Are healthcare and health insurance expensive in Bosnia & Herzegovina?

"Healthcare and health insurance in Bosnia & Herzegovina can be expensive, depending on the type of coverage and services needed. Generally, public healthcare is free or low-cost, but the quality of care may not be as high as in private healthcare. Private health insurance can be expensive, but it can provide access to better quality care. Additionally, many private health insurance plans have high deductibles and co-pays, which can make them unaffordable for some people," explained one expat living in Bosnia & Herzegovina.