Ireland: Moving to Dublin -- what banks have you been satisfied with?:
Check out Ulster Bank. They were easier to work with than the others when we moved to Ireland. As for transferring money, once you have an Irish account, just write yourself a check from your US bank, and make a deposit into your Irish account. It will take forever to clear, but it's otherwise painless.
Ireland: Relocating from California:
Hello, and welcome to our little forum. I'm one of those retirees living in Ireland that you mentioned, and while I can't offer any pertinent suggestions on jobs and such, I have had the opportunity to interact with young people of various ages and have listened to their experiences at school, as well as having seen some of their course materials and visited facilities. If you haven't already done so, please make a trip with the family here and if at all possible have the kids that are of school age spend a week in a classroom setting. Having lived in SoCal, and having spent a brief period as a substitute teacher, I think you will find Irish education FAR superior to public schools your children presently attend. One challenge will be catching up on Irish language, which is mandatory. Also, read up on the junior and leaving cert tests -- how I wish the US adopted this testing protocol, which is demanding. I think you'll find that your kids will not face any extreme hazing due to their American accents; many Irish students have American relatives. I can't offer much else in the way of insights, but I thought I'd suggest a visit if you haven't already checked out 'the neighbourhood'.
Ireland: INIS SPEAKS AGAIN!:
Hey, guess what? After four attempts, beginning in MARCH, I've received an answer to a question I posed to our friends at INIS... and also got an update on when we can expect new rules for Stamp 0 retirees!
I'd wondered if, under the current regs, a Stamp 0 "person of independent means' (ha!) could rent out Irish owned property, and if so, have that income counted toward the income requirement. The answer is YES. Now, INIS cautions that should you do so, you're subject to Irish taxes on that income.... which is something you should discuss with your own accountant.
Now, the news on the revised Stamp 0 rules... when INIS spoke last, they said the rules would be announced "in the coming months' on their website... the word is now that they're shooting for 'late autumn'. Since winter officially starts Dec. 1, that leads me to believe they'll drop the regs shortly before then, if we're taking them at their word. (Remember when they said we'd see those regs in spring of this year? Judge accordingly.) All of this is FWIW, remember that Irish Immigration always reserves the right to act on a case-by-case basis...
Ireland: Moving to Ireland.... I want to hear it all:
"The cost of living" is always going to be a concern, no matter where one lives. If you're not financially secure, particularly as a retiree, Ireland, as well as most all first-world countries outside of the US are going to pose issues, e.g. exchange rates. Don't single out Ireland for this -- I remember a time when you could buy a house in silicon valley for $23,950 and a Coke for a dime -- the dollar just ain't what it used to be. I didn't come to Ireland thinking it would be a great economic move; I came because it was a great for my emotional and spiritual well-being, and in that regard it was the best decision of my life. Mental health doesn't show up on a financial statement! As for never "being one of them" -- well, why should I expect that? Am I somehow entitled, being an American? Do my French or German or Polish neighbours expect that they would become "one of them" when they came to Ireland? No, and why should my experience be different? if an Irish man or woman moved to one of those countries, they would expect to become French or German or Polish in a year or ten? Of course not. An Irish guy who goes to the US is still going to be Irish; why should an American living in Ireland anticipate a different experience? (Even with Irish 'blood' somewhere in the distant past.)
As for health care? I can be certain I can see my personal doctor within a half hour of arrival; NO appointment necessary, during his office hours. and he remembers my name and conditions without having to look them up. After hours? There's an on-call doc who will COME TO MY HOUSE if need be. Public hospital? Plenty of technology and quality care. Private hospital? It looks like a five-star resort, including a grand piano in the atrium lobby. And health insurance is cheap by US standards. Now, everyone's experience is different. I'm enjoying mine very much, thanks!!!
Ireland: INIS SPEAKS! (sorta...):
Living in Ireland, I really hate living up to the annoying, overly vocal, demanding American stereotype, but... remember, nearly a year ago, INIS allowed us to comment on proposed changes to the regulations for retirees? ...The changes that we were told were coming in early 2017? Well, early 2017 came and went, and I started emailing INIS monthly as to the status of the rules change. After four tries, I GOT AN ANSWER!!! Yes, INIS HAS SPOKEN! ...and the news is that " the new policy on Retirees is nearing completion
and will be published on our website www.inis.gov.ie in the coming months." I guess this means that we shouldn't expect any sort of pre-release publicity or notification to those currently on the dreaded Stamp 0 list. Just as INIS has done in the past, the revised rules will just magically appear one day on their web site, where upon we all can try to decipher what they really mean. Sorry if I got your hopes up that there was something meaningful in their communication, the sheer fact that they finally replied seems like a small victory. Now, about all the other issues I've repeatedly emailed them about.... :-)
Ireland: (Paying Taxes in U.S & Ireland):
Ireland has an agreement on taxation with the US; you'll pay income tax in the US, or Ireland, but not both. Receiving your Social Security payments in Ireland is simple to arrange and not an issue; there's tens of thousands of American retirees receiving their SS money all over the world.
Ireland: A couple of Ireland stories I want to share...:
It happens! A fine late evening meal in a local restaurant, some great conversation with the locals, a good pint in the belly... out for a walk through a beautiful old town after dark, feeling perfectly safe... thinking about the history that surrounds you, and you find yourself really, really happy for the first time in you don't know when... that's when the burning desire to never leave sets in....
