hi Michael,

We are living 25 km from Budapest . By car 20 min. Beautiful place....clean,quiet,no crime at all. I don't speak Hungarian apart of some few worlds and I'm doing very well. This days most of the young people speak English better or worst so always you can communicate with them. Shops are no problem either. Probably the biggest problem are gov offices . There you need to go with somebody who can translate for you. But once is done you can survive very nicely.

Grazka
  9/30/2016 01:55 EST

I didn't have such a bad experience in hospitals like peddington .... I guess dependent where the hospital is and what is the hospital budget.
The biggest problem in hospital from my point of view is the food.....seriously ugly!
As for the healthy insurance . ...I think everybody can buy gov health insurance . It cost around 7000 HUF/ month. Got this u have a PG,emergency,hospital.... So it's good for a basic care. If you are seriously sick then u can get some private insurance as an extra or pay by cash only when u need it. With the cash here you can get a lot.

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Allianz Care's plans ensure that you have access to quality healthcare whenever you need it. Our flexible solutions allow you to tailor your cover to meet your needs and budget. You can submit your claims digitally and our helpline is available 24/7 to help you anytime.

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Allianz Care's plans ensure that you have access to quality healthcare whenever you need it. Our flexible solutions allow you to tailor your cover to meet your needs and budget. You can submit your claims digitally and our helpline is available 24/7 to help you anytime.
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peddington
  9/30/2016 04:15 EST

I think the 7000 HUF a month only works if you can prove that you are currently or just prior insured in another EU country. Then yes! If not I was told that there is a "buy in" although that is not how it is called. I was given a 5 to 60000 buy in and a six month wait. It could be wrong as in Hungary you get different answers in each office and indeed each agent/employee.

borschelrh
  9/30/2016 07:12 EST

Perhaps you are right. The problem is you can only apply in your regional office and bureaucracy being what it is in Hungary once a decision is made it is final.

We were told we could purchase insurance ONLY if we surrendered our American Social Security pensions. However, we are not naturally born Hungarians (or descended from any Hungarians) nor coming from another EU country.

However, our experiences using cash only have been very satisfying. It is not remotely expensive and the quality of physicians far surpasses the typical immigrant bachelor's level physician we see commonly in the US now (they are not doctors at all and only have a 4 year college education but do have to conduct a residency in the US) . Here an MD is a real doctor with real academic doctorate and a specialist has a PhD and a real one to boot. In the US MD's get a namby-pamby "special" PhD in 1 year as an add on to their MD and do not conduct meaningful research. I am a PhD research Immunologist so can attest to the professionalism here. That said the facilities are somewhat more mundane than the expensive stuff you see in the US. Also here, what would be done by a technician is performed by doctors. The person shooting your x-ray is a radiologist and reads it immediately. In the lab they are all pathologists, chemists or microbiologists with some assistants, and in the pharmacy you are being served by a MD level Pharmacologist. This makes a huge difference in point of care testing and treatment. Here doctors actually conduct a physical exam and usually a thorough one, the look at your pee or poop as the case may be and often will conduct an add on test on the fly without having to schedule months in advance. There is no real profic t motive except after hours. Most doctors supplement their meager income with private patients in the evening often using the government offices and equipment just after hours. Fees range from 5,000 HUF to 12,000 HUF depending on the specialist. We have a guy that comes to our house (my mother is 91 y/o) and charges 8,000 HUF plus he draws the lab work etc. while here.

My wife had major surgery and spent 7 days in the hospital. Total cost was $400 paying cash. Yes, there is only simple and crappified food BUT it is expected that the family will be heavily involved in the inpatient care and will bring food. In the Veszprem Medical Center there are 4 snack bars and a MacDonald's across the street. One interesting thing I have noticed is that there is a vending machine outside the ICU where you buy a mask, gloves, gown, and booties for 1,000 HUF. That is one way to cut costs and it is cheap enough. Patients in the US are billed hundreds of dollars for these disposable items. But, everything is clean and serviceable and the equipment is state of the art enough. They are insane about cleaning and keeping the floors spotless and disinfected and no flowers are allowed at all. It reminds me of many US military hospitals I worked in before things got weird in the 90's.

Grazka
  9/30/2016 08:59 EST

Well I'm not sure how those gov health insurance works but my husband got this and also my son who is in uni. By the way if u are studying full time the gov will pay for you the health insurance .
I don't have any health insurence. Never see doc for nearly 30 years. I'm never sick ..... I'm just looking after myself ( I'm into healthy life and natural,medicine). Not planing to go to the hospital ....only in emergency or if I brake something. For this I can pay myself.
But really anybody can go to the doc for a small money here when need it....why waste money on any insurence? Get the better organic food for this money!

Angiegirl
  9/30/2016 09:09 EST

Thank you everyone for the info you provided. I will decide what to do @ health insurance on my next 'investigative' visit in 2017 - when I plan to research where I would like to live...I was born in Pest - so I believe i will have no problem with getting my dual-citizenship as well as lowered 'premiums' on my healthcare as a Hungarian as well. I will not have to give up anything - I don't beleive. In fact, I will have many more benefits as a senior (I will be 65) and getting my Social Security. Planning on escaping the USA...Have had enough. I need to be where I was born again....I also speak nearly fluent Hungarian - tho I am sure I will become much more proficient as I live there...Always was understood when asking for directions or anything in shops, etc. Am also practicing reading/writing so I know more. I love my native land of my birth....going home & will be happy, I am sure...

Grazka
  9/30/2016 09:19 EST

Hungarians are very practical people. They learn the language which be the most useful for them.. Then closer tomaustrian border all kids learn German. They going to study in Vienna or live close to border and work in Austria. So no English speaking people in Sopron!
In Budapest many young people speak English ...reason they can get very well pay job in international companies .where the wages are much much higher then in any hung company..

