Cost of Living in Siargao, Philippines

By Betsy Burlingame

Last updated on May 15, 2025

Summary: What is the cost of living in Siargao, Philippines? Expats, digital nomads and retirees living in Siargao talk about the general living costs, the cost of housing and health insurance.

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Is the cost of living in Siargao high?

We asked people how much they someone comfortably live on in Siargao, they wrote:

"The cost of living in Siargao is relatively low compared to other tourist destinations in the country. Rent for a one-bedroom apartment in the city center is quite affordable, while outside the city center, it is even cheaper. The cost of utilities such as electricity, heating, cooling, and water is also quite low. Groceries in Siargao are also reasonably priced. Local markets offer fresh produce, meat, and fish at lower prices than supermarkets. Eating out in Siargao is also inexpensive, with local restaurants offering meals at very affordable prices. Transportation costs in Siargao are also low. Public transportation such as jeepneys and tricycles are the most common and cheapest means of getting around. Taxis and private car rentals are also available but are more expensive. Healthcare in Siargao is also affordable, with both public and private hospitals offering services at reasonable prices. However, for more serious health concerns, one might need to travel to larger cities in the Philippines. Overall, the cost of living in Siargao is quite low, making it an attractive destination for both tourists and expats. However, it's important to note that prices can vary depending on lifestyle and personal spending habits," said one person in Siargao.

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Will I save money living in Siargao?

"Yes, you would likely save money living in Siargao compared to the United States. The cost of living in the Philippines is generally lower than in the United States. This includes expenses such as housing, food, transportation, and healthcare. Rent and property prices are significantly cheaper in Siargao compared to most places in the U.S. Dining out, groceries, and local goods and services are also less expensive. Additionally, public transportation and fuel costs are lower. However, imported goods, certain types of groceries, and luxury items may be more expensive due to import taxes and shipping costs. It's also important to note that while the cost of living is lower, so are the average wages. Therefore, if you're planning to work in Siargao, your income might be lower than what you would earn in the U.S," remarked one in Siargao.

What is the average cost of housing in Siargao?

If you are thinking about moving to Siargao, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Siargao can vary greatly depending on the location and type of housing. For a simple native house or cottage, the monthly rent can be quite affordable. However, for more luxurious villas or beachfront properties, the cost can be significantly higher. On average, you can expect to pay a moderate amount for a decent house or apartment in Siargao. It's also worth noting that buying property can be a complex process for foreigners due to local laws and regulations," explained one expat.

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BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.

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BlueCross BlueShield Global Solutions

BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Top-quality coverage for people who live, work, study and travel internationally.
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