Ireland: New Irish Census Statistics:
The government's Central Statistics Office has released new information gleaned from the 2016 census. As I'm a US retiree here on a Stamp 0, I was curious to see what changes have occurred in the retirement sector. It seems, if I'm reading this right, there's been an increase of about 10 percent in the number of US retirees between 2011 and 2016, and a slight drop in those from Canada. In any event, there's still less than a thousand US retirees living in Ireland, which seems shocking considering how wonderful it is to live here. Here's a link to my info; you can use the pull down menus to see a bunch of interesting stuff based on occupation, age, and nationality, if you're into that sort of thing... http://www.cso.ie/px/pxeirestat/Statire/SelectVarVal/saveselections.asp
Ireland: Not Moving To Ireland:
I'm sad to hear of anyone giving up their dream about living here. I know what that dream is like. Please keep in mind that Ireland is in the process of revising their immigration rules and things may change in your favour.
Ireland: Is this a new Stamp 0 "catch 22"?:
Today's Irish Times (22 May) reports that beginning next month, anyone attempting to obtain an Irish driver's license will need to be in possession of a 'Public Services Card' (essentially a national identity card). Well, we holders of a Stamp 0 aren't entitled to public services, are we? So will these cards be issued to us? I've fired off an email to INIS about this, but knowing how poorly INIS handles their email, I'm not holding my breath. Anyone out there with info on this subject? I'll let you know if INIS responds...
Ireland: Stamp O health declaration:
A simple note from your GP, on his letterhead, stating you're not carrying a weird disease that will wipe out the nation is sufficient. A general assessment that you're in good health is all they require; there's no form, and they being bureaucrats, not physicians at INIS, they wouldn't understand any medical terminology, anyway.
Ireland: INIS - Hello? Anybody Home?:
A brief warning / heads up to any Forum readers seeking information about INIS rules and regulations via email, at least as it pertains to messages sent to their Unit 2 residence division…
I’ve sent a series of questions to Unit 2 over the past several months. Here’s the status of my queries:
Question #1, re: Leasing of Irish property I own for income contributory to Stamp 0 requirements:
Sent: 2 March
Resubmitted: 7 April
Re-resubmitted: 15 May
No reply received as of 17 May
Question #2, re: Household Benefits Package / Free Bus Travel for Seniors:
Sent: 27 March
Resubmitted: 25 April
Reply received: 26 April
Question #3, re: Discrepancies in Stamp 0 renewal timelines:
Sent: 14 March
Resubmitted: 15 May
No reply received as of 17 May
So, other than auto-generated confirmations that INIS received my emails, I’ve received one note back out of seven attempts at contacting them. I intentionally left my ‘green card’ ID number off of my letters, because I was curious to see if INIS is responding to email from the general public. Would that have helped? I don’t know. The purpose was to see if INIS is reading their mail. Based on the above, I’ll let you decide.
You should be able to electronically transfer funds to the bank of the seller, or your solicitor, or whomever. You'll need their bank identity code etc. Your bank can give you more information on how this works.
Ireland: Retiree Gayle Stacey is back in the news:
Google suggests you look at this page, and then contact a consulate or embassy... https://www.dfa.ie/passports-citizenship/citizenship/born-abroad/
Ireland: EU votes to end US visa-free travel:
Ireland: Compare Irish Insurance Policies -- Here!:
Here's a good link to bookmark for all ex-pats needing insurance and wanting to compare policies... so I'm told...
Ireland: Cost of Living for Retirees:
I've seen no reports that thousands of "illegals" are entering Ireland. Do you have a source for that, FlowerFairy?
Ireland: Retiring in Ireland for one year:
Yep, Kevin nailed the issues in one concise post. Good job.
Ireland: Buying Health Insurance:
Google is your friend here. Just look for health insurance Ireland and check the various plans. There are no guidelines from INIS on what your plan should cover; pick whatever plan should fit your needs and you should be fine. This topic has been covered before on the forum so take a look around....
Ireland: The Irish equivalent for U.S. Products:
Look for 'Cif'. Works well.
Ireland: Mobile Home Laws?:
Excellent question! I certainly wouldn't trust the opinion of the mobile home vendor -- check with the planning department of the county you intend to live, and if possible give them the exact location of the property you intend to buy. Best of luck!
Ireland: Buying a house:
I'd say that if you're paying cash for a house, your credit history is irrelevant. I paid cash for mine, and nobody cared what my credit history was. Most problems in buying a home seem to occur due to unprofessional estate agents who often work this as a second job, and solicitors who fail to work in a timely manner. The best suggestion I can offer is to find and hire a good engineer to survey any property you like before you make a purchase. Estate agents work on behalf of the selling party, not you, so do not trust in their opinion of the quality of the home -- get independent advice. I'd rather spend €800 to find out the house I like has hidden faults than go in blind. You can probably recoup the cost of the engineer when negotiating the purchase price if there are faults that need correcting.
Ireland: Current Status of Stamp 0 Review:
Hey, Kevin -- how about we "bell the cat" and elect you to send INIS these very relevant questions! :-))) Seriously, if we were to ask, we'd no doubt get the usual non-answer, that being that the rules are under review, and they will announce such information "In due course". (I've seen those three magic words so often.....)
Ireland: Somebody cheer me up!:
...which brings up a question I've long wondered the answer to: If, as a Stamp 0, we're not allowed to own or start a business, or work at a job, is owing a rental property to supplement income OK with INIS? Would that income count towards the amount INIS requires per year, or be disallowed? Curious...