Health Insurance in Greece

Greece offers a public healthcare system, which is accessible to all residents, including expats and digital nomads. However, many opt for private health insurance to avoid long waiting times and to access a broader range of medical services. Here's a breakdown of the health insurance system in Greece.

Health Insurance Companies in Greece

Some of the most popular health insurers in Greece include Interamerican, Ethniki Insurance, and Eurolife ERB Insurance. These companies offer a range of plans that cater to different needs. Expats are indeed eligible to purchase health insurance from these companies, provided they meet certain residency requirements. Interamerican is known for its comprehensive coverage and extensive network of healthcare providers. Ethniki Insurance offers competitive pricing and flexible plans. Eurolife ERB Insurance provides a variety of insurance products, including health insurance, with a focus on customer service.

Expat Health Insurance in Greece

Do expats living in Greece buy specialized expat health insurance for living in Greece? Yes, some do. Specialized expat health insurance often provides coverage that is tailored to the unique needs of expats, such as emergency evacuation and repatriation benefits. Additionally, these plans may offer more extensive international coverage, making them suitable for those who travel frequently or maintain multiple residences.

Local Health Insurance vs. Expat Health Insurance

Expats and digital nomads in Greece typically explore both local and specialized expat health insurance options. While some opt for local providers due to their familiarity with the Greek healthcare system and potentially lower costs, others prefer specialized expat health insurance providers for their international coverage, ease of communication in their native language, and additional benefits tailored to expats' needs. The choice between the two often depends on personal preferences, budget, and specific healthcare requirements.

Considerations When Choosing Health Insurance Overseas

When deciding on health insurance while living overseas, it's crucial to consider factors such as the extent of coverage, ease of access to healthcare services, and the claims process. Some insurers may pay the hospital directly, while others may require you to pay upfront and submit claims for reimbursement later. Additionally, consider whether the insurer offers coverage in your home country and other destinations you frequently visit, as well as any specific benefits you may need, such as coverage for pre-existing conditions or adventure sports.

Expats talk about Health Insurance in Greece

"The cost is reasonable under the IHC, private care varies, but in general is cheaper than UK I believe," commented one expat living in Paros, Greece.