10 Things to Know Before Moving to Croatia
Summary: If you're planning a move to Croatia, here are 10 things expats living there wish they had known before moving to Croatia.
Are you considering a move to Croatia? This beautiful Adriatic gem is more than just a popular tourist destination. With its rich history, stunning landscapes, and warm-hearted people, it's becoming an increasingly attractive option for expats. But before you pack your bags, here are ten things you should know about living in Croatia.
1. Croatia's Regions Offer Distinct Lifestyles
Croatia is diverse, and each region offers a unique lifestyle. The capital, Zagreb, is a vibrant, bustling city with a rich cultural scene. The Dalmatian coast, with cities like Split and Dubrovnik, boasts a Mediterranean climate and laid-back lifestyle. Inland regions, such as Slavonia, offer a more traditional, rural way of life. Research each area to find the best fit for you. For instance, if you're a digital nomad seeking a balance of work and beach life, the coastal cities might be your best bet.
2. Learn the Language, Even a Little Bit Helps
While many Croatians, especially the younger generations, speak excellent English, learning some basic Croatian will enhance your experience and help you integrate. Locals appreciate when expats make an effort to communicate in their language. Start with simple greetings like "Dobar dan" (good day) and "Hvala" (thank you). A fun way to learn could be through local language classes or tandem language exchange meetups.
3. Understand the residency Permit Process
Croatia's residency permit process can be complex. Typically, you'll need a reason for staying, such as work, study, or owning a property. The process involves several steps and documents, so be prepared for some bureaucracy. Some expats hire lawyers to navigate this process smoothly. Patience and persistence are key, as procedures may take longer than expected.
4. Varies Greatly
The cost of living in Croatia can vary significantly depending on your location and lifestyle. Generally, it's lower than in many Western European countries. Zagreb, for example, is more expensive than smaller towns. Accommodation costs also differ—an apartment in Dubrovnik's Old Town will cost more than one in a rural area. Research local prices and adjust your budget accordingly. Anecdotally, many expats find that they can live comfortably on a moderate income, enjoying local food and activities without breaking the bank.
5. Croatian Cuisine is Delicious and Diverse
Croatian food is a delightful mix of Mediterranean and Central European influences. Each region has its specialties, from Istrian truffles to Dalmatian seafood and Slavonian sausages. Explore local markets for fresh produce and try traditional dishes like pašticada (beef stew) and crni rižot (black risotto). Food is a big part of Croatian culture, and sharing meals is a great way to connect with locals.
6. Embrace the Café Culture
Croatians love their coffee, and café culture is a integral part of social life. You'll find cafés filled with people enjoying a leisurely cup at all hours of the day. It's not just about the coffee; it's about the experience and social interaction. Embrace this tradition—it's a wonderful way to slow down and appreciate the moment. You might find yourself spending hours in a cozy Zagreb café, chatting with friends or simply watching the world go by.
7. healthcare System: Public and Private Options
Croatia has a public healthcare system, which is accessible to residents. However, many expats also opt for private health insurance for additional coverage and shorter wait times. Private clinics are available in major cities. It's essential to understand your healthcare options and ensure you're covered. Some expats recommend finding an English-speaking doctor for ease of communication.
8. Explore the Great Outdoors
Croatia is an outdoor lover's paradise. From the stunning coastline and islands to the rugged mountains and lush national parks, there's so much to explore. Hiking, sailing, diving, and cycling are just some of the activities you can enjoy. The natural beauty of Croatia is one of its biggest draws, and expats often rave about the active lifestyle it encourages. Consider joining local outdoor clubs or groups to discover hidden gems and make new friends.
9. Respect Local Customs and Traditions
Croatia is rich in traditions and customs, shaped by its long history and diverse influences. Respecting these traditions is crucial for integrating into local life. For example, Croatians value family and close-knit communities. They also celebrate various holidays and festivals, from religious events to local cultural celebrations. Participating in these events can enrich your experience and help you understand the local culture better.
10. Join the Expat Community
Croatia has a growing expat community, which can be a valuable resource for newcomers. Join local expat groups or forums to connect with others who have made the move. They can offer advice, share experiences, and provide a sense of community. Many expats form strong bonds and support each other, making the transition to life in Croatia smoother. These communities often organize social events, language exchange meetups, and other activities that can help you feel at home.
Moving to Croatia is an exciting adventure filled with new experiences, beautiful landscapes, and warm-hearted people. By understanding these ten key aspects, you'll be well-prepared to embrace your new life in this enchanting country.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Croatia Guide
- Healthcare & Health Insurance in Croatia
- Members Talk about Healthcare & Health Insurance in Croatia
- Best Places to Live in Croatia
- Real Estate in Croatia
- Guide to Real Estate in Croatia
- Pros & Cons of Living in Croatia
- Cost of Living in Croatia
- Dengue Virus in Croatia
- Culture Shock in Croatia
- Homeschooling in Croatia
- How to Enroll Your Children in School in Croatia
- 2026 Guide to Living in Croatia
- Pros and Cons of Living in Croatia 2026


