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Retire in Ajman Guide

If Ajman is on your retirement radar, our detailed Retire in Ajman Guide is your go-to resource. Delve into the crucial aspects of life here, including living costs, climate, housing options, healthcare services, and residency procedures. We also explore the city's social dynamics, volunteering scenes, transportation, and how walkable its neighborhoods are.

Ajman, the smallest of the seven emirates in the United Arab Emirates, has become a popular destination for international retirees. Its serene beaches, warm climate, and affordable cost of living make it an attractive option for those looking to enjoy their golden years in a peaceful and welcoming environment. However, like any foreign country, retiring in Ajman comes with its own set of challenges, from understanding the local culture to navigating the healthcare system.

Cost of Living

One of the main attractions of Ajman for retirees is its relatively low cost of living compared to other emirates. Housing, in particular, is significantly cheaper, with a variety of options available from luxury villas to comfortable apartments. Groceries, dining out, and other daily expenses are also reasonably priced, making it possible for retirees to enjoy a comfortable lifestyle without breaking the bank.


Ajman boasts a warm desert climate, with hot summers and mild winters. The temperature can reach up to 40°C in the summer months, but the coastal location provides a refreshing sea breeze. Winters are pleasant, with temperatures ranging from 15°C to 25°C, making it an ideal time for outdoor activities.


Ajman is home to several top-notch hospitals and clinics, ensuring that retirees have access to excellent healthcare services. The Thumbay Hospital Ajman, for instance, is a renowned medical institution offering a wide range of specialties. However, it’s important to note that healthcare can be expensive, so having a comprehensive health insurance is crucial.

Public Healthcare System

While UAE nationals can access the public healthcare system for free, international retirees will need to have private health insurance. The government has made health insurance mandatory for all residents, including expatriates. Fortunately, there are numerous insurance providers offering a variety of plans to suit different needs and budgets.

Residency Options for Retirees

The UAE government has recently introduced a five-year renewable retirement visa for expatriates. To qualify, retirees must meet certain financial criteria, such as owning a property in the UAE worth at least AED 2 million, or having financial savings of no less than AED 1 million.

Parks and Recreational Activities

Ajman offers a plethora of recreational activities for retirees. The Ajman Corniche, with its beautiful beach and well-maintained park, is a popular spot for walks and picnics. The Al Zorah Nature Reserve is another must-visit, offering a chance to see a variety of bird species, including the pink flamingo.


From traditional Emirati cuisine to international fare, Ajman’s dining scene is diverse and vibrant. Some popular spots include the Bukhara Indian Restaurant for its authentic flavors, and the King’s Grill for its delicious barbecue dishes.

Learning the Language

While Arabic is the official language of the UAE, English is widely spoken in Ajman, making it easier for English-speaking retirees to communicate. However, those interested in learning Arabic can enroll in language courses at the Ajman University or the British Language Institute.

Local Culture

The locals in Ajman are known for their hospitality and friendliness towards foreigners. The city has a relaxed and peaceful atmosphere, with a slower pace of life compared to the bustling cities of Dubai and Abu Dhabi. The local culture is deeply rooted in Islamic traditions, and it’s important for retirees to respect these customs.

Meeting People and Volunteering

Meeting new people in Ajman can be as simple as joining a local club or participating in community events. Volunteering is another great way to get involved in the community. Organizations like the Emirates Red Crescent often need volunteers for various initiatives.

Housing Options

Most retirees in Ajman opt for apartments or villas in the city’s residential areas. The Al Rashidiya and Al Nuaimiya neighborhoods are particularly popular for their proximity to amenities and the city center. While owning a car can be convenient for getting around, Ajman’s public transportation system is efficient and affordable, making it possible to live comfortably without a vehicle.

Joshua WoodJoshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Additional Information:

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