What is a typical expat home or apartment like in Kiribati?

"Expat homes and apartments in Kiribati are typically modern and comfortable, with air conditioning and other amenities. Many expats choose to live in the capital city of South Tarawa, where there are a variety of housing options available. Apartments tend to be spacious and well-equipped, with balconies and views of the ocean. Houses are often larger and more luxurious, with private gardens and swimming pools. Expats can also find more affordable housing options in the outer islands, where the cost of living is lower," remarked another expat in Kiribati.