Cartagena, Colombia

"Before retiring in Cartagena, expats should know that the cost of living is relatively low compared to many Western countries, making it an attractive option for retirees. However, healthcare can be a concern, as the quality varies greatly and private health insurance is recommended. Expats should also be aware that while many locals speak English, it is not widely spoken outside of tourist areas, so learning Spanish can greatly enhance your experience. Cartagena is known for its hot and humid climate, which may not be suitable for everyone. It's important to visit first to see if you can handle the weather year-round. Safety can also be a concern in certain areas of the city, so it's important to research and choose your neighborhood carefully. The process of obtaining a retirement visa in Colombia is relatively straightforward, but it does require proof of a steady income. Finally, while Cartagena is a vibrant city with a rich history and culture, it's important to remember that it is still a developing country, and infrastructure and services may not be up to the standards you're used to in your home country," said one expat who made the move to Cartagena.