Do I need Health Insurance When Moving to Greece?

When planning your move to Greece, one essential aspect to consider is health insurance. Greece requires expats and digital nomads seeking residency to have private health insurance that covers them for at least the first six months of their stay. This insurance should provide coverage for medical expenses up to a minimum of EUR 30,000. Having valid health insurance is a crucial requirement for obtaining a residence permit, even though Greece has a public healthcare system.

Does Expat Health Insurance Meet the Requirements?

Yes, expat health insurance can meet the requirements for Greece, provided it covers medical expenses up to the minimum amount required (EUR 30,000) and is valid for the initial six-month period. Ensure your policy covers emergency medical care, hospitalization, and repatriation. It's also crucial to check that your insurer is recognized and accepted by the Greek authorities. Always verify the latest requirements with official sources, as regulations can change.

Which Local Health Insurers Offer This Type of Insurance?

Several local health insurers in Greece offer plans that cater to expats and digital nomads. Some of the prominent providers include Interamerican, Ethniki Insurance, Eurolife ERB Insurance, and Generali Hellas. These companies provide various health insurance plans that can meet the residency requirements. It's recommended to compare different plans and providers to find the one that best suits your needs and budget. Always ensure that the chosen plan meets the minimum coverage amount and duration required for your residence permit.

Advice from Expats in Greece about Health Insurance

Expats in Greece share valuable insights regarding health insurance. They advise newcomers to carefully review policy details, ensuring coverage for pre-existing conditions if needed. Additionally, consider plans that offer direct billing to avoid upfront payments at hospitals. Expats also recommend looking for insurers with English-speaking customer support to ease communication. Lastly, consider plans that provide international coverage if you intend to travel frequently or maintain coverage in your home country.

Expats Talk about Health Insurance in Greece

"The cost is reasonable under the IHC, private care varies, but in general is cheaper than UK I believe," said one expat who moved to Paros, Greece.