Estoril, Portugal

"Estoril is a popular retirement destination for expats due to its warm climate, beautiful beaches, and affordable cost of living. Before retiring in Estoril, it's important to understand the local culture, language, and lifestyle. Portuguese is the official language of Portugal, so learning some basic phrases can be beneficial, although English is widely spoken in tourist areas and by younger generations. The cost of living in Estoril is generally lower than in many other European countries, but it's still important to budget carefully and consider all potential expenses, including housing, healthcare, and daily living costs. Healthcare in Portugal is of a high standard and is relatively affordable. Expats are eligible for public healthcare after becoming residents, but many choose to also have private health insurance for more comprehensive coverage. The property market in Estoril offers a range of options, from luxury villas to more modest apartments. Renting is a popular choice for many expats, but buying property can also be a good investment. Portugal has a favorable tax regime for retirees, known as the Non-Habitual Resident (NHR) scheme, which can offer significant tax benefits for a period of ten years. It's advisable to seek professional tax advice to understand the implications and benefits of this scheme. Portugal is known for its relaxed pace of life, which many retirees find appealing. However, it's worth noting that this can also translate into slower customer service and bureaucracy. The food and wine in Portugal are exceptional and very affordable. The local diet is Mediterranean, with a focus on fresh fish, meat, vegetables, and olive oil. Portugal is a safe country with low crime rates. However, like anywhere, it's still important to take common-sense precautions, particularly in tourist areas. Public transportation in Estoril is reliable and affordable, with regular train services to Lisbon and other parts of the country. However, having a car can be beneficial for exploring more remote areas. Finally, it's important to remember that moving to a new country can be challenging, even if it's a dream retirement destination. It can take time to adjust to a new culture, language, and way of life, so it's important to be patient and give yourself time to settle in," wrote a member in Estoril.