I'm not sure if Hungarians are xenophobic ....They are just jealous people who hate if somebody has more them them . Full stop! The same are Poles,Czechs....Maybe communistic time is gone long time ago but many people,living here like in communistic time. They even think this way. They want do nothing or minimum and get all what people,in western country have. So if somebody has less then them or the same it's not a problem where are you come from....but if u are having more ,then even if u are Hungarian this is a big problem.
This is the reason why they as very secretive and don't talk about themselfs and do not ask other people about it either.
Best here is to live own life ....got some few friends from your own country or somebody who is the emigrant like you. Got Tv with English channels .Fast internet....what more person needs?
Of course is good to speak the language of the country where you live but to learn Hungarian as an example takes me probably many years and still it will be not how the locals speak.
It's so many more interesting thing to read or learn....why I'll bother. It's my only opinion and everybody has to do what he think is best for him.

Angiegirl
  9/30/2016 09:28 EST

It is still important to speak a nation's language...for many reasons...one is not being ripped off. two; buy things so you don't get ripped off; and also explaining aches & pains to your doctor if you need to! It is always a goo idea to knw at least enough to 'get by'....I don't have this problem as I was born in Pest, and we only left because of oppressive commuism. Hungarian was my 1st language; and we spoke it at home while I was growing up! Never left me...like a good friend! I love the language AND (most) people there....very friendly if you are too...

Michael1967
  9/30/2016 09:55 EST

I receive disability now since 2011 around 2,000 monthly from ssa.I would never give upy ssa either can someone tell me for a family of 3 to settle for being a permanent resident.I was toldy family would need medical coverage as well as hospitalization.I was thinking of getting a private package for all three of us as a family plan.Is there any cheaper way of getting a family package to use as my requirements for staying in Hungary as a resident.Swiss clinic gave me an offer of 1500 yearly for doctors as such but not coverage for a hospital on that plan.can someone advisee if this is correct.really want to finalize a family medical package that is acceptable to immigration,menbeing an American to move abroad and buy a house in the country.

Grazka
  9/30/2016 10:12 EST

Angiegirl, they Will know straight away you are not Hungarian even after your accent ..and they rip u off! So this is not the reason to learn Hungarian.....at it will not work. Sure if you are young you can learn ....if you knew already few languages one more one less doesent make any difference.
Apart of it Hungarians are so different and so busy making money you will never have much in common with them even if they will find time for you.But its matter of choice.... I'm walking my dog so every day I'm speaking with Hungarians ...in English. Funny enough they are happy to speak English as they can practice their English.....so it's like a free lesson.

Michael1967
  9/30/2016 10:24 EST

Hi grazka,

I saw your writings.I would love to know some of the Hungarians and treat them as equal,bit also have full expat friends speaking English.I am trying to relocate and settle my family down buy a house for maybe around 8 million huf,but need a city big enough where they have a full hospital ,English speaking school fory daughter and of course myself.the more ,I would live in the country would definitely have to buy a used car for like 2 million huf.I am still scratching my head for the best location outside of Budapest,where they speak English and have the schools and hospitals also.any ideas

Thanks

Grazka
  9/30/2016 13:52 EST

Hi Michael! I'll help how much I can but I'm not expert on everything.
So firstly check up those insurence https://www.worldnomads.com/
They are very flexible ...u can buy insurence with them on line with Ben if u are already here. Also u can extend existing insurence....so it's lots of possibility. Don't know the prices as I didint use recently ...so look for a possibility..

If you learn Hungarian or not it's your business. Probably u will even if u don't want to...just living here.
You will have a few problems here as what you want it can't be in one place. So the English schools are mostly in Budapest ( Buda area). Maybe in some other cities but I don't know about it so maybe somebody else will help u with it.
Now where u have a problem ...in Budapest and specially in Buda side I don't think u will buy house for this kind of money. You hardly can buy so,e very small apartment for it. So to afford house u need go have more money or you need to go to some small places maybe around Balaton. But the English school can be a problem there..
So other option is to live not far from Budapest and catch the train or bus to school or/ and work every day. Then you don't need the car.
As for the hospital ..most of the places have a some hospital or is not far away. Do u need hospital near by because u have some health problem or just in case?
Anyway have a look on the map around the Budapest first and look for the places where u think u would like to live. Then we can look for a realestate prices. Transport and hospitals.
When u like to come and live in Hungary?
Concentrate now on what's the most important for you and your daughter. The English speaking people should be last on the list.

Michael1967
  9/30/2016 14:11 EST

Hi grazka,

I really do appreciate your knowledge of Hungary,i was laughing when you told me what I want to spend on a house I could not afford a shoe lol.

I was wishing for some town close for a school and some of the English speaking schools want almost want 5,000 USD yearly which is to high for me.i have to look a little outside of Budapest with a nice size town with doctors already there and a reasonable priced house.

Grazka
  9/30/2016 14:25 EST

It's not that easy how was many years back. Since Hungry become EU member the realestate prices went up......and I'm saying UP!
So this is your problem. Have a look on inglatan.com on some properties and prices.
Just to see what you can get .
Everything what is not Hungarian it's expensive . My son is studying in uni. His Hungarian is not good enough to study in Hungarian so we have to pay 7000 euro / year so he can study in English. So even if u find some English school somewhere in smaller city it wil be not cheap.
I'll look for you for some other places where are English schools but I think somebody already was asking for it and answer was its not many of them and they are expensive.
Maybe u need to teach English byself to pay for your daughter English school. Or maybe she can learn Hungarian...
It's not easy answer.....if you like to talk I'm on Skype under grazkav

Grazka
  9/30/2016 14:39 EST

Michael have a look here http://www.eslbase.com/schools/hungary
I think u need to write to them and ask how much it will cost a year.
When u find the school then u can look for a realestate there.

