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Dunedin, New Zealand: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Dunedin | Expat Exchange
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Dunedin, New Zealand

By Betsy Burlingame

Last updated on Oct 17, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Dunedin, New Zealand. They offer advice about meeting people, cost of living, finding a home and more.

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Cigna Global Health
Cigna Global Health
Cigna Global Health

What do I need to know before moving to Dunedin?

When we asked people what advice they would give someone preparing to move to Dunedin, they said:

"Dunedin is a city known for its Scottish heritage, Victorian and Edwardian architecture, and its vibrant student population due to the University of Otago. The city has a temperate maritime climate, with mild summers and cool winters, so expats should be prepared for this type of weather. The cost of living in Dunedin is relatively low compared to other major cities in New Zealand, making it an attractive place for expats. The city is also known for its strong arts and culture scene, with numerous galleries, theaters, and festivals throughout the year. Dunedin's healthcare system is of a high standard, with several hospitals and clinics throughout the city. However, expats should ensure they have adequate health insurance as medical costs can be high. Public transportation in Dunedin is reliable and affordable, with buses being the primary mode of transport. However, many residents also choose to walk or cycle due to the city's compact size. For those who prefer to drive, it's important to note that New Zealanders drive on the left side of the road. Dunedin is a safe city with a low crime rate, but like any city, it's always important to take precautions and be aware of your surroundings. The city is also very welcoming to expats, with various social and support groups available. English is the primary language spoken in Dunedin, but there is also a significant Maori population, so learning some basic Maori phrases could be beneficial. The city has a range of accommodation options, from apartments in the city center to houses in the suburbs, so expats should research and consider their needs before deciding where to live. Finally, Dunedin is surrounded by stunning natural beauty, including beaches, wildlife, and hiking trails, so outdoor enthusiasts will have plenty to explore," wrote one member in Dunedin.

How do I find a place to live in Dunedin?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Dunedin involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a single room in a shared house, a studio apartment, or a family home. Next, you should research the different areas of Dunedin to find a neighborhood that suits your lifestyle and needs. Some popular areas include the city center, North Dunedin, and South Dunedin. Consider factors such as proximity to work or school, access to public transportation, and the presence of amenities like shops and parks. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find rental listings, such as Trade Me Property, realestate.co.nz, and nzflatmates. These websites allow you to filter results based on your preferences, and you can contact landlords or property managers directly to arrange viewings. In addition to online listings, you might also want to consider engaging a real estate agent. They can help you navigate the rental market, arrange viewings, and negotiate lease terms on your behalf. When you find a place you like, you'll typically need to fill out an application and provide references. If your application is accepted, you'll then sign a lease agreement and pay a bond, which is usually equivalent to four weeks' rent. Finally, before moving in, it's a good idea to do a thorough inspection of the property and take photos of any existing damage to ensure you're not held responsible for it when you move out," wrote one member in Dunedin.

What is a typical expat home or apartment like in Dunedin?

"A typical expat home or apartment in Dunedin, is often a modern, well-furnished space that offers a comfortable living environment. These homes are usually located in safe, residential areas that are close to amenities such as supermarkets, schools, and public transportation. They often feature spacious living areas, fully equipped kitchens, and multiple bedrooms and bathrooms. Some may also have outdoor spaces like a garden or a patio. Many expat homes in Dunedin also offer stunning views of the city's natural beauty, including the harbor and surrounding hills. The architecture of these homes can vary, with options ranging from contemporary designs to traditional New Zealand villas. Despite the often chilly weather, these homes are built to be warm and cozy, often featuring heating systems and insulation. Some luxury apartments or homes may also include additional amenities like a garage, a fireplace, or even a home gym," commented one expat who made the move to Dunedin.

What is the average cost of housing in Dunedin?

If you are thinking about moving to Dunedin, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Dunedin, can vary greatly depending on the area and type of home. As of recent data, the median house price in Dunedin is around NZD 650,000. However, prices can range from around NZD 400,000 for smaller homes or apartments, up to over NZD 1 million for larger, more luxurious properties. It's important to note that these prices are subject to change and can fluctuate based on the housing market," wrote one member in Dunedin.

What should I bring when moving to Dunedin?

