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Retire in Volcan, Panama | Expat Exchange
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Retire in Volcan, Panama

Business Panama Group
Business Panama Group
Business Panama Group
Business Panama Group

By Joshua Wood, LPC

Last updated on Apr 08, 2025

Summary: What is it like to retire in Volcan, Panama? Retirees share their experiences living in Volcan.

What is it like to retire in Volcan?

"Life for a retiree in Volcan can be quite peaceful and fulfilling. The town is nestled in the highlands of the Chiriqui province, offering a cooler climate than most parts of Panama. The lush green landscapes, beautiful gardens, and the towering Baru volcano provide a serene environment for retirees. There is a small but active expat community in Volcan, which is welcoming and supportive. The expats often organize social events, making it easy for newcomers to integrate and make friends. They also share useful information about living in Panama, which can be very helpful for retirees adjusting to their new life. Cultural attractions in and around Volcan include the Sitio Barriles Museum, which showcases pre-Columbian artifacts, and the nearby town of Boquete, known for its coffee plantations and flower gardens. The annual Orchid Festival in Boquete is a major cultural event that attracts visitors from all over the world. Recreational activities are abundant in Volcan and its surroundings. The area is perfect for outdoor enthusiasts, with opportunities for hiking, bird watching, and horseback riding. The nearby Baru Volcano National Park offers challenging trails and stunning views. Fishing enthusiasts can head to the nearby town of Puerto Armuelles for some deep-sea fishing. Nightlife in Volcan is relatively quiet, reflecting the town's laid-back lifestyle. However, there are a few restaurants and bars where retirees can enjoy a meal or a drink. For a more vibrant nightlife, retirees can visit the larger town of David, which is about an hour's drive from Volcan. Overall, Volcan offers a tranquil and affordable lifestyle for retirees, with a friendly community, rich culture, and plenty of recreational activities," said one retiree in Volcan.

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The Business Panama Group is a well-established group of companies, professionals and alliance partners with 20 years of experience promoting and facilitating business, investments, real estate, immigration and tourism in Panama by providing information, business development and support services to individual and corporate investors.

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Business Panama GroupBusiness Panama Group

The Business Panama Group is a well-established group of companies, professionals and alliance partners with 20 years of experience promoting and facilitating business, investments, real estate, immigration and tourism in Panama by providing information, business development and support services to individual and corporate investors.
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What advice do overseas retirees have for others considering retiring abroad?

"Retirees in Volcan advise others considering retiring abroad to thoroughly research the cost of living in their chosen destination, as it can vary greatly from one place to another. They suggest visiting the place multiple times at different times of the year before making a decision. It's also important to understand the healthcare system and ensure that you will have access to the medical services you need. They recommend learning the local language, as it can greatly enhance your experience and make daily life easier. They also suggest getting involved in the local community to make friends and feel more at home. It's also crucial to understand the local laws and regulations, especially those related to residency and property ownership. Lastly, they advise having a reliable source of income that is sufficient to cover your living expenses," explained a retiree in Volcan.

What are the most challenging aspects of retiring in Volcan?

"One of the most challenging aspects of retiring in Volcan is the language barrier. While some locals may speak English, the primary language is Spanish, which could make communication difficult for those who are not fluent. Another challenge could be adjusting to the local culture and customs. This includes understanding the local etiquette, social norms, and traditions, which can be quite different from those in other countries. The cost of living can also be a challenge. While it is generally lower than in many Western countries, it can still be higher than expected, especially for those who want a lifestyle similar to what they had in their home country. Access to healthcare can be another issue. While Panama has a good healthcare system, the quality and availability of services can vary, especially in more rural areas like Volcan. Lastly, the process of obtaining residency and dealing with local bureaucracy can be complex and time-consuming. This includes dealing with immigration procedures, opening a bank account, and buying property," commented one retiree living in Volcan, Panama.

Business Panama Group

The Business Panama Group is a well-established group of companies, professionals and alliance partners with 20 years of experience promoting and facilitating business, investments, real estate, immigration and tourism in Panama by providing information, business development and support services to individual and corporate investors.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Business Panama Group

The Business Panama Group is a well-established group of companies, professionals and alliance partners with 20 years of experience promoting and facilitating business, investments, real estate, immigration and tourism in Panama by providing information, business development and support services to individual and corporate investors.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What are the most rewarding aspects of retiring in Volcan?

"1. Volcan offers a low cost of living, allowing retirees to enjoy a comfortable lifestyle without worrying about high expenses. 2. The climate in Volcan is pleasant year-round, with temperatures rarely exceeding 80 degrees Fahrenheit, making it an ideal location for retirees who enjoy outdoor activities. 3. The natural beauty of Volcan is breathtaking, with lush green landscapes, mountains, and a variety of wildlife, providing a peaceful and serene environment for retirees. 4. The local community is welcoming and friendly, with many expats and retirees from around the world, making it easy to socialize and make new friends. 5. Volcan is known for its slow pace of life, allowing retirees to relax, unwind, and enjoy their golden years without the hustle and bustle of city life. 6. The healthcare in Volcan is affordable and of high quality, with many English-speaking doctors and modern facilities, ensuring retirees have access to the medical care they need. 7. Volcan is also close to larger cities and popular tourist destinations, making it easy for retirees to explore other parts of Panama and enjoy a variety of cultural experiences. 8. The local cuisine is delicious and diverse, with a variety of fresh fruits, vegetables, and seafood, allowing retirees to enjoy a healthy and flavorful diet. 9. Volcan offers a variety of recreational activities, from hiking and bird watching to fishing and horseback riding, ensuring retirees never run out of things to do. 10. Lastly, the process of obtaining a retirement visa in Panama is relatively straightforward, making it an attractive destination for retirees from around the world," commented one retiree living in Volcan, Panama.