Michael1967
  9/30/2016 14:50 EST

My only other cheap way for school was searching for a Hungarian school that teaches English with class lessons.there must be something like that or even a private one my budget for a school was 900,000 huf yearly if possible.

Grazka
  9/30/2016 15:05 EST

This is not a problem as now most of the schools teach English....but my question is why your daughter need English lesions? If she goes to school like that she will teach English her English teacher .
Is your daughter in primary school or high school?
If you get visa so u can stay in Hungary you can send your daughter to any school and I don't think u have to pay for this school. Only if it will be private school. Ask about it in hung embassy. But I think if u can live here permanently then your daughter can go to hung school like Hungarian kids. No cost or just little.
Now if you can pay 900000huf / year for a school what is around 3300usd then u missing only 1700 USD so around 150usd/ month. If u teach English what it's very popular here specially if u are native English speaker u can get min 3500 HUF/ hour....it's not a hard work ..and your daughter can study in good School even in BUdapest. Something to think about.

Michael1967
  9/30/2016 15:44 EST

I never taught English before and basically on ssa right now age 49.i think they would someone with a teaching degree correct.

Grazka
  9/30/2016 15:52 EST

You dont need to be a teacher...... It's your mother language. Be more positive....
Contact me for more info if u r interested.

Michael1967
  9/30/2016 17:01 EST

Ii am interested who would hire me ,what kind of papers will they need from me on being a teacher.I already collect on SSA disability would social se purity ever find out.I am working overseas for another company in another country

Angiegirl
  9/30/2016 19:42 EST

My mom is 86 yrs. old & has a house there as well as in FL. She told me that she has to buy health insurance for the 6 mos. she is there & it is NOT cheap. I don't know what it would be for a family, but I know there are diff ins. types & also depends on income, I am pretty sure. Good luck.

Angiegirl
  9/30/2016 19:45 EST

I am pretty sure i speak Hungarian with an accent. However, I have already made a 'trial run' and lived there for 6 mos. and NEVER got ripped off...So, I don't know what your experience has been, but I also have several dozen relatives who live there (we have NO relatives in USA) aside from my sis, mom & bros. that's it....So, I am already very familiar with living in Hungary & lived on the Rakport - District II. I am very 'savvy' as I also lived in New York City while growing up - I consider myself very astute & also read, write Hungarian. Do YOU??? No.

Grazka
  10/1/2016 00:37 EST

We all have a different experiences. I'm living here for a 6 years....and do not have any family here so maybe this makes the difference.
Important you are happy what you have and belive no one ripping you off.. Have a great life!

Michael1967
  10/1/2016 00:40 EST

Did I say something offensive or someone else did

Grazka
  10/1/2016 00:46 EST

My last reply was not for you Michael...sorry with this system here is little mix up. It was for Angiegirl who saying no one ripp her off in 6 months here because she knew Hungarian.
Get some trades people....the we will talk.

If I'm here I'll answer your question....you can teach privately ....how much you can.

Michael1967
  10/1/2016 00:53 EST

That would be good ,would I have to be refilled certificate to teach private.how can I get started thru a school or tutoring in private.

Thanks

Michael1967
  10/1/2016 01:10 EST

Sorry typo here so no TEFL certificate is needed.If working abroad would ssa find out about me working in Hungary.

Grazka
  10/1/2016 01:20 EST

Michael you do not need any certificates only your English. You just advertise or on the beginning u can use some agency to get your students. It's plenty of students who need extra English lessons and plenty of people who already work in overseas companies here and they need improve their English.
You will not have such a big job opportunity in small places so think about all of it before you make decision.

Michael1967
  10/1/2016 01:33 EST

I understand, I am wondering if cities like Eger,pecs or debrecen would need English teachers.wish , I had a steady clientele of students
I will keep all this in mind.extra income would be a blessing

Grazka
  10/1/2016 01:48 EST

Exactly....and being nat English speaker is your biggest asset here. People do not want so much somebody who just learn English ...they want get lessons from the person who speak well with the right accent.
I guess any city with the Uni students it's a good place....but of course Budapest is best .
You teach you got money after lesson is finish..
Be only careful with the cities close to Austrian border like Sopron. There German teachers are more popular. Saying so still many wants to learn English....
Think also about the future where your daughter wants to study and what. Better to be closer to the uni....other way it will be more expensive.
Lots to think isn't it?

Michael1967
  10/1/2016 02:40 EST

I have a lot of research to do.i love Budapest,but things seem at the prices there.

I even hear some people do teaching online

Grazka
  10/1/2016 02:47 EST

Michael look around....public transport here is really good. Take your time...then more you know then better your life can be.

Michael1967
  10/1/2016 02:56 EST

Some people told me buda is to pricey to live .I was told district 14 is my best choice.i saw places online in buda to live for around 140,000 HUF month.is that too cheap for a 2 bedroom.i wonder if these online places have hidden costs.

Angiegirl
  10/1/2016 03:26 EST

Graza: I am having a great life, right now....here in the States, particularly California....However, I am also thinking of my retirement in 2 short years, and I DO have lots & lots of family there - in Budapest as well as in outlying areas of Pest. They love me & i love them; and I have already lived there & I would remember if someone had ripped me off as I am street-wise as well as Hungarian is my 1st language as I was born in Pest! And, I don't know 'who did you wrong' - but it was not I - so you are 'fixated' on being ripped off - and I don't know why. I lived there for 6 mos. - directly on the Danube....did my food shopping at farmer's markets and I know the value of forint to dollar; can caluclate it quickly in my head...and, I would never buy something that sounded like it was too much. I have full confidence in my living/surviving abilities both here in the USA - where I was a successful video producer, as well as a dual-citizen of Hungary....I also had a VERY reasonably priced duplex right in Buda, District II - which everyone knows is a pre-eminent area in which to live...The rent was cheap because I negotiated it IN HUNGARIAN! So, I hope you don't have any more bad experiences with your lack of judgement as to what is a fair price for something or not....and, supermarkets are the SAME price for everyone....Pl don't spread rumors about Hungarians ripping off people who re-locate there!!! It has NOT been my experience...Perhaps to someone inexperienced with international living, this could happen, but not to a wise Hungarian woman! Besides, I have lots of relatives there who steer me clear of bad deals! Perhaps I am lucky to have been born there & know the ropes....I will continue to have a great life - no matter where I decide to live! Thanks.

