What do I need to know before retiring in Lake Como?

"Before retiring in Lake Como, expats should know that they will need to obtain a visa if they are not EU citizens. They should also be aware that the cost of living can be quite high, especially in the more popular towns around the lake. Expats should understand that while many locals speak English, learning Italian can greatly enhance their experience and make daily life easier. They should also be prepared for a slower pace of life, as Italians value a work-life balance and often take long lunch breaks and close shops in the afternoon. Healthcare in Italy is of a high standard, but expats should ensure they have adequate health insurance. They should also be aware that they may be liable to pay taxes in Italy, even if they are also paying taxes in their home country. Expats should know that owning a car in Lake Como can be expensive due to high petrol prices and annual car taxes. Public transportation, however, is quite reliable and extensive. They should also be aware that Lake Como has a humid subtropical climate, with hot, humid summers and mild winters. Finally, expats should understand that while Lake Como is a popular tourist destination, it can be quiet during the off-season, which may be a positive or negative depending on personal preference," mentioned another expat when asked about moving to Lake Como, Italy.