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Real Estate in Croatia | Expat Exchange
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Sibenik, Croatia

Real Estate in Croatia

By Betsy Burlingame

Last updated on Jun 05, 2023

Summary: An expat looking to buy a home in Croatia should begin by researching the local real estate market and familiarizing themselves with the different types of properties available. They should also consider their budget and the type of amenities they are looking for in a home. Homes in Croatia typically include amenities such as air conditioning, central heating, and modern appliances. Many homes also have balconies or terraces with views of the sea or countryside. Foreigners are allowed to purchase property in Croatia, but there are certain restrictions. Non-EU citizens must obtain a permit from the Ministry of Justice in order to purchase property. EU citizens are allowed to purchase property without a permit, but they must register the property with the local authorities.

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How do I find a place to live in Croatia?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"The best way to find a place to live in Croatia is to research online. There are many websites that offer listings of apartments, houses, and other types of accommodation in Croatia. Additionally, you can contact local real estate agents who can help you find a suitable place to live. You can also look for rental postings in local newspapers and on bulletin boards in public places. Additionally, you can ask friends and family who live in Croatia for advice and recommendations," explained one expat living in Croatia.

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What is a typical expat home or apartment like in Croatia?

"Expat homes and apartments in Croatia tend to be modern and comfortable, with many featuring balconies or terraces with stunning views of the Adriatic Sea. Expats can expect to find well-equipped kitchens, spacious living areas, and comfortable bedrooms. Many apartments also come with air conditioning, Wi-Fi, and other amenities. Expats can also find homes and apartments in Croatia with access to swimming pools, fitness centers, and other recreational facilities," explained one expat living in Croatia.

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What is the average cost of housing in Croatia?

If you are thinking about moving to Croatia, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Croatia varies depending on the location and type of accommodation. Generally, the cost of renting an apartment in Croatia is relatively affordable compared to other European countries. Prices for apartments in larger cities such as Zagreb and Split tend to be higher than in smaller towns and villages. Additionally, the cost of buying a house in Croatia is usually higher than renting, but can still be quite reasonable," explained one person living in Croatia.

Should I buy or rent a home in Croatia?

If you have not spent a lot of time in Croatia, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"We built one, and no, it's not an easy process. Building is a bargain over here, the quality is ok, but the paper shit may kill you. And more important, the registration of ownership in Croatia still is horrible, so TAKE CARE that your dream property does not become a nightmare," remarked one foreigner who made the move to Dubrovnik.

"Buying a home in Croatia can be a great investment, as the country has a strong economy and a growing real estate market. However, it is important to consider the costs associated with buying a home, such as closing costs, taxes, and maintenance fees. Renting a home in Croatia can be a more cost-effective option, as it allows you to enjoy the benefits of living in Croatia without the long-term commitment of buying a home. Additionally, renting a home can provide more flexibility, as you can move to a different area or change your living arrangements more easily. Ultimately, the decision to buy or rent a home in Croatia should be based on your individual needs and preferences," explained one person living in Croatia.

What do I need to know when buying property in Croatia?

When we asked expats what advice they would give a foreigner before buying a property in Croatia, they said:

"1. It is important to research the local market and understand the legal requirements for purchasing property in Croatia. 2. You should also be aware of the different types of property available, such as apartments, villas, and land. 3. It is important to ensure that the property is legally registered and that all necessary paperwork is in order. 4. You should also be aware of any restrictions or regulations that may apply to the property, such as zoning laws or building regulations. 5. It is also important to consider the cost of living in the area, as well as any taxes or fees that may be applicable. 6. It is also advisable to seek professional advice from a lawyer or real estate agent to ensure that the purchase is in compliance with all applicable laws," wrote one expat who made the move to Croatia.

Are foreigners allowed to own property in Croatia?

When we asked expats what advice they would give a foreigner before buying a property in Croatia, they said...

"Yes, foreigners are allowed to own property in Croatia. Non-EU citizens must obtain a permit from the Ministry of Justice in order to purchase property in Croatia. EU citizens are allowed to purchase property without a permit. However, they must register the property with the local land registry office. Additionally, foreigners are subject to the same taxes as Croatian citizens when purchasing property," explained one expat in Croatia.

What appliances are typically included in a rental?

We asked foreigners in Croatia what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"Rental properties in Croatia typically include a refrigerator, stove, oven, and washing machine. Depending on the property, some may also include a dishwasher, microwave, and other small kitchen appliances. Additionally, some properties may include air conditioning, heating, and other amenities," explained one person living in Croatia.

Additional Information about Searching for a Home in Croatia:

We asked foreigners in Croatia what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included...

"Expats can search for homes in Croatia by looking online for real estate websites that specialize in Croatian properties. They can also search for local real estate agents who can help them find the perfect home. Additionally, expats can look for online forums and social media groups dedicated to helping expats find homes in Croatia. Finally, expats can also ask their friends and family who have already moved to Croatia for advice and recommendations," said one person in Croatia.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Sibenik, Croatia

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