Grazka
  10/1/2016 03:26 EST

Yep the Buda side it's expensive. District 14 is not the best .... I'll rather live in worst or smaller apartment in good/ better suburb . I was living in district 9 for a two years. Some parts are little down but some very good and whole suburb getting better every year. Was waking my dog 4-5 am....completely safe.
If you rent something you need to pay normally one month rent as a deposit plus one month rent. Only extra is strata fees ( and electricity,gas,water....dependent how much u will use.) the amount depends . In the new buildings it cost more ...I think we paid around 40 000 HUF/ month . This include hot water ,heating and strata. In older building can be around 10 000/ month for strata and u pay for what u use...gas,electricity,water.... You need to ask b4 how much is extra and what is incl.
140000/ month it can be correct for a 2 b' rooms depends of condition and closeness to the public transport....look on the map.
Other thing what you need to remember ...here no one use the terms 2 b' rooms apartment it's a two room flat/ ap. People r using living room as a bedroom for a night. So 2 room place is really one bedroom .

Angiegirl
  10/1/2016 03:27 EST

Michael: Are you aware that this thread was originally for "Senior Health care' questions? Not for schools?

Grazka
  10/1/2016 03:44 EST

Angiegirl...by the way I'm Grazka not Graza....maybe we agree to disagree!
I'm happy for you and your great life. My life is also very good ....but the fact is Hungarians are cheaters and ripping of people from the other countries. Ask other people about their experience some Italy with all tradesmans!! Obviesly in shop on on the market people will not rip u off....we are talking about the builders, electricians ,plumbers....and obviesly taxes !
I was living in 4 different countries in my life.....
Because something was not your experience doesent mean not exists!
Maybe other people here can tell their experience with Hungarians....and if they are think Hung are honest people.
And to be honest ..Poles,Czechs,Slovaks are all the same! Hope this make u feel better.

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:08 EST

What is a good cell phone provider to use in Hungary.i was looking for a plan for my family to use .I agree some areas of pest was told not safe to be in for a family.i guess will find a place on the buda side.some areas of pest must be nice to live though right.

I really want a place well kept not old and broken down inside.qhat town are you living in now is it a small town

Michael1967
  10/1/2016 04:37 EST

Sorry used my cell phone only once.my apologies for all these writings

Grazka
  10/1/2016 05:18 EST

I think they are all very similar...Vodafone,T- Mobil ....the best internet is upc....but it is not everywhere.
Yep I'm living now in small town off M1 in winery region ...just for a fresh air and quiet life.
Love to live in Budapest but mostly pollution was the biggest problem.

Michael1967
  10/1/2016 11:28 EST

What would it cost monthly for a cell plan about 5,000 HUF.i have to look the price on a phone from Hungary or maybe just be an unlocked cell phone.I do like the teaching idea greatly.i know buda has many top notch schools and like the idea of city life to shop in the market place.try the experience.some people told me they get on a train and shop for other items in Vienna or Germany is that cheaper

Angiegirl
  10/1/2016 12:21 EST

Graska: Your 'accusations' regarding Hungarian tradespeople is an insult to each & every Hungarian. I have been ripped off in the USA by tradespeople as well. So, what is your point? To defame the Hungarians are cheats? I take 'offense' as I am a natural-born Hungarian & you don't have the right connections if you hire people who rip you off. I only go thru relatives when I have something that is expensive or needs fixing. Sorry you are so 'jaded'. Besides, what does all this have to do with my 'original thread' regarding Senior healthcare?

Angiegirl
  10/1/2016 12:22 EST

Thank you.

Angiegirl
  10/1/2016 12:23 EST

Thank you.

Angiegirl
  10/1/2016 12:25 EST

I do remember when my late father was in the hospital, it was super-clean & the doctors were not expensive. They treated him very well, and he came home at that time satisfied with his care! Of course, dad also gave them a few dollars here & there. A small price to pay to have attention....when ill.

Angiegirl
  10/1/2016 12:25 EST

I do remember when my late father was in the hospital, it was super-clean & the doctors were not expensive. They treated him very well, and he came home at that time satisfied with his care! Of course, dad also gave them a few dollars here & there. A small price to pay to have attention....when ill.

Angiegirl
  10/1/2016 12:25 EST

I do remember when my late father was in the hospital, it was super-clean & the doctors were not expensive. They treated him very well, and he came home at that time satisfied with his care! Of course, dad also gave them a few dollars here & there. A small price to pay to have attention....when ill.

Angiegirl
  10/1/2016 12:25 EST

I do remember when my late father was in the hospital, it was super-clean & the doctors were not expensive. They treated him very well, and he came home at that time satisfied with his care! Of course, dad also gave them a few dollars here & there. A small price to pay to have attention....when ill.

Angiegirl
  10/1/2016 12:25 EST

I do remember when my late father was in the hospital, it was super-clean & the doctors were not expensive. They treated him very well, and he came home at that time satisfied with his care! Of course, dad also gave them a few dollars here & there. A small price to pay to have attention....when ill.

