Corozal, Belize

Moving to Belize

By Betsy Burlingame

Last updated on Oct 11, 2025

Summary:

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What do I need to know before moving to Belize?

When we asked people what advice they would give someone preparing to move to Belize, they said:

"The Placencia Peninsula is approximately 14-16 miles long. The Placencia Road that connects to the Southern Highway is about 24 miles long, with the northern most 8-10 miles on the mainland. Riversdale, a tiny community right on the ocean is the most northern habitation on the peninsula itself. A few homes, a small resort, and that is about it. The "Plantation" area starts just south of Riversdale. It is all residential on the sea side of the peninsula, but toward the southern end of the area residences and lots are available on the lagoon side. There is no city or private water supply to this area. Everyone who lives there has cisterns or other water catchments to collect rain water. In dry season, there are people who provide water tanker service to fill cisterns or pools. There are no grocery or other types of stores until you reach Maya Beach, about 15 miles south of the Southern Highway. Between Plantation and Maya Beach you will find a lot of homes, lots, and a couple of resorts, but no commercial activity. Maya Beach is a popular residential community, with mostly homes, several small resorts, a few restaurants with bars, two small grocery stores, and a police station. A few miles south of Maya Beach is Seine Bight. A Garifuna community, and home to many workers from other countries such as Guatemala, Mexico, and Honduras. There are a couple of small groceries and restaurants, a large grocery with pharmacy, and just outside the village some large resorts. It is another 8 miles or so south to reach the village of Placencia (Punta Placencia). Between Seine Bight and Placencia Village there are a multitude of residences, lots, a number of commercial entities, and just outside of the village is the Placencia airport (airstrip). The village is where you will find almost all shopping amenities, medical services (government clinic and a private doctor practice), restaurants, bars, pharmacy, nice beaches, hotel accommodations, gift shops, clothing (mostly re-sale) shops, coffee houses (2), hardware stores, and service locations for phone and cable. I have been living on the peninsula for over 6 years, and love it," remarked one expat who made the move to Placencia.

"Look for a place where you don't necessarily need a vehicle. Gas is expensive here. Rely on local transportation as much as you can. We bought a Chinese made truck (diesel) here. Not 4WD but a truck. We live in the Cayo, between San Ignacio and Spanish Lookout. Lots of unpaved country roads, hence the truck. Diesel is a bit over $6 USD/gallon," explained one expat living in Belize.

"The best advice I got with regard to what you need to know before moving to Belize is this: Belizean people have no interest in becoming another country. If you come over and try to tell them how much better things are in the country you came from, they will listen politely and then recommend you go back there and enjoy those things. Remember, you are a guest in this beautiful country. Be polite, respectful, honor their culture and traditions, and do your best to adapt to their way of life," said one expat in Belize.

"Finding a property close to the water can mean the Sea or one of the many Rivers in Belize. Near the sea can be difficult to find a tranquil property, but along the rivers, you can find solitude and a wide array of wildlife just outside your doors. A boat can usually take you to the sea for occasional outings and there is less danger of hurricane damage. If you want a slip at your residence, you might have better luck looking along one of the many rivers that open to the sea. You might want to look in Stann Creek, along the Sittee River. Good luck finding your perfect spot," said one expat who made the move to Belize.

"Expats should be aware that English is the main language spoken in Belize, though Spanish and other local languages are also spoken. Expats will also need to factor in the tropical climate when deciding what to bring and what to leave behind. When moving to Belize, it is essential to obtain a valid visa and residency permit from the Nationality, Immigration and Refugee Board. Expats must also remember to open a local bank account and evaluate the quality of local hospitals and medical care when deciding to move to the country. Additionally, it is important to remember that Belize is subject to hurricanes and floodings, so expats should consider the risks of living in this area," explained one expat living in Belize.

