Umm Al Quwain, one of the seven emirates in the United Arab Emirates, is a hidden gem for international retirees. Its serene environment, beautiful beaches, and low cost of living make it an attractive destination for those seeking a peaceful and affordable retirement. However, like any foreign country, it presents its own unique challenges, such as language barriers and cultural differences. This article will delve into the various aspects of retiring in Umm Al Quwain, from the cost of living to the local culture.
Cost of Living
One of the main attractions of Umm Al Quwain is its relatively low cost of living compared to other emirates. Housing, in particular, is significantly cheaper, with a variety of options available from apartments to villas. Groceries, utilities, and other daily expenses are also reasonably priced, making it possible for retirees to enjoy a comfortable lifestyle without breaking the bank.
Climate
Umm Al Quwain boasts a desert climate, with hot summers and mild winters. The temperature can reach up to 40 degrees Celsius in the summer, but the coastal location provides a refreshing sea breeze. Winters are pleasant, with temperatures ranging from 15 to 25 degrees Celsius, making it an ideal time for outdoor activities.
Healthcare
Healthcare in Umm Al Quwain is of a high standard, with several well-equipped hospitals and clinics in the vicinity. The emirate is also within easy reach of the larger hospitals in Dubai and Sharjah. Many doctors and medical staff speak English, easing communication concerns for international retirees.
Public Healthcare System
While the UAE does have a public healthcare system, it is primarily for UAE nationals. International retirees typically opt for private health insurance, which provides access to private healthcare facilities. It’s worth noting that health insurance is mandatory in the UAE.
Residency Options for Retirees
The UAE recently introduced a five-year renewable retirement visa for expatriates. To qualify, retirees must meet certain financial criteria, such as owning a property in the UAE or having a minimum monthly income.
Parks and Recreational Activities
Umm Al Quwain offers a range of recreational activities. The Umm Al Quwain National Park is a popular spot for bird watching, while the Dreamland Aqua Park provides fun for the whole family. The emirate is also known for its water sports, particularly sailing and fishing.
Restaurants
There are numerous restaurants in Umm Al Quwain offering a variety of cuisines. Al Shams Restaurant is a favorite among locals and tourists alike for its delicious Emirati dishes, while the Seafood Restaurant at the Barracuda Beach Resort is renowned for its fresh seafood.
Learning the Language
While Arabic is the official language of the UAE, English is widely spoken, particularly in business and tourism sectors. However, learning Arabic can enhance the retirement experience. The British Council in nearby Sharjah offers Arabic language courses.
Local Culture
The locals in Umm Al Quwain are known for their hospitality and friendliness. The emirate has a relaxed and peaceful atmosphere, with a slower pace of life compared to the bustling cities of Dubai and Abu Dhabi.
Meeting People and Volunteering
Meeting new people can be as simple as joining a local club or participating in community events. Volunteering is another great way to get involved in the community. The Emirates Red Crescent in Umm Al Quwain often needs volunteers for various charitable activities.
Housing and Transportation
Most retirees in Umm Al Quwain opt for apartments or villas in the city center or along the coast. Public transportation is limited, so having a car is beneficial. However, the city is small and walkable, and taxis are readily available.
Retiring in Umm Al Quwain offers a unique blend of tranquility, affordability, and cultural experiences. With proper planning and an open mind, international retirees can enjoy a fulfilling and comfortable retirement in this charming emirate.