Angiegirl
  10/1/2016 12:25 EST

I do remember when my late father was in the hospital, it was super-clean & the doctors were not expensive. They treated him very well, and he came home at that time satisfied with his care! Of course, dad also gave them a few dollars here & there. A small price to pay to have attention....when ill.

Angiegirl
  10/1/2016 12:25 EST

I do remember when my late father was in the hospital, it was super-clean & the doctors were not expensive. They treated him very well, and he came home at that time satisfied with his care! Of course, dad also gave them a few dollars here & there. A small price to pay to have attention....when ill.

Angiegirl
  10/1/2016 12:25 EST

I do remember when my late father was in the hospital, it was super-clean & the doctors were not expensive. They treated him very well, and he came home at that time satisfied with his care! Of course, dad also gave them a few dollars here & there. A small price to pay to have attention....when ill.

Angiegirl
  10/1/2016 12:28 EST

I had 'extensive' dental work done....a bridge between teeth and after 7 yrs. it is still intact & dentist was #1 grad in her class! She did a fine job, used gloves & lots of propaganda on this website. I don't know who gains anything by 'spreading lies' here....I have been going back & forth to Hungary since i was a teen, and I found Hungarian dentistry to be better than here in the States! Now, of course, it depends where you go. I went to a reputable dentist in my mom's nearby village & was & am VERY satisfied with care i received!

Angiegirl
  10/1/2016 12:28 EST

I had 'extensive' dental work done....a bridge between teeth and after 7 yrs. it is still intact & dentist was #1 grad in her class! She did a fine job, used gloves & lots of propaganda on this website. I don't know who gains anything by 'spreading lies' here....I have been going back & forth to Hungary since i was a teen, and I found Hungarian dentistry to be better than here in the States! Now, of course, it depends where you go. I went to a reputable dentist in my mom's nearby village & was & am VERY satisfied with care i received!

Angiegirl
  10/1/2016 12:32 EST

I don't know where these people have received 'care'....but, my experience has been (while my dear father was alive) that he got excellent care & his doctor's were honest, good men & women. Hungary is NOT a 3rd world country and I 'resent' people spreading lies on this site!!! My dad had a bad heart, and he still lived to 80 yrs. old! So, if his medical care was sooooo bad, why did he have such a long life???? And, he retired back in the 80's. The doctors & dentists are excellent in my opinion - as far as my experience with my dad' illness is concerned.....Do NOT believe everything here....I have direct experience with both doctors & dentists & they are excellent. Many foreigners specifically GO to Hungary to have 'procedures' done...If they are so bad, then why is this the case?

Angiegirl
  10/1/2016 12:36 EST

Hello. Good luck on learning HUngarian...It is one of the most difficult languages in the world. HOwevr, not impossible to a willing heart. Helps if you are younger...Somehow the mind absorbs more.....However, I take 'offense' as a fellow Hungarian to you complaining about having to learn Hungarian~Ever heard of the 'expression' - "When in ROme do as the ROmans do"???? Well, if you want to live & be in Hungary, you must fit in - NOT the other way around...Just sayin'....
If you feel uncomfortable with the fact that Hungarians are a proud peoples and are proud of their langue, and love their native 'tongue' = perhaps it is not the land for you....

Angiegirl
  10/1/2016 12:36 EST

Hello. Good luck on learning HUngarian...It is one of the most difficult languages in the world. HOwevr, not impossible to a willing heart. Helps if you are younger...Somehow the mind absorbs more.....However, I take 'offense' as a fellow Hungarian to you complaining about having to learn Hungarian~Ever heard of the 'expression' - "When in ROme do as the ROmans do"???? Well, if you want to live & be in Hungary, you must fit in - NOT the other way around...Just sayin'....
If you feel uncomfortable with the fact that Hungarians are a proud peoples and are proud of their langue, and love their native 'tongue' = perhaps it is not the land for you....

Angiegirl
  10/1/2016 12:36 EST

Hello. Good luck on learning HUngarian...It is one of the most difficult languages in the world. HOwevr, not impossible to a willing heart. Helps if you are younger...Somehow the mind absorbs more.....However, I take 'offense' as a fellow Hungarian to you complaining about having to learn Hungarian~Ever heard of the 'expression' - "When in ROme do as the ROmans do"???? Well, if you want to live & be in Hungary, you must fit in - NOT the other way around...Just sayin'....
If you feel uncomfortable with the fact that Hungarians are a proud peoples and are proud of their langue, and love their native 'tongue' = perhaps it is not the land for you....

Angiegirl
  10/1/2016 12:36 EST

Hello. Good luck on learning HUngarian...It is one of the most difficult languages in the world. HOwevr, not impossible to a willing heart. Helps if you are younger...Somehow the mind absorbs more.....However, I take 'offense' as a fellow Hungarian to you complaining about having to learn Hungarian~Ever heard of the 'expression' - "When in ROme do as the ROmans do"???? Well, if you want to live & be in Hungary, you must fit in - NOT the other way around...Just sayin'....
If you feel uncomfortable with the fact that Hungarians are a proud peoples and are proud of their langue, and love their native 'tongue' = perhaps it is not the land for you....

Angiegirl
  10/1/2016 12:41 EST

Perhaps you are getting 'ripped off' because of your attitude...ever consider that? Also, by now you should have found some friends younger people who DO speak ENglish...Many do...ask them who is a good trades person or who is not! They know. You have an 'arrogant' way about you...perhaps they see that...as most Hungarians are not keen on foreigners being negative. ANd, they are sensitive people & will see this in you..Besides, how can you expect poor Hungarian tradespeople to adjust to your language needs? They only speak Hungarian....for the most part. Make some friends or move back to where you came from...those are your options for not getting 'ripped off' as you say....My mother had her whole house in Pest ripped out & re-done...NEVER heard of one bad story from her of being ripped off!!! You don't know the right people is the problem.

