Hikkaduwa, Sri Lanka
Hikkaduwa, Sri Lanka
Hikkaduwa, Sri Lanka

Living in Sri Lanka

By Betsy Burlingame

Last updated on Feb 10, 2022

Summary: Expats, digital nomads and retirees talk about what it is really like living in Sri Lanka. They offer advice about meeting people, cost of living, finding a home and more.

International Relocation Guide
International Relocation Guide
International Relocation Guide
International Relocation Guide

Are healthcare and health insurance expensive in Sri Lanka?

"Healthcare is free for everyone. Every city and town has a state run hospital/s which has super qualified doctors and treatments and medicine for free of charge. But sometimes line are long. You also have the option to go for a private hospital or clinic which is paid. Insurance usually covers all general treatments and can be claimed. Insurance providers are many in Sri Lanka - with Ceylinco Life, AIA and Janashakti been just a few. Each has different tiers of insurance depending on your budget. You can go as low as you want or as high. ," explained one expat living in .

"We have had no experiences with regard to the use of our health insurance as either the cost was too low to even bother with it or it was pre-existing and was not going to be covered so was out of pocket. Yes, we have Cigna Global Health Insurance as to be a foreign resident in Sri Lanka it is required to have health insurance coverage. It has been vague if the insurance will cover Nawaloka, Negombo Branch but their map showing most hospitals for us to go to are in Colombo (27 miles distance). I can't get an answer from Nawaloka Hospital, Negombo Branch either if they would accept Cigna here locally. I did pick Cigna Global as most of the other insurance outfits seemed kind of dicey and it was the best of the lot. ," said another expat in living in Negombo, Sri Lanka.

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What do expats in Sri Lanka appreciate most about the local culture?

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Some of Betsy's more popular articles include 12 Best Places to Live in Italy, 12 Things to Know Before Moving to The Dominican Republic and the Living in Panama Guide. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Allianz Care International Health InsuranceInternational Health Insurance

Get a quote for health insurance from our partner, Allianz Care.
Get a Quote

Allianz Care International Health InsuranceInternational Health Insurance

Get a quote for health insurance from our partner, Allianz Care.
Get a Quote

Hikkaduwa, Sri Lanka
Allianz Care International Health InsuranceInternational Health Insurance

Get a quote for health insurance from our partner, Allianz Care.
Get a Quote

Allianz Care International Health InsuranceInternational Health Insurance

Get a quote for health insurance from our partner, Allianz Care.
Get a Quote

Living in Sri Lanka GuideLiving in Sri Lanka Guide

Guide to Living in Sri Lanka covering expat life, local culture, finding a home, diversity and more.

Sri Lanka Forum Sri Lanka Forum
Meet other expats and talk about living in Sri Lanka.

Expat Healthcare Advice in Sri Lanka2 Expats Talk about Healthcare & Health Insurance in Sri Lanka

Expats living in Sri Lanka talk about their own experiences with healthcare, hospital visits, emergencies, finding a doctor, buying health insurance in Sri Lanka and more.

Real Estate in Sri LankaReal Estate in Sri Lanka

Real estate listings in popular cities and towns in Sri Lanka.

Contribute to Sri Lanka Network Contribute
Help other expats and newcomers by answering questions about the challenges and adventures of living in Sri Lanka.

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