Finland has a comprehensive healthcare system that provides quality medical care to its citizens and visitors. The public healthcare system in Finland is called Kela, and it is funded by taxes. Foreigners, including expats and digital nomads, are allowed to use the public healthcare system in Finland, although they may need to pay a fee. Public hospitals are generally recommended for serious medical emergencies and major surgery, and they provide quality care. Public hospitals in Finland are well-equipped and staffed with experienced medical professionals.
Finland’s Private Healthcare System
Finland also has a private healthcare system, which is typically used by expats and digital nomads. Private healthcare is more expensive than public healthcare, but it can provide more personalized care and shorter wait times. Private hospitals are recommended for serious medical emergencies and major surgery, and they provide quality care. Private hospitals in Finland are well-equipped and staffed with experienced medical professionals.
Finland’s Top Hospitals
Some of the most well-known hospitals in Finland include:
- Helsinki University Hospital (public, located in Helsinki)
- Tampere University Hospital (public, located in Tampere)
- Turku University Hospital (public, located in Turku)
- Oulu University Hospital (public, located in Oulu)
- Mehiläinen Hospital (private, located in Helsinki)
- HUS Helsinki Eye Hospital (public, located in Helsinki, specializes in eye care)
Health Insurance Companies in Finland
The most popular private health insurers in Finland are Fennia, If, and LähiTapiola. Expats and digital nomads typically use these companies, although some may opt for specialized expat health insurance providers.
Insider Tips from Expats in Finland: How to Navigate the Health System
“In Finland, medical services are of a high standard and are easily accessible. The country has a comprehensive public health care system, which is free of charge for all citizens. The system is funded by taxes and provides a wide range of services, including preventive care, diagnosis, treatment, and rehabilitation. Finland also has a number of private health care providers, which offer more specialized services. In addition, Finland has a well-developed network of pharmacies, which provide prescription and over-the-counter medications,” commented one member living in Finland.
“Finland offers a comprehensive range of healthcare services, including primary care, specialist care, hospital care, mental health services, and public health services. The public healthcare system in Finland is of high quality and is funded by taxes. All Finnish citizens and permanent residents are entitled to use the public healthcare system, and foreign residents are also eligible to use the system, provided they have a valid residence permit. Expats in Finland can use the public healthcare system by registering with a local health center and obtaining a Kela card, which is a personal health insurance card. The Kela card allows expats to access public healthcare services, including doctor visits, hospital care, and prescription medications,” commented one member living in Finland.