Angiegirl
  10/1/2016 12:43 EST

I can live with bad food; bad care is a whole 'nother ball game...Who cares @ the food? You are there to have a certain procedure done; it is not a hotel....My dad was in hospital many times before he passed away, and I can assure you, I monitored his healthcare & it was excellent! I don't know where you people are going.....but I have found healthcare in Hungary excellent!

Angiegirl
  10/1/2016 12:46 EST

I could be wrong, but i believe it is a law that one MUST have health insurance if you are an 'outsider'...Because what has happened in the past is that people have gotten sick; gone to hospital; been taken care of - and then just went back to where they came from! NO country wants to be 'saddled' with our medical bills. WHich is only right...

Angiegirl
  10/1/2016 12:48 EST

I have Kaiser here in the States, so I will be ok. I also am a dual citizen so I believe that will help me with costs.

Grazka
  10/1/2016 12:51 EST

Listen you can be upset how much you want...I don't care ! It's my opinion base on experience much longer then yours spent time here. Apart of it I remind you that in your first message on this subject you said that it's good to know Hungarian language so people do not ripp you off. So you knew Hungarians ripping off other people. So what's your problem? Because u r Hungarian so u have to stand up for them.?
I'm going to open new discussion and ask people to make comment about their experience with Hungarians tradesman.
You are insulting me ! Talking about something what you have no idea and relatively speaking you are saying I'm liar .... Grown up! You can have your opinion even they are just opinion with out of experience but stop insulting me,ok! Do not think everybody is just an idiot and u living in America knew all.

Angiegirl
  10/1/2016 12:51 EST

My mom has health insurance as she spends 6 mos. there a year & 6 mos in Florida. She has NEVER been made to give up her Social Security in all the years she has lived there (about 16 now)....never heard of this...I think it is mis-information. No one can be expected to give up their income that was earned from another country. NEVER happen(ed).

Angiegirl
  10/1/2016 12:55 EST

WOndering WHY you would want to live with such 'horrible' -sounding people!!! I love Hungary & get pretty upset when 'outsiders' criticize Hungary! I lived there as a 'trial run' and never felt people were envious of my wealth or anything i wore or did. I don't know how you live or where you live - but you are somehow NOT fitting in. Perhaps you need to re-consider if Hungary is right for you. I resent your negative comments on my fellow- countrymen & women!!! Never have experienced all the negativity you write!!! Are you sure Hungary is for you?

Angiegirl
  10/1/2016 12:57 EST

When in ROme, do as the roman do! If you don't want to learn the language then, you get what you get!

borschelrh
  10/1/2016 13:00 EST

I can assure you that most definitely we were flat out told at immigration and at the insurance office that we could not purchase the National Health plan insurance without surrendering our US Social Security pensions (but not our military). I suspect your mother has never told them she is receiving it.We had to explain our income to get permanent residence. Also, the US is onen the few countries in the world that lets you collect Social Security (National pension) while living outside the country. Hungary is one that doesn't permit this for example. But, it is not relevant. Medical here is excellent and cheap. Like I said before to keep our Tricare Overseas (military retired medical insurance) we must pay for Medicare Part B monthly for the rest of our lives. I think that is now $134 a month so $238. We do not spend anywhere near that in medical expenses paying cash so for us it is a no brainer. So, we don't pay it. However, we also have significant cash reserves for an emergency should something traumatic happen. In our case we prepared for retirement in the US which is enormous overkill if you retire to Hungary. It is a no brainer to me.

Angiegirl
  10/1/2016 13:03 EST

I think you have totally missed my point! I AM HUNGARIAN~Born there; visited there many times & have dozens & dozens of relatives who live there! I don't care what people do during the day, as i am retired and I mind my own biz and live my own life...Who cares if they are busy....people all over the world work & are busy. My relatives are NEVER too busy for me! If i have a need; it is met. Too bad you don't have a good Hungarian 'network' to help you settle in....I have always felt a part of being Hungarian...For me, it is a 'coming home' ....for you it was a relocation to a different country than you are from! Big difference. And, my 'accent' has NOTHING to do with my ability to get along in Hungary! I even taught English there to Hungarians, so I must be fluent enough (and understood enough) to have been hired there!!!! You have a very 'narrow' mindset.

Grazka
  10/1/2016 13:04 EST

Listen Angigirl , stop crapping as you look,like a mad person.. Just drop the subject,ok.
Now my husband is Hungarian so he is talking to those lovely honest people. And in Hungarian language so they for sure can understand. If I learn Hungarian or not is not your business.
And do not tell me where I should live ....you are so arrogant and aggressive...... Actually I never met here anybody like you yet.... Everybody is very nice to me....are you sure you are Hungarian?

Angiegirl
  10/1/2016 13:07 EST

You need to get a more positive attitude...I have NEVER been ripped off...As I said, I speak Hungarian and was born there...I believe this makes Hungarians more honest when they realize you only left because the commies took over & my dad was a 'Freedom Fighter'....I get respect when I Go HOME....lucky me...So glad to call myself a native-born. Perhaps you are in the wrong country?

Angiegirl
  10/1/2016 13:10 EST

YES, Social Security is now linked all over the world; and if you do make extra income, you better report it or you can get in trouble. Always 'err' on the side of honesty, is my policy. And, are you aware that this 'thread' is regarding senior healthcare?

Angiegirl
  10/1/2016 13:10 EST

YES, Social Security is now linked all over the world; and if you do make extra income, you better report it or you can get in trouble. Always 'err' on the side of honesty, is my policy. And, are you aware that this 'thread' is regarding senior healthcare?

