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Living in Costa Rica: Cost of Living, Healthcare and What to Know About Living in Costa Rica | Expat Exchange
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Playa Hermosa, Costa Rica

Living in Costa Rica

By Joshua Wood, LPC

Last updated on Feb 01, 2024

Summary: People describe life in Costa Rica as relaxed, laid-back, and full of natural beauty. Expats love the warm climate, friendly people, and the abundance of outdoor activities. The cost of living for an expat in Costa Rica is relatively low, with a basic budget of around $1,500 per month. The population of Costa Rica is estimated to be around 5 million people, with the largest cities being San Jose, Alajuela, Heredia, and Cartago. The cons of living in Costa Rica include the high cost of imported goods, the lack of public transportation in some areas, and the occasional power outages. Additionally, the cost of living can be higher in some areas, such as the beach towns.

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What do I need to know about living in Costa Rica?

When we asked people what advice they would give someone preparing to move to Costa Rica, they said:

"hmmmmmm...take a vacation here first, spend a few months and get a feel for the scene here. Also, online research is an option too," commented one expat who made the move to Montezuma.

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How do I meet people in Costa Rica?

When we asked people living in Costa Rica about club and activities where newcomers can meet others, they responded:

"If you know how to play an instrument, I recommend volunteering your time with the SINEM children's orchestra, a lot of expats teach in this program all through out Costa Rica," remarked one expat who made the move to Montezuma.

"Expats can join clubs and activities such as language clubs, tennis clubs, and book clubs that focus on topics related to Costa Rica. Expats can also seek out cultural events geared towards local and foreign populations, such as open-air concerts, dance performances, and art exhibitions. Expats may also find groups that share hobbies such as surfing, SUP, or yoga. Other popular ways for expats to meet people in Costa Rica are at local festivals, farmer’s markets, English-speaking churches, volunteer organizations, and coworking spaces. Additionally, many expats find work in tourist-facing businesses such as restaurants and hotels, which allows them to socialize with other locals and visitors alike," explained one expat living in Costa Rica.

"Welcome to San Ramon! Yes, lots of organized and also informal gatherings for philanthropy and recreational activities. Start by googling Community Action Alliance and check out their recent archived newsletters. Also look for Gringo Central which provides info on Central Valley groups and other useful info. And, every Thursday an expat group meets for breakfast at a local restaurant near the downtown park, come and go as you please. The Community Action Alliance has details on where. Finally, a few kilometers west of downtown past Magallanes, there’s a growing expat neighborhood with a very nice recreational center used by many expats, called El Palme (I think it’s called that, anyway). Can be found via Google," said one expat in San Ramon.

"There are many Yahoo! list serves available that help expats get to know where others meet and socialize. Also, Costa Rica AM (www.costaricaam.com) is an English-language e-newspaper that provides a lot of good information," said one expat who made the move to San Jose.

"Escazu also has a large ex-pat English speaking population with many activities to meet others. For example, we watched the Academy Awards at the Invictus restaurant (great food) & lounge/bar just a short walk down our street Sunday night. As an aside they have all the NFL football games in the Fall," explained one expat living in Costa Rica.

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Costa Rica Legal Residency is an articulately bi-lingual boutique firm with 15 + years of successful experience and exclusive focus on Costa Rica Temporary and Permanent Residency, Renewals, Digital Nomad, and Citizenship. Located minutes from the Department of Immigration.

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Costa Rica Legal Residency is an articulately bi-lingual boutique firm with 15 + years of successful experience and exclusive focus on Costa Rica Temporary and Permanent Residency, Renewals, Digital Nomad, and Citizenship. Located minutes from the Department of Immigration.

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What is life like in Costa Rica?

When we asked people living in Costa Rica what life is like and how people spend their time, they said:

"MONTEZUMA, LIFE DOWNTOWN - After living in Montezuma officially for the last year I look upon it with a deeper understanding, similar to the way one stares at art with new eyes once enlightened by one or two art history classes. When i first moved here it was for six months during the high season so I was able to camp, then as i started to put my roots down i realized the camping lifestyle could only work for the dry season and i would have to move to level two; the house and all the trappings that come with that. Then the job; starting a business downtown and teaching/ studying music, slowly becoming part of the community. Thus bringing me back to seeing more now than i ever did my first month here as a tourist, innocence is lost but the luster still abounds; Montezuma changed my view and approach towards life and how I was leading it, somehow coming face to face with nature so wide, pure, and vivid revitalized me and for that I am forever indebted to this proud little coastal village. What can one say about living here? One of the first things you'll noticed is that this is a "town" in the truest sense, classically so, like the set for a play or Sesame Street or like it was back in the states 100 years ago. This is a positive tight-knit community, where it's easy to know everyone's name in one week, and yet very open and welcoming to new characters on the scene (enter me and my boyfriend, who believes he'll be mayor by the end of the year!) planning on sticking around and becoming part of something great. And then there's the dogs. A great bumper sticker idea: "Costa Rica where every house comes with two dogs" would be a as popular as beanie babies here...because it's true . They usually belong to the cabina owners but dogs here are free so they basically decide where they want to live and with who...[ for more articles on Montezuma please check out our website: paraisopublicidad.com or find us on twitter and facebook for daily updates!]," explained one expat living in Montezuma, Costa Rica.

"It is a beach town. Most people are retired from North America. The beach is beautiful. All people go to the beach for walking, socializing, etc," said one expat in Playa Hermosa de Jaco.

"Family is everything as with all Latin American cultures. Ticos make very good friends and once you are introduced into their families you become part of it. They will go out of their way to help you in every way possible," said one expat who made the move to San Jose.

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Immigration Help Costa Rica

Costa Rica Legal Residency is an articulately bi-lingual boutique firm with 15 + years of successful experience and exclusive focus on Costa Rica Temporary and Permanent Residency, Renewals, Digital Nomad, and Citizenship. Located minutes from the Department of Immigration.

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Costa Rica Legal Residency is an articulately bi-lingual boutique firm with 15 + years of successful experience and exclusive focus on Costa Rica Temporary and Permanent Residency, Renewals, Digital Nomad, and Citizenship. Located minