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Some Forum Posts:

Portugal: Gettng a Portuguese Drivers license in the Algarve:

IMT....per their website, it looks like Faro is the only office in the Algarve, but not certain.

Portugal: Winter in Portugal:

Also note that homes and apartments in Portugal rarely have central heating or insulation. It can be colder inside than outside, even here in the Algarve. Yes, there are usually heaters in the main rooms, but they only take the chill out. The walls stay cold. You have to bundle up, which can be a shock for those of used to toasty houses with central heating. Everyone is different, but for us this is a very big negative.

Portugal: Contradictory information on where to apply for a visa:

The lawyer is wrong. He may be thinking of the new law for people seeking work. No change for pensioners. Must apply in your home country.

Portugal: Accommodations??:

You are is a difficult problem. Since the consulates took away hotels and AirBnb, there are not many choices. Some have come to PT and rented a place, paying for months when they are not here. We chose one on line, had attorney check out the manager, crossed fingers and got lucky...good place. And because it was not available until after the summer, the timing worked out great, If you move to the Algarve after summer, winter rentals are cheap and easy...and you can arrange for it well in advance...using the internet. Use AirBnb to find a nice one and then ask for a post-summer 6 month lease at a good rate. And that 6 months gives you a chance to shop for somewhere else if you prefer. But there is no easy or good answer to this problem.

Portugal: Type 1 Visa:

Lugna is very good, but I found them expensive and not very responsive. We used Sonia Clemente and very happy.

Portugal: Residency Certificate:

I know that EU citizens staying more than 4 months must go to the city hall where they are living in PT and get a Certificado de Registo, showing their residence. Do US citizens with a valid residency card from SEF also need to register locally?

Portugal: guides:

We moved here to Tavira six weeks ago from Colorado. Would be happy to meet with you in March. Just stay in touch.

Portugal: Banking in Portugal:

I don't think it will matter that a bank has branches in each country since legally they are separate companies. We kept our Chase account and opened an account with a PT bank (Millenium). We use to move money to PT...low fees no exchange fees. And they use actual current FX rates. We use PT ATM for cash from our PT ATM fees and no fees on bank transfers within PT. Works for us!

Portugal: Visa requirement for accommodation:

Yes, this is a conundrum. Needs to be a lease, probably 6 months...maybe firm rules and may depend on which consulate you use. We used SFO and they wanted 6. How to get? Even if you fly over and find something, they aren't likely to hold it for months for you. Likely have to find something on line and take a chance. That's what we did (had our PT lawyer check out the property manager) and held our breath. Fortunately, we love the place and we got lucky that we were moving to the Algarve in October, so holding a place over the summer was easy. Many find an Airbnb and contact the owner to negotiate a lease instead. There is also a way to have a PT friend say you are staying with them, but not sure how that really works. Good luck!

Portugal: Car Rental Advice(long term):

We looked to do the same, but found all LT rentals were only for 6 months and ran over $4000...not worth it, so we are buying a car when we land in Lisboa.

Portugal: Visiting in October:

Paul...curious...when did you file for your visa? We filed July 20 and still waiting for SFO.

Portugal: Visa approval at San Francisco Consulate:

So we filed on July 21. I inquired via email about when we could expect our application to be reviewed as it remains sitting in "accepted." Here is what they replied today: "We have been crushed with applications the last six weeks and have not been able to keep up with demand. The number of applications ahead of you suggest it will be next week soonest before your applications might be processed so our inspectors can vette your information." This is cutting it close for our planned Sep 24 departure. If they are late, we have airline change fees and other costs to incur!!!

Portugal: Initial visa accommodation hurdle:

That is true for the SFO consulate for sure, but you should check with the right folks in Canada directly. And yes, it is "Cart before the horse." But what can you do? We visited and got our NIF while there and later found a long term let on line through a reputable agency, with them and lease both vetted by our PT attorney. We leave Sep 24....hopefully the place is as advertised!

Portugal: Housing Requirement for Golden Visa:

Your long term visa is not a Schengen visa, even though use the Schengen form. That visa is a 90 day tourist visa, which US citizens do not need (although we still can only stay 90 days without a long term visa). But to your point, you can't get a long term visa for planning to buy. You either have to lease or have bought. Most come on tourist visas to buy and then can apply for the long term visa under the Golden Visa rules.

Portugal: Banking:

Was shocked today to find out that if you move to Portugal, Schwab will close your account as they are not allowed to do business there. I chose them because they do not charge foreign transaction fees and refund all ATM fees. Yes, you could not tell them, but they say they monitor activity and seeing use of debit cards in the same country over time would cause them to close the account. So I stay with Chase and won't use their card unless necessary and instead use Transferwise to move money to my PT account and use that ATM card. Thus avoid those high foreign transaction fees. Transferwise is only 1% and they don't play with the exchange rate.

Portugal: NHS Status:

I assume you mean NHR. 2500 is a rip off. Getting the status is easy. One form and one declaration. Since in another language you will need help. But don't pay more than 120 to 200 Euros. NHR exempts your US SS and US based dividends and interest (and some other stuff that most people do not have) from PT taxation for 10 years. It's a great thing that makes PT very attractive for retirees.

Portugal: Cell phone:

You can, but you have to pay it off and request an unlock from Verizon so you can use new SIM card. That's what I did with ATT.

Portugal: Residence Visa Health Insurance Requirement Help (US citizen):

I found it through Under the list of providers you will see Berkshire Hathaway.

Portugal: Whew, just got our long term visa!:

And we will be in Budens (should be finalized this week!)

Portugal: Change in Visa Rules:

Major change....I got an email today from SFO consulate that states they are no longer processing long term visa applications that use a hotel or AirBnB reservation/receipt as proof of accommodation. They want proof of purchase or an actual lease. As a practical matter this is going to make it very difficult for people to apply. They have to find a property and get a lease that starts later and supply that lease to the consulate. Not easy.

Portugal: Visa help ! True or False ???:

No, the Schengen visa (which is the 90 day visa) cannot be extended. After 90 days you are an illegal immigrant and can be fined or deported...not all countries enforce this rule as hard as others, of course.

Portugal: Question re: rental via AirBnB:

How short a stay did they not like???

Portugal: Taxes in Portugal:

All true, except that if you apply for Non Haibitual Residency (NHR)..which is easy, your US SS and US dividends and interest will not be taxed by PT for 10 years. Does not cover things like 401(k) distribution. Whatever tax you pay in PT will be credited against whatever tax liability you have in the US.

Portugal: Questions re: rentals:

1. We are doing a 6 month with option to renew. Our attorney says agreements really need to be for 2 years in PT, but I have heard of many doing 1 year agreements. 2. We are paying first two months rent plus a deposit equal to one month. 3. Rent does not include utilities or CCTV (in our case wi-fi is included). Not sure what building charges you mean, but there is nothing else for us to pay. 4. No tax in PT for the tenant. 5. Not sure, but I think the landlord pays...have not heard of anyone paying this.

Portugal: Resdiency Visa from San Fran Consulate:

Has anyone used an address of an expat friend that now lives in Portugal to meet their address requirements for the San Francisco consulate? The apartment we had fell through and now we do not have an address and need to file by end of June, 2017. Please help! MariaandJim


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