Angiegirl
  10/1/2016 13:10 EST

YES, Social Security is now linked all over the world; and if you do make extra income, you better report it or you can get in trouble. Always 'err' on the side of honesty, is my policy. And, are you aware that this 'thread' is regarding senior healthcare?

Angiegirl
  10/1/2016 13:13 EST

There are no 'hidden costs'...But, just like any place one lives, there is also the expense of telephone; electricity, gas etc. They are not 'hidden' but are part & parcel of living anywhere. Also, Budapest is the most expensive place to live...if you go outside of it, prices go down exponentially. Do your research before you move...that is my suggestion to you...Plus, are you aware that this thread is actually regarding 'Senior Healthcare">>>>???? Start a new thread if you want to discuss rents, housing costs, etc.

Angiegirl
  10/1/2016 13:15 EST

The best areas are Buda, District II and III and Roszadomb....However - you get what you pay for....Hungry is still a lot cheaper than other places to live. If you have a family, I would stay away from the bad areas...ANd, there are some in Pest, not Buda/

Michael1967
  10/1/2016 13:38 EST

I am not come to Hungary to break any rules.i have a clean record and just want to re locate family to Hungary to adjust cost of living.i want to have a health care family package at the best rate possible is all.the Hungarian embassy in NYC says look on our website.its like they are not helpful

Angiegirl
  10/1/2016 14:07 EST

Anything worth having is hard to find....do your research...was just giving you a 'heads up' on working without reporting...Years ago, you could do this, now everything is hooked up to a central computer system between you & where you live...Good luck on finding good insurance...I will research mine next year when I go back home for a 1 mos. visit to plan my retirement there in 2018....

Angiegirl
  10/2/2016 00:43 EST

Hi. I don't know where you heard that you have to give up your USA social security if you retire to Hungary! Both my late father & mom have (had) a house in Hungary & live in USA as well....Neither hides nor hid the fact that they were getting their fair share of the Social Security (which is & was due them)! My dad got direct deposit and so, it is hard to hide this - nor would my parents do that! You are allowed to 'transfer' your social security from USA to any country after your reach retirement age, so I don't know where you got the mis-information that that is not possible! MANY Hungarians have moved back when retired & have had their Social Security direct-deposited to their bank in Hungary. It is totally legal~So, I am not sure you know what's what...

borschelrh
  10/2/2016 01:05 EST

I am telling you exactly what they told me and they quoted the law. I got it both from the immigration in Veszprem verified in Budapest and from the regional insurance registrar. You cannot collect Hungarian pension (required to get medical as a retiree) and US Social Security. As I said we are not citizens (yet) but here on Permanent Resident visas and most importantly we were already retired when we came here. Perhaps that is the difference? They treat Hungarians or people derived from Hungarians differently than non-Hungarians and citizens from immigrants again differently. For us it is the same as if we came from Africa or some third world country and they are not super welcoming although when we showed our banks accounts and assets the tune changed somewhat. That is fine and I understand we never worked in Hungary nor contributed to the economy during our working lives and thus haven't earned a pension nor medical. We came as retirees which is a whole different kettle of fish than someone emigrating to work here. Before you go half cocked you best check the laws. I certainly did that.

It isn't all that different in many other countries such as Australia, New Zealand or even Switzerland where if you are coming as a retiree you have to make a sizeable deposit with the government to get a visa. As an example when we retired in 2009 that deposit for Australia was $4 million dollars for 5 years and zero interest. It is less now but still sizeable. That is why this entire economic immigration problem is hypocritical and why many countries are so pissed at having to take on that burden. These deposits are to offset any economic drain an immigrant might put on the government accepting them. As another example of the hypocrisy of this my Russian in-laws have purchased citizenship in Cypress for $1 million dollar economic investment which gives them citizenship in the EU without having to ever actually live in Cypress. At some point the EU will crack down on them the same as they did to Monaco when they were selling citizenship. Hungary also tried this for Chinese investors but it was shut down after the particular individuals got their citizenship. Even Orban doesn't want to over tempt the wrath from Brussels on something so obviously wrong.

Angiegirl
  10/2/2016 10:09 EST

I guess the big difference between us & your family is that we were all born in Hungary & NOT getting any pension from Hungary as we all worked in USA since we escaped from the commies. I am not expecting free medical. I am merely trying to get a 'grasp' on how much my health insurance will cost. I also qualify for dual-citizenship, which I plan on getting on my next trip to Budapest. I wish you luck in getting what you need. I am Hungarian-born, so the laws are different for us. I also speak fluent Hungarian & write & read pretty well. Good luck.

Angiegirl
  10/2/2016 10:09 EST

I guess the big difference between us & your family is that we were all born in Hungary & NOT getting any pension from Hungary as we all worked in USA since we escaped from the commies. I am not expecting free medical. I am merely trying to get a 'grasp' on how much my health insurance will cost. I also qualify for dual-citizenship, which I plan on getting on my next trip to Budapest. I wish you luck in getting what you need. I am Hungarian-born, so the laws are different for us. I also speak fluent Hungarian & write & read pretty well. Good luck.

peddington
  10/2/2016 14:09 EST

Telekom (T-Mobile) seems to me that it is the MOST expensive. Telenor (former Pannon) seems to have a decent tariff but it depends. If you have relatives or you travel the EU Vodafon may be the best as there is no roaming calling home. They ALL run specials time to time so it pays to shop around. Incidentally I think Telenor is the ONLY one that does not accept "foreign issued credit card" for payment. WHY that is they could tell me! I think even they don't know!

ZENNOVICE
  10/5/2016 10:41 EST

We would love to know the town/area you live in which is so perfect and crime free as we are looking at all alternatives. Many thanks.

Grazka
  10/5/2016 11:18 EST

It's 20-25 km from Budapest out of M1... the winery region.

