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Murdena posted Wintering in Belize on the Belize forum on July 23, 2014:
I am looking for a long term rental in an affordable area of Belize, close to a beach. Placenia, Hopkins Village and Corozal were suggested possibilities. I am opened for any safe area near ocean. Travelling solo from Dec/Jan till mid/end Apr. Looking for something around $500./mo or less. Any info, or possible contacts would be greatly appreciated. Thank you, Murdena
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Katerina replied to the thread Building loan from Belize Bank on the Belize forum on July 22, 2014:
phill333 initially posted:
Has anyone used this bank or know about typical loans to build a home from banks within Belize? ATLANTIC INTERNATIONAL BANK LTD. BELIZE CITY, BELIZE C.A. A/C NO. 1901-7600-05 SWIFT: AIBLBZBZ We are curious to know if a 7 year loan is typical with a balloon payment due at the end of the loan. The bank officer told us that typically the bank will refinance the balloon payment due for another 3 to 4 years after the 7 years, w/out a problem if payments are consistently paid on time. Also, the rate is not locked on the loan...we would like input as from individuals who have borrowed from a Belize bank for a building loan before we proceed with our plans. Thanks.
Katerina replied on July 22, 2014 with:
Phill, My husband and I did obtain a mortgage from Atlantic Bank International years ago, with our Belize business property as the collateral. At that time they charged us 9.5%, for a 10 year loan with a balloon payment. I checked with a realtor friend recently and she said that most banks in Belize do now give mortgage loans out, for up to 60% of the value of the property. Interest rates can vary between banks, but are in the range of 8-11%, typically, with a ten year balloon payment. Check all local banks, as they tend to have different deals going on. But the realtor said it has been pretty easy to get a mortgage recently. You asked about tips related to building your home and managing the contractor. Expats who are not on site during construction are more apte to have problems. If you can't closely scrutinize the quality of work, or the funds being spent, don't be surprised if the cost of your construction project goes up. In our 15 years of experience in Belize, the best home/construction results have come to those who were on site during construction, and who were able to control, on a day to day basis, how their money was being spent. We have had the experience of having the funds we gave our contractor, whom we trusted, be used on another of his projects. That occurred when my husband was back in the USA for surgery. and could not closely watch what was going on.
bobbyveee replied on July 22, 2014 with:
Phill. Check out my friend John East he's run a blog on the complete building of his house on AC , start to finish and more its he's a very good guy, you can ask him anything. But he did have cash
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bobbyveee replied to the thread Cerros Sands on the Belize forum on July 22, 2014:
ralphp652 initially posted:
Hi, Anyone know anything about Cerros Sands? Reputable? Infrastructure all in place. Quality? Any knowledge or comments would be appreciated.
bobbyveee replied on July 22, 2014 with:
Bucki. there's only one range of mountains in Belize, the Maya mountains they run down the border of Belize and Guatemala , more or less
buckiboa replied on July 22, 2014 with:
HappyMoon, what mountains do you live in?
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buckiboa replied to the thread Living on the Belize forum on July 21, 2014:
richfigley initially posted:
Can someone live in Belize comfortably on $1000 per month?
buckiboa replied on July 21, 2014 with:
If you have questions you don't find answers to, most people here on the forum will gladly answer them for you, if they can.
roanin replied on July 21, 2014 with:
Do some reading, do some research. All of the questions you need answered are within these threads.
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bobbyveee replied to the thread Mosquitos on the Belize forum on July 21, 2014:
ralphp652 initially posted:
HI, We are considering Orchid Bay development as a destination for retirement. We have heard that it has a problem with mosquitoes, but the salespeople won't answer my questions regarding it. Anyone live there or know about this. If it is so, what do people do to survive? I am allergic to bug bites.
bobbyveee replied on July 21, 2014 with:
Also Bucki, there are lots of architects plans for homes there, but no prices !!!! Ask Lenny for a guideline , but be sure to be sitting down !!!!