People living in Dunedin were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Dunedin, it's important to pack a variety of clothing to accommodate the city's temperate oceanic climate. This includes warm clothing for the cooler months, such as sweaters, jackets, scarves, gloves, and hats, as well as lighter clothing for the warmer months, such as t-shirts, shorts, and swimwear. Waterproof clothing and an umbrella are also essential due to the city's frequent rainfall. In terms of footwear, it's advisable to pack comfortable walking shoes for exploring the city, as well as boots for hiking in the surrounding areas. If you're planning on participating in water sports or visiting the beach, don't forget to pack appropriate footwear for these activities too. If you're moving for work or study, remember to pack any necessary work or school supplies, such as laptops, notebooks, and stationery. Similarly, if you're planning on cooking at home, you may want to pack some basic kitchen utensils, although these can also be purchased locally. Don't forget to pack personal items such as toiletries, medication, and any other essentials you use on a daily basis. It's also a good idea to bring any important documents you may need, such as your passport, driver's license, and any necessary visas or work permits. Finally, consider packing a few items to make your new place feel like home, such as photos, favorite books, or small keepsakes. These can help to ease the transition and make your new environment feel more familiar and comfortable," wrote a member in Dunedin.

Where should I setup a bank account in Dunedin?

We asked expats in Dunedin what banks they use and there advice about banking. They advised:

"Before retiring in Dunedin, expats should know that the cost of living is relatively low compared to other major cities in New Zealand. The city offers a range of housing options, from apartments in the city center to houses in the suburbs. Dunedin has a temperate maritime climate, with mild summers and cool winters. The city is known for its stunning natural beauty, including beaches, wildlife, and nearby hiking trails. Healthcare in New Zealand is of a high standard and is free or low cost for residents. Expats retiring in Dunedin will need to apply for a visa, and the type of visa will depend on their circumstances. English is the main language spoken in Dunedin, but the city is multicultural and diverse. The city has a vibrant arts scene, with numerous galleries, theaters, and festivals throughout the year. Dunedin is also known for its Scottish heritage, and this is reflected in the city's architecture and annual events. The city has a good public transport system, but owning a car can be beneficial for exploring the surrounding areas. New Zealand has a reciprocal healthcare agreement with some countries, but it's advisable for expats to have comprehensive health insurance. Finally, New Zealand has a Goods and Services Tax (GST) that applies to most goods and services, so this should be factored into budgeting," commented one expat who made the move to Dunedin.

What do expats in Dunedin appreciate most about the local culture?

"Expats in Dunedin often appreciate the friendly and welcoming nature of the locals. They enjoy the laid-back lifestyle and the slower pace of life compared to larger cities. The rich history and heritage of Dunedin, including its Scottish roots, is also something that expats find fascinating. They love the city's vibrant arts scene, with numerous galleries, theaters, and music venues. The strong sense of community and the emphasis on family values are also highly appreciated. Expats also enjoy the city's commitment to sustainability and the easy access to stunning natural landscapes, including beaches, wildlife, and hiking trails. The quality of education, with the presence of the University of Otago, is another aspect that expats in Dunedin value. Lastly, they appreciate the safety and cleanliness of the city," remarked one expat living in Dunedin, New Zealand.

What do expats find most challenging?

"Expats in Dunedin may find the local accent and colloquial language challenging to understand initially. The city's slower pace of life compared to other major cities can also be a significant adjustment for some expats. The weather in Dunedin can be quite unpredictable, which can be challenging for those from more stable climates. Some expats may also find it difficult to adjust to the local cuisine, which is heavily influenced by British food traditions. The relative isolation of Dunedin, being located in the southern part of the South Island, can also be a challenge for those used to living in more central or connected locations. Lastly, while New Zealand is generally welcoming, some expats may experience a degree of culture shock or feel like outsiders until they become more integrated into the local community," remarked one expat who made the move to Dunedin.

Is there a lot of crime in Dunedin?

We asked people if there is a lot of crime. They answered:

"Dunedin generally has a low crime rate compared to other major cities. The city is known for its peaceful environment and safety. However, like any other city, it does experience some crime, but these are typically minor offenses such as petty theft or minor vandalism. Violent crime is relatively rare, and the local police force is efficient and responsive. The city's residents and local authorities are proactive in maintaining safety and security, contributing to the overall low crime rate. It's important to note that while crime is low, residents and visitors are still encouraged to take standard precautions to protect their personal safety and belongings," wrote one member in Dunedin.

What are the schools in Dunedin like?

"It is a very great school that is very religious and is an Anglican School. Students there are very nice and I'm sure they will look after your daughter very carefully," wrote an expat with kids at St. Hilda's Collegiate School in Dunedin.

What are the pros and cons of living in Dunedin?

Expats, digital nomads and retirees living in Dunedin responded:

"Dunedin is a delightful town. The University adds vibrancy and helps create a real sense of place. The mix of people and cultures create a wealth of amenities from cafes to museums, art shows, conferences, keynote speakers, films, music and recreation activities. The city itself is beautiful with rolling hills and stunning beaches. There are sea lions and penguins lurking on the beaches. And it is mostly a dog friendly place. Public transportation could use some improvement as could the roads. Overall it is an incredibly safe and inviting place to live," remarked one expat in Dunedin.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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