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Real Estate in Estonia | Expat Exchange
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Aerial View of Old Town Tallinn, Estonia

Real Estate in Estonia

By Betsy Burlingame

Last updated on Mar 21, 2023

Summary: An expat looking to buy a home in Estonia should begin by researching the local real estate market. They should look for listings on websites such as kv.ee, city24.ee, and realtor.ee. It is also important to contact a local real estate agent who can provide more detailed information about the area and the properties available. Homes in Estonia typically include amenities such as central heating, modern appliances, and internet access. Many homes also have balconies or terraces, and some may have a garden or outdoor space. Foreigners are allowed to purchase property in Estonia, but there are some restrictions. Non-EU citizens must obtain a residence permit before they can purchase a property. EU citizens are allowed to purchase property without a residence permit.

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How do I find a place to live in Estonia?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Estonia is to use online resources such as websites and real estate agents. Websites such as kv.ee and city24.ee are great for finding rental properties, while real estate agents can help you find a place to buy. Additionally, you can search for rental properties on social media sites such as Facebook and Twitter. It is also possible to find a place to live through word of mouth, so don't be afraid to ask around. Finally, you can also look for rental properties in newspapers and magazines," remarked one member in Estonia.

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What is a typical expat home or apartment like in Estonia?

"Expat homes and apartments in Estonia tend to be modern and comfortable, with plenty of natural light and open spaces. Many expats choose to live in the capital city of Tallinn, which offers a wide range of housing options, from traditional wooden houses to modern high-rise apartments. Expats can also find homes in the countryside, where they can enjoy the peace and quiet of rural life. Most expat homes and apartments come with all the necessary amenities, such as internet access, washing machines, and air conditioning," explained one person living in Estonia.

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What is the average cost of housing in Estonia?

If you are thinking about moving to Estonia, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Estonia is generally considered to be quite affordable compared to other European countries. The average cost of renting an apartment in Estonia is usually around €400-€600 per month, while the average cost of buying a home is around €1,000-€1,500 per square meter," remarked one foreigner who made the move to Estonia.

Should I buy or rent a home in Estonia?

If you have not spent a lot of time in Estonia, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Buying a home in Estonia can be a great investment, as the country has a strong economy and a growing real estate market. However, it is important to consider the costs associated with buying a home, such as closing costs, taxes, and maintenance. Renting a home in Estonia can be a more affordable option, as it does not require a large upfront investment. Additionally, renting can provide more flexibility, as it allows you to move more easily if your circumstances change. Ultimately, the decision to buy or rent a home in Estonia should be based on your individual needs and financial situation," said one expat who made the move to Estonia.

What do I need to know when buying property in Estonia?

When we asked expats what advice they would give a foreigner before buying a property in Estonia, they said:

"1. It is important to research the local real estate market before making a purchase. 2. It is advisable to hire a lawyer to help with the legal aspects of the purchase. 3. It is important to understand the taxation system in Estonia, as this will affect the cost of the purchase. 4. It is important to be aware of any restrictions on foreign ownership of property in Estonia. 5. It is important to be aware of any local building regulations that may affect the property. 6. It is important to be aware of any local zoning regulations that may affect the property. 7. It is important to be aware of any local environmental regulations that may affect the property. 8. It is important to be aware of any local restrictions on the use of the property. 9. It is important to be aware of any local restrictions on the sale of the property. 10. It is important to be aware of any local restrictions on the rental of the property," said one expat in Estonia.

Are foreigners allowed to own property in Estonia?

When we asked expats what advice they would give a foreigner before buying a property in Estonia, they said...

"Yes, foreigners are allowed to own property in Estonia. Non-residents of Estonia are allowed to purchase real estate in the country, and there are no restrictions on the type of property that can be purchased. Foreigners are also allowed to own land in Estonia, although they must obtain a permit from the local government before they can do so. Additionally, foreign investors are allowed to purchase shares in Estonian companies, and they can also establish their own companies in Estonia," explained one expat in Estonia.

What appliances are typically included in a rental?

We asked foreigners in Estonia what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"In Estonia, rental properties typically include a refrigerator, stove, oven, washing machine, and dishwasher. Other common appliances may include a microwave, toaster, and coffee maker. Depending on the property, some landlords may also provide additional items such as a vacuum cleaner, iron, and ironing board," explained one expat in Estonia.

Additional Information about Searching for a Home in Estonia:

We asked foreigners in Estonia what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included...

"Expats can search for homes in Estonia by looking online for real estate listings, contacting local real estate agents, and searching for rental listings on websites such as Airbnb and Booking.com. Additionally, expats can join online forums and Facebook groups dedicated to expats in Estonia to ask for advice and recommendations from other expats who have already gone through the process of finding a home in Estonia," explained one foreigner living in Estonia.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Aerial View of Old Town Tallinn, Estonia

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