What are healthcare services like in Volcan?

We asked retirees if they have access to good medical care in Volcan. They wrote:

"Healthcare services in Volcan are generally of good quality, with both public and private healthcare facilities available. The public healthcare system is run by the Ministry of Health and the Social Security System, providing free or low-cost services to residents. However, these facilities may be crowded and have long waiting times. On the other hand, private healthcare facilities offer more personalized care and shorter waiting times, but at a higher cost. Many doctors and medical staff in Volcan are bilingual, speaking both Spanish and English, which is beneficial for expats or tourists. There are several clinics and pharmacies in Volcan, providing basic medical services. For more serious or specialized medical conditions, residents may need to travel to larger cities like David or Panama City. In terms of emergency services, Volcan has a local Red Cross station that provides ambulance services. However, it's important to note that response times may be slower than in more urban areas. Overall, while healthcare services in Volcan are generally reliable and of good quality, it's recommended for residents, especially expats, to have comprehensive health insurance to cover any potential medical costs," said one retiree in Volcan.

How do I meet people in Volcan?

When we asked people living in Volcan about club and activities where newcomers can meet others, they responded:

"Expats in Volcan often join local clubs and activities to meet people and integrate into the community. These can include hiking clubs, bird watching groups, and gardening societies, all of which take advantage of the beautiful natural surroundings in Volcan. There are also language exchange groups where expats can practice their Spanish with locals and help them with English in return. In addition to clubs and activities, expats often meet people through volunteering. There are numerous opportunities to get involved in local charities and community projects, which not only helps to make a positive impact but also provides a chance to meet like-minded individuals. Another popular way for expats to meet people in Volcan is by attending local events and festivals. These can range from traditional Panamanian celebrations to more international events like art exhibitions and music concerts. These events provide a great opportunity to mingle with locals and other expats, and to learn more about the local culture. Expats also meet people through their children's schools or activities. Many expats in Volcan have families, and schools, sports teams, and other children's activities can be a great way to meet other expat parents. Finally, simply frequenting local businesses like cafes, restaurants, and shops can also lead to new connections. The community in Volcan is quite tight-knit, and locals are generally very welcoming to expats. By becoming a regular at a local business, expats can get to know the owners and other customers, and potentially make new friends," said one retiree in living in Volcan, Panama.

What is life like in Volcan?

When we asked people living in Volcan what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Volcan is generally peaceful and relaxed. The town is surrounded by lush greenery and beautiful landscapes, offering a serene environment for those who prefer a quiet lifestyle. The cost of living is relatively low, making it an attractive destination for those who work remotely. The local community is friendly and welcoming, with a mix of locals and expats from various parts of the world. This makes it easy for newcomers to integrate and make new friends. The town also has a number of restaurants, cafes, and shops, providing plenty of options for dining and shopping. Despite its small size, Volcan has reliable internet connectivity, which is crucial for digital nomads. There are also several coworking spaces available for those who prefer to work outside their homes. The climate in Volcan is pleasant, with mild temperatures throughout the year. This makes it ideal for outdoor activities such as hiking, bird watching, and exploring the nearby national parks. However, it's worth noting that Spanish is the main language spoken in Volcan. While some locals speak English, learning Spanish can greatly enhance the experience of living in this Panamanian town. Overall, Volcan offers a laid-back lifestyle, stunning natural beauty, and a friendly community, making it a great place for expats and digital nomads," remarked one retiree in Volcan.

Business Panama Group

The Business Panama Group is a well-established group of companies, professionals and alliance partners with 20 years of experience promoting and facilitating business, investments, real estate, immigration and tourism in Panama by providing information, business development and support services to individual and corporate investors.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Business Panama Group

The Business Panama Group is a well-established group of companies, professionals and alliance partners with 20 years of experience promoting and facilitating business, investments, real estate, immigration and tourism in Panama by providing information, business development and support services to individual and corporate investors.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What do I need to know before retiring in Volcan?

When we asked people what advice they would give someone preparing to move to Volcan, they said:

"Expats considering retirement in Volcan should be aware of several key factors. Firstly, the cost of living is relatively low compared to many Western countries, making it an attractive option for retirees. The local currency is the US dollar, which can make financial transactions easier for American expats. The climate in Volcan is tropical, with a rainy season from May to November and a dry season from December to April. The town is located in the highlands, so temperatures are cooler than in coastal areas. Healthcare in Volcan is adequate for basic needs, with a local clinic and a hospital in the nearby city of David. However, for more serious medical conditions, travel to a larger city may be necessary. The official language is Spanish, so learning the language can greatly enhance your experience. However, English is also widely spoken in tourist areas and by many locals. Volcan is a small town with a slow pace of life, which can be a major draw for some retirees. However, this also means that entertainment options are limited, and some people may find the lifestyle too quiet. The local culture is friendly and welcoming, with a strong sense of community. However, it's important to respect local customs and traditions. Panama has a pensionado program, which offers significant discounts on a range of services for retirees. However, to qualify, you must meet certain income requirements. Finally, it's important to understand the local laws and regulations, particularly those related to property ownership and taxes. It's recommended to hire a local attorney to help navigate these complexities," said a person in Volcan.

Where will I buy groceries and do other shopping in Volcan?

"There is a Pricesmart like Costcos and the local chain Romeros has most anything you would need," said one member in Panama.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Business Panama Group
Business Panama Group

Business Panama Group, with 20 years of experience, plays a pivotal role in promoting and facilitating investments, real estate, and tourism ventures in Panama.
Learn More

Business Panama GroupBusiness Panama Group

Business Panama Group, with 20 years of experience, plays a pivotal role in promoting and facilitating investments, real estate, and tourism ventures in Panama.
Learn More

Business Panama Group
Business Panama Group

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