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Marina Bay, Singapore

15 Expats Talk about Health Insurance and Healthcare in Singapore

By Betsy Burlingame

Last updated on Feb 16, 2023

Summary: The quality of medical care in Singapore is generally considered to be very high, with many of the country's hospitals being ranked among the best in the world. Singapore has a well-developed healthcare system, with a wide range of medical services available. In comparison to the US, Singapore has a higher doctor-to-patient ratio, shorter waiting times, and lower costs for medical services. Emergency services in Singapore are generally reliable and efficient. Ambulance services are provided by the Singapore Civil Defence Force (SCDF). To call for an ambulance, dial 995 from any phone. The SCDF will then dispatch an ambulance to the location.

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How are healthcare services Singapore?

When we asked expats and global nomads about the quality of medical care in Singapore, they replied:

"Singapore offers a comprehensive range of healthcare services, ranging from primary care to specialist services. The public healthcare system in Singapore is highly regarded for its quality and affordability. It is funded by the government and provides a wide range of services, including preventive care, primary care, specialist care, and hospital services. Foreign residents in Singapore have access to the public healthcare system, and can use it for both inpatient and outpatient services. Expats in Singapore can use the public healthcare system by registering with a public healthcare provider and paying the relevant fees. They can also purchase private health insurance to cover any additional costs," commented one expat living in Singapore.

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What are medical services in Singapore like?

When we asked expats and global nomads about the quality of medical care in Singapore, they replied:

"Singapore is renowned for its world-class medical services, offering a wide range of medical services from general practitioners to specialists. The country has a comprehensive network of public and private hospitals, clinics, and medical centers, providing quality healthcare services to both locals and international patients. Singapore is also home to some of the world's leading medical research centers, which are dedicated to developing innovative treatments and cures for various diseases. Additionally, Singapore has a well-developed healthcare system, with a wide range of health insurance plans available to cover medical expenses," mentioned one expat in Singapore.

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Are healthcare and health insurance expensive in Singapore?

"Healthcare and health insurance in Singapore can be expensive. The cost of medical services and treatments can be high, and the cost of health insurance premiums can also be significant. Additionally, the cost of medications can be expensive, and there may be additional fees for certain services. However, the government provides subsidies for certain medical services and treatments, which can help to reduce the cost of healthcare for Singaporeans," said one expat.

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What are emergency services like in Singapore?

When we asked about emergency services, members in Singapore wrote:

"Emergency services in Singapore are highly efficient and reliable. In the event of an emergency, the Singapore Civil Defence Force (SCDF) can be contacted by dialing 995. This is a 24-hour hotline that is available for all types of emergencies, including medical emergencies. When calling for an ambulance, the caller should provide the exact location of the incident, the type of emergency, and the number of people involved. The SCDF will then dispatch an ambulance to the scene as soon as possible," commented one expat living in Singapore.

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Will I need to travel to see a specialist?

"Singapore is home to a wide variety of medical specialists, with some of the best selections located in the Central region. The Central region includes the city centre, Orchard Road, and the Marina Bay area, which are all home to a number of top-notch medical facilities. The East region, which includes Changi, Bedok, and Tampines, also has a good selection of medical specialists. The North region, which includes Woodlands, Sembawang, and Yishun, is also home to a number of medical specialists. Finally, the West region, which includes Jurong, Bukit Batok, and Choa Chu Kang, is also home to a number of medical specialists," remarked one expat in Singapore.

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Are common prescription medications available in Singapore?

"Yes, common prescription medications are available in Singapore. Pharmacies in Singapore are well-stocked with a wide range of medications, including those for common ailments such as colds, flu, allergies, and pain relief. Many of these medications are available over the counter, while others require a prescription from a doctor. Singapore also has a wide range of generic medications, which are often cheaper than their branded counterparts," said one expat.

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Do you have anything more to add about local medical facilities in Singapore?

"Medical facilities and medical care in Singapore are of a very high quality. Singapore is home to some of the best hospitals in the world, with many of them being internationally accredited. The country also has a well-developed healthcare system, with a wide range of medical services available. Singapore is also known for its excellent medical research and development, with many of its hospitals and research institutes being at the forefront of medical innovation. In addition, Singapore has a highly trained and experienced medical workforce, with many of its doctors and nurses being highly qualified and experienced in their respective fields," mentioned one expat in Singapore.

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As a foreigner living in Singapore, will I have access to public healthcare? What is it like?

"Yes, as a foreigner living in Singapore, you will have access to public healthcare. Singapore's public healthcare system is highly regarded and provides quality care at an affordable cost. The system is made up of a network of public hospitals and polyclinics, which offer a range of services from general medical care to specialist services. The public healthcare system also provides subsidies for certain treatments and medications, making it even more affordable," wrote one expat.

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What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Singapore if they have access to public healthcare in Singapore. And, if they do have access, what is it like. They wrote...

"The pandemic has had a significant impact on Singapore's healthcare system. The government has implemented a range of measures to ensure the safety of patients and healthcare workers, including the introduction of telemedicine services, the use of contact tracing technology, and the implementation of strict social distancing measures. In addition, the government has also provided financial support to healthcare providers to help them cope with the increased demand for services. As a result, I have found that the healthcare system in Singapore has been able to provide timely and effective care to those in need," wrote an expat living in Singapore.

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What advice do you have for expats having a baby in Singapore?

We asked expat moms who gave birth in Singapore about their experiences and advice they have for other moms to be. They said:

"1. Make sure to research the different healthcare options available to you in Singapore, such as public and private hospitals, and decide which one best suits your needs. 2. Consider enrolling in antenatal classes to help you prepare for the birth of your baby. 3. Make sure to apply for a birth certificate and passport for your baby as soon as possible. 4. Consider joining a local expat group or forum to connect with other expat parents and get advice and support. 5. Take advantage of the many family-friendly activities and attractions available in Singapore. 6. Make sure to research the different childcare options available to you in Singapore, such as daycare centers, nannies, and babysitters. 7. Take the time to explore the city and get to know the local culture and customs. 8. Make sure to take care of yourself during your pregnancy and get plenty of rest," remarked one in Singapore.

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Are healthcare services good in Singapore?

We asked people if they have access to good medical care in Singapore. They wrote:

"Singapore has a comprehensive healthcare system that provides quality medical services to its citizens. The government provides subsidies for medical services, making healthcare more affordable for citizens. Singapore also has a wide range of public and private hospitals and clinics, offering a variety of medical services. The country also has a well-developed network of primary care providers, such as general practitioners and family physicians, who provide preventive and curative care. Singapore also has a strong emphasis on preventive health care, with a range of health promotion and disease prevention programs. Additionally, Singapore has a well-developed system of medical research and development, with a focus on developing innovative treatments and technologies," said one expat in Singapore.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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