EllaS
  3/9/2017 11:25 EST

:) Sit down and smile. If you are also a Hungarian citizen you will pay about $35/month. The only difference is that those Hungarians who lived and paid taxes here - no longer pay past the age of 65. I don't mind paying, it is only fair after what I remember paying in the states - and it didn't cover everything. The deductibles and the remainder after the insurance will break the bank. Here it is covered.

peddington
  3/9/2017 13:03 EST

"Cheap" is relative my friend! Yes some countries like the US health care costs are crazy but you do get quality treatment for the most part. Now as to Hungary just beware! While there are some older very experienced physicians (most of the young doctors are leaving in droves) just be aware that; 1. They are overworked, 2. They repeatedly re-use, ONE TIME USE surgical instruments due to cost. Sure if you are a foreigner they not going to do it but if you on the national system they just might! (Trust me on this a good friend of mine is a surgeon). Many ambulances are more like transports and don't have life saving equipment. So there are pluses and minuses. You do take a chance! ...just saying!

Angiegirl
  3/9/2017 19:55 EST

Good for you Elle: My mother is 86 and lives from May-Sept. in Pest....does she have to pay health insurance while there? Just curious...and, if yes, how much for someone who only lives there 6 mos. out of the year...Wondering.

Angiegirl
  3/9/2017 19:55 EST

Good for you Elle: My mother is 86 and lives from May-Sept. in Pest....does she have to pay health insurance while there? Just curious...and, if yes, how much for someone who only lives there 6 mos. out of the year...Wondering.

Angiegirl
  3/9/2017 19:55 EST

Good for you Elle: My mother is 86 and lives from May-Sept. in Pest....does she have to pay health insurance while there? Just curious...and, if yes, how much for someone who only lives there 6 mos. out of the year...Wondering.

EllaS
  3/10/2017 11:36 EST

Angie - is she a Hungarian citizen? She needs to get a health insurance card (TAJ) and the catch is that it must be paid full time - regardless whether or not she lives here - if she wants to have it available to her when she does live here.

There may be something about letting the office know when you are outside of the country and they waive it but I'm not certain of the specifications/conditions for that.

EllaS
  3/23/2017 02:26 EST

Yes, you would have to pay past age 65 because you have not contributed during your working years as those citizens who worked here and contributed all their working years. They get to stop paying premiums once they turn 65. I think I've told you that in a letter.

EllaS
  3/23/2017 02:26 EST

Yes, you would have to pay past age 65 because you have not contributed during your working years as those citizens who worked here and contributed all their working years. They get to stop paying premiums once they turn 65. I think I've told you that in a letter.

EllaS
  3/23/2017 02:38 EST

To purchase insurance for 7000/mo you have to be a citizen I believe. It had covered everything for me and I've had major surgery - with very good care, I might add. Well, yes the food I did not touch - but then you can order food delivered - which is what I did.

EllaS
  3/23/2017 02:49 EST

Unfortunately, construction is in really bad shape in Hungary. In fact it was for that reason that I started my website way back when. Being a Hungarian speaker I got ripped off really badly - so how could a foreigner deal with it. Everybody with spare time and need for money can say they are a 'master' tradesman. You find out later that - he has no crew, or he is overextended, or he takes the advance and never returns. There are really nasty stories. Believe me - I've gone through 3 remodelings and have gray hairs to prove it.

While I still lived in the city I finally collected a list of tradesmen who were reliable and fairly priced.

:) The countryside proved to be another challenge. I've rooms done by different people - didn't want to committ to one if it were bad. As a result some rooms will have to be re-done.

EllaS
  3/23/2017 02:53 EST

Consider Zsambek, Szomor, Bajna - we are 40-45 km away. Many work in the city who live out here. Beautiful area, clean air, no crime - bus service from Zsambek is every 30 minutes and after age 65 you ride free. Came out here while my city center apartment was being gutted and stayed - it's been 8 years and still loving it. Buy local chicken, raw milk, eggs and grow fruits and veggies in my garden.

peddington
  3/23/2017 04:01 EST

I have to say "consider yourself lucky". I know from personal contact from Hungarian doctors that the equipment is not always adequate. Often tubes and instruments manufactured to be "disposable" i.e. "one time use" is disinfected and used 4 or 5 times. Of course if you are considered a "foreigner" they will not do that (probably not also if you pay "hala penz" ahead of time). Mind you there are many experienced and very knowledgeable doctors in Hungary - so there is that but the equipment and supplies are sometimes "third world-ish"! People should know that! After all we talking no soap and means to wipe your hands in the bathroom! No not at a public bathroom but in some HOSPITALS!

peddington
  3/23/2017 04:08 EST

But in all fairness it is not just greedy amateurs needing to make some money why this is. My gas repair person (one of the pro's I was lucky to find) told me. Licensing is a nightmare in Hungary. Then they have to re-test every 2 years and there are fees...etc. When I called him last fall to get my gas boiler ready for the season he told me that he had 137 open work orders (he works alone). When he did come I asked if it business is so good WHY he doesn't hire help. He said it was not cost effective and expensive as well. Each repair person would have to have his/her own car with spare parts etc. He would be also liable for their work, pay their health care etc, etc. The government doesn't make it easy so to stay competitive they do it that way!

peddington
  3/23/2017 04:16 EST

Just to chime in on 65 and transportation. Even if you 65 on some trains for example you have to buy "seat" (hely jegy) for a nominal fee. If you don't you can be fined senior or not. This may pertain to some express/rapid lines not the slow ones that stop at every on horse town. (not in your case since you only 35 miles to Budapest, far enough from the pollution, LOL!)

capttamas
  4/7/2017 13:33 EST

afcourse you can receive your SS payments if you leave the US. it is SSI that you can't collect if you leave the States

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