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Subic Bay, Philippines

By Betsy Burlingame

Last updated on Jul 02, 2023

Summary: Expats, digital nomads and retirees talk about what it is really like living in Subic Bay, Philippines. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in Subic Bay?

When we asked people what advice they would give someone preparing to move to Subic Bay, they said:

"Expats considering retirement in Subic Bay, should be aware of several key factors. Firstly, the cost of living is generally lower than in many Western countries, but it's important to budget carefully and consider potential healthcare costs. The Philippines has a tropical climate, with hot and humid weather year-round, which may be a significant change for those from temperate climates. Subic Bay is known for its beautiful beaches and natural attractions, offering plenty of outdoor activities. However, it's also important to note that it can be prone to natural disasters like typhoons and earthquakes. English is widely spoken in the Philippines, making it easier for expats to communicate. However, learning some basic Tagalog phrases can be beneficial. The Philippines offers a Special Resident Retiree’s Visa (SRRV) which allows foreigners to live in the country indefinitely, but there are specific financial requirements to qualify. Healthcare in the Philippines is generally affordable, but the quality can vary. Expats often choose private healthcare, which can be more expensive. It's advisable to have comprehensive health insurance. The culture in the Philippines is quite different from Western countries, with a strong emphasis on family, respect for elders, and Catholic traditions. It's important to respect these cultural norms. While Subic Bay is generally safe, like any place, it has its share of crime. Expats should take standard precautions to protect their safety and belongings. Finally, expats should be aware that while the Philippines is developing rapidly, some amenities and infrastructure may not be as advanced or reliable as in their home country," wrote a member in Subic Bay.

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What do I need to know before moving to Subic Bay?

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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