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Retire in ras al khaimah Guide

Retire in ras al khaimah with confidence, armed with the knowledge from our extensive guide. It covers critical considerations for retirees, from the cost of living and climate to housing, healthcare, and residency choices in ras al khaimah. We also delve into the social and cultural scene, volunteering options, public transportation facilities, and the city's walkability, helping you make an informed decision.

Ras Al Khaimah, one of the seven emirates that make up the United Arab Emirates, has become a popular destination for international retirees. The emirate offers a high standard of living, a warm climate, and a rich cultural heritage. However, retiring in a foreign country can also present challenges, such as navigating a new healthcare system and adapting to a different lifestyle. This article will explore what it’s like to retire in Ras Al Khaimah, from the cost of living to the local culture.

Cost of Living

The cost of living in Ras Al Khaimah is generally lower than in other parts of the UAE, such as Dubai and Abu Dhabi. Housing is more affordable, and daily expenses like groceries and dining out are also reasonably priced. However, it’s important to factor in costs like healthcare and transportation, which can add up.


Ras Al Khaimah has a desert climate, with hot summers and mild winters. The temperature can reach up to 40 degrees Celsius in the summer, but it drops to a comfortable 15-25 degrees in the winter. The emirate also enjoys plenty of sunshine throughout the year, making it an ideal destination for retirees who enjoy outdoor activities.


Ras Al Khaimah has a number of well-equipped hospitals and clinics, with English-speaking staff and high-quality medical care. However, healthcare can be expensive, so it’s important for retirees to have comprehensive health insurance. Some retirees may also choose to travel to nearby Dubai for certain medical procedures.

Public Healthcare System

While the UAE has a public healthcare system, it is primarily for Emirati citizens. International retirees will need to have private health insurance, which is mandatory for all residents. There are many insurance providers to choose from, offering a range of coverage options.

Residency Options for Retirees

The UAE recently introduced a five-year renewable retirement visa for expats. To qualify, retirees must meet certain financial criteria, such as owning a property in the UAE or having a minimum monthly income. This makes it easier for retirees to settle in Ras Al Khaimah and enjoy their golden years.

Parks and Recreational Activities

Ras Al Khaimah offers a variety of recreational activities, from golfing and sailing to hiking in the Hajar Mountains. The emirate is also home to several beautiful parks, such as the Saqr Park, which is a popular spot for picnics and family outings.


Food lovers will be spoilt for choice in Ras Al Khaimah, with a wide range of restaurants offering international and local cuisine. Some popular options include Al Moohit Seafood Restaurant for fresh seafood, and Al Fanar Restaurant & Cafe for traditional Emirati dishes.

Learning the Language

While Arabic is the official language of the UAE, English is widely spoken in Ras Al Khaimah, making it easier for retirees to communicate. However, those interested in learning Arabic can take classes at the Ras Al Khaimah English Speaking School, which offers adult language courses.

Local Culture

The locals in Ras Al Khaimah are known for their hospitality and friendliness. The emirate has a rich cultural heritage, with numerous historical sites and cultural festivals throughout the year. Retirees can immerse themselves in the local culture by visiting the Ras Al Khaimah National Museum or attending the annual Ras Al Khaimah Fine Arts Festival.

Meeting People and Volunteering

There are various clubs and social groups in Ras Al Khaimah where retirees can meet new people. The Ras Al Khaimah Expats Club, for example, organizes regular social events and activities. For those interested in volunteering, the Ras Al Khaimah Animal Welfare Centre is always looking for volunteers to help with their work.

Housing and Transportation

Most retirees in Ras Al Khaimah live in apartments or villas, with many choosing to live in the Al Hamra Village, a waterfront community with a golf course and marina. As for transportation, while having a car can be convenient, the emirate also has a reliable public transportation system, and taxis are readily available.

Retiring in Ras Al Khaimah offers a unique blend of modern comforts and traditional charm. With its affordable cost of living, warm climate, and friendly locals, it’s no wonder that more and more international retirees are choosing to call this emirate home.

Joshua WoodJoshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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