bobbyveee replied on July 21, 2014 with:
Bucki. If you go to FAQ on the web site of Cerros sands it will tell you all about elec. sewage etc. all self contained and generated and using rainwater. Ive friends on the AC lagoon who do this, works very well, but was very very expensive to buy and install, a lot of deep charge batteries needed etc etc
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buckiboa replied to the thread ExPats on the Belize forum on July 20, 2014:
richfigley initially posted:
Where do most of the US expats live in Belize? Rich
buckiboa replied on July 20, 2014 with:
We are everywhere. It depends on what kind of lifestyle you are looking for. We are in Corozal. The more touristy area is Ambergris Cay which is also more expensive. There are more remote areas as well. Again, it depends on what you want and how deep your pockets are. Placencia is beautiful, but to me, expensive. I dislike the biting black flies and sand fleas there. We have friends in Ladyville but I wouldn't recommend that area unless you are planning on opening a business. It is too close to Belize City. You best bet is to come here and drive the whole country to see all of the areas and decide for yourself. There are expats everywhere all with their own stories to tell.
HappyMoon replied on July 20, 2014 with:
On the mainland very popular expat areas for Americans/Canadians/British are San Ignacio, Cayo area generally, Belmopan and Placencia.
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HappyMoon replied to the thread fleas on the Belize forum on July 20, 2014:
ralphp652 initially posted:
Hi, As we are being eaten alive in Texas, it dawned on me that I don't recall seeing any posts addressing whether there are pet fleas in Belize and if they are, to what extent. I realize that Belize is in the middle of the jungle and therefore has lots of bugs. Thanks
HappyMoon replied on July 20, 2014 with:
We use Frontline for our dogs, plus add apple cider vinegar to the drinking water (for dogs and sheep), plus put a teaspoon of brewer's yeast in the dogs food daily to keep the fleas at bay.
HappyMoon replied on July 20, 2014 with:
Those sand flies are the worst in my opinion. We drove from Cayo down to Hopkins once, got out the car had something to eat by the beach, then got back in the car and fled back to Cayo...agony! Another time we went to Placencia and didn't get bitten once - maybe we were unlucky with the time of year at Hopkins!
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losee1 replied to the thread Moving to Placencia on the Belize forum on July 18, 2014:
losee1 initially posted:
I need a contact person who lives in Placencia that can help me in answering a number of questions regarding our move there. Can any one out there help me? Would love to be able to PM someone on some of these topics
losee1 replied on July 18, 2014 with:
Thank you Melissa and Bobby Vee very helpful information . I am still wavering on what to do I will need a car and probably a gator or golf cart for the short trips... Thanks
Melissajane replied on July 17, 2014 with:
qrp v. permanent residency - your choice. Come down as a tourist, stay a few months, decide where you want to stay, how you want to live, then decide if the 'duty free' part works for you, or if it's easier just to stay tourist, or apply for residency after a year. Most car sales in Belize are via private owner. If you want a dealer (and there aer only a few), look at - they are in Belize City and Belmopan. I've bought a couple of used vehicles from them - good warranty and after sales care. Post office - very simple - you can get everything send here - the address is 'your name', Placencia, Stann Creek, Belize. No road names, no zip codes, no delivery - you just go in every so often and ask if there's mail for you. If you have anything of value sent to you there will be duty charged on pick up. For regular mail, as Bobbyveee says - do it all online, then you don't have to worry about paper mail.
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jananded posted Building materials on the Belize forum on July 18, 2014:
I am new to this, just beginning to research moving to BZ. I read something the other day on building materials. They talked about the different hardwoods of BZ and though the article was about building, the hardwoods are what I am trying to remember. Can anyone direct me to the article I was reading?
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busman7 replied to the thread Looking for advise on the Belize forum on July 17, 2014:
xitratrace initially posted:
I am planning to locate in Belize and have look at a number of locales .. all onlne. While very informative I would like some first hand experience, advise etc. I have specific desires to finish out my life which include living on or near a quite beach community. South look promising not into the tourist areas however I will need to work while to live. I am hoping for some ideas
busman7 replied on July 17, 2014 with:
bobbyveee is spot on, my 1st trip to CA in 2008, I spent 4 months travelling by bus from Puerto Vallarta MX to Panama City checking out places to live. In 2010 I ended up buying a place near the beach in El Salvador, a country that wasn't even on my list that 1st trip.
bobbyveee replied on July 16, 2014 with:
I cant understand how you can contemplate moving to Belize or any country , without even visiting it. Like Jane said, get yourself down there and find out first hand.
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