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How do I find a place to live in Belize?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Originally San Pedro, Ambergris Caye, but after 4 years it got over populated and prices went way up. Moved to the mainland Northern Belize were there is less rain and humidity and 15 minutes from Chetumal where you can get low cost everything," said one expat who made the move to Corozal.

"I choose the San Ignacio area as it has the best local downtown, expats and locals mix well together, the folks are so friendly and the Expats are like my other family ! I found my home, thru Rainforest Realty www.rainforestrealty.com," explained one expat living in Belize City, Belize.

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What is a typical expat home or apartment like in Belize?

"1 bedroom apt. Washer/Dryer, Internet. A couple of steps away from the beach. Living on an island [Ambergris Caye], you are NEVER to far from the beach. Yes, several expats live in the suburb type area," explained one expat living in San Pedro, Belize.

"My husband and I live in Carmelita Gardens (moved here in October 2020 and rented while we were having our home built). We have a 1BR/1BA house of 832 sq ft including our screened-in front porch and back terrace. Our home was built from Covintech which is a concrete-covered styrofoam-mesh material. We have a 6500 gal cistern, solar panels etc," said one expat in Carmelita Gardens.

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What is the average cost of housing in Belize?

If you are thinking about moving to Belize, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Housing cost is about 50% less if you are a owner builder. Avg for land and house is $80k US and the ROI after three years is about triple that," said one expat who made the move to Corozal.

"MUCH LOWER! Property taxes are around 30 dollars a year!!! Car insurance is less than 150 a year! WOW!," explained one expat living in Belize City, Belize.

"The cost of housing in Belize varies depending on the location, size and condition of the home. The average cost for a small, one-bedroom house or apartment in a city can range from $550 to $800 per month. A mid-size home may cost between $800-$1500, while luxury homes and large estates on the beachfront may cost upwards of $3000 or more," said one in Belize.

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Should I buy or rent a home in Belize?

If you have not spent a lot of time in Belize, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"We purchased a lot along the sea and had a local builder construct a home for us. It was all done primarily through email correspondence and money transfers. He sent us regular pictures and reports to keep us informed," remarked one expat in Hopkins Village, Belize.

"Purchased a home in an auction. It was very easy. We purchased before we were even residents of Belize. To do that we needed a us dollar bank acct here, it was easy to do," said one expat in Belize City.

"Deciding whether to buy or rent a home in Belize is ultimately a personal choice that depends on many factors. If you plan to stay for a long period of time, buying a home can be a great investment as you will own a valuable piece of property you can use as a vacation home. Additionally, owning a home in Belize may offer certain tax benefits that renting does not. On the other hand, if your stay in Belize is more transient, it may be more cost-effective and practical to rent so that you are not tied down to one location in the long-term. Ultimately, researching the market in Belize can help you to make an informed decision that best suits your needs," remarked one expat who made the move to Belize.

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What should I pack when moving to Belize?

We asked people living in Belize to list three things they wish they had brought and three they wish they had left behind. They responded:

"I have lived in Corozal for 8 years+. I came with all of my tools, kitchenware, bed, and clothes. It cost a lot to bring the stuff but have not regretted it one bit. My neighbors that came here with only a tooth brush are always asking about borrowing, or do you have. I am careful to get my stuff back, but because I brought all my stuff, I am the go to person. I did not come QRP, I paid duty on all my things. Everyone is different. If you don't plan to lift a finger, than don't bring anything. If you tinker, work or house or cars, enjoy cooking, bring your stuff," said one expat who made the move to Belize.

"Wish that I had Brought: Bug spray, bug nets, bug zappers. Wish that I had left at Home: Me myself and I," explained one expat living in Belize City, Belize.

"If you’re retiring here, bring summer clothes. Raincoat and a sweater are a good idea too. People are pretty informal here, anything dressy you want to bring is up to you. We brought suitable clothes for church but other than some nice capris and a pair of jeans, I’m pretty well in shorts, T-shirts and sandals most of the time," said one in Carmelita Gardens.

"We just returned from a house hunting trip & have rented a home near Dangriga (In Sanctuary Reserve deveopment) We plan to bring essentials with us & ship our furniture & household goods once we have gained QRP status," explained one expat who made the move to Belize.

"Three things I wish I had brought: Brie Cheese, More Sam's Clubs oscillating fans and more gorilla glue( works great here!) Things I should have left at home: high heels, vcr tapes and tools (we can get any type of tool here!)," explained one expat living in Belize City, Belize.

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What cultural faux pas should I try to avoid making in Belize?

We asked people in Belize if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"Losing patience at the only 3 international banks when the Teller Machine was out of service for some malfunctioning and I needed to take out some money to go out and eat," said one expat in Belmopan.

"In Belize, it is important to respect the diverse cultural backgrounds and traditions. In your interactions with local people, be aware of any sensitive topics such as politics or racial issues. To show respect, you should also be aware of clothing etiquette. Men and women should dress conservatively in public, women should avoid wearing revealing clothing, and the use of profanity should be avoided. Additionally, during social gatherings and conversations, avoid making loud or offensive gestures. Lastly, show respect to local elders by addressing them with respectful titles like “Sir”, “Madam”, or “Ma’am”," said one expat who made the move to Belize.

Why do people move to Belize?

When we asked people why foreigners move to Belize, they responded:

"Belize has a great many attractions for prospective expats looking for a new place to call home. The warm, tropical weather, the stunning beaches, the stunning coral reef system, and the mix of cultures make it an ideal destination for expats. Additionally, Belize offers a low cost of living, with a culture that is both welcoming and safe. In addition to the many natural attractions, Belize also offers excellent opportunities for business and freelance opportunities, as well as a diverse range of activities and attractions that makes it an ideal home for people of all backgrounds," wrote one expat living in Belize.

"One of the main reasons we chose to relocate to Belize was the pristine reef, as we are avid snorkeling/diving enthusiasts," commented one expat who moved to Belize.

"The people living in Hopkins are very friendly and it is a rare occurrence to pass by someone without receiving a big smile or wave. The expats living in the area are also very friendly and helpful. Additionally, the food establishments, large and small, serve delicious food at reasonable prices," said one expat.

"The beauty of the country from sea to jungle. The local Belizeans are wonderful people who love and cherish their country. English speaking country in Central America is a plus. Easy going lifestyle is what people look for and Belize has it. Belize gives people so many options of type of areas from Seafront, Lagoon Front, Istlands, Jungles and Mountains with affordable living," said one expat living in Placencia, Belize.

"The Cayes - Ambergris Caye is one of the top tourist destinations in the country. It has some of the best scuba and snorkeling in the world with the barrier reef just offshore. Excellent restaurants and a vibrant Ex-Pat community, along with welcoming residents add to it's charm. The sister Caye of Caye Caulker offers many of the same benefits but in a much more laid back way. There they embrace their motto of "slow down"," offered one expat living in Belize.

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How are healthcare services Belize?

When we asked expats and global nomads about the quality of medical care in Belize, they replied:

"Belize offers a range of healthcare services, including primary care, hospital care, and specialist care. The public healthcare system in Belize is funded by the government and is available to all citizens and legal residents. The quality of public healthcare in Belize is generally considered to be good, with a number of well-equipped hospitals and clinics throughout the country. Foreign residents are able to access the public healthcare system in Belize, although they may be required to pay a fee. Expats in Belize typically use the public healthcare system, although some may opt for private healthcare services," wrote one expat living in Belize.

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What are medical services in Belize like?

When we asked expats and global nomads about the quality of medical care in Belize, they replied:

"Medical care in Belize is certainly not state of the art, but I received excellent care for a broken leg and resultant DVT, all at no out-of-pocket cost, at the public hospital in San Ignacio. I live out west in Cayo District," wrote one expat living in Esperanza.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

SJB Global
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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