Does CAJA in Costa Rica cover pre-existing conditions?
Summary: Does CAJA cover pre-existing conditions?
In a thread about CAJA - national health care, an expat in Costa Rica answered these questions, "You are required to be a legal resident of Costa Rica. Once the application process is almost complete, it is mandatory that you become affiliated with CAJA. This process may take a year or more. Existing conditions and most Rx's are covered, although some are generic, however getting appointments with specialists and surgery can take a long time. Most expats also use private doctors/facilities."
Even after you become eligible for CAJA, many expats use a combination of CAJA and private medical care covered by private expat health insurance. This gives them the flexibility of seeing private doctors for more urgent or specialized treatment and using CAJA for more routine care.
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BlueCross BlueShield Global SolutionsBlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
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About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Costa Rica Guide
- Healthcare & Health Insurance in Costa Rica
- Members Talk about Healthcare & Health Insurance in Costa Rica
- Best Places to Live in Costa Rica
- Real Estate in Costa Rica
- Guide to Real Estate in Costa Rica
- Pros & Cons of Living in Costa Rica
- Cost of Living in Costa Rica
- Getting a Driver's License in Costa Rica
- Costa Rica vs. Panama
- 15 Best Places to Live in Costa Rica
- 10 Best Places to Live on the Coast in Costa Rica
- 2026 Guide to Living in Costa Rica
- Pros and Cons of Living in Costa Rica 2026
- 2026 Guide to Moving to Costa Rica
- Members Talk about the Cost of Living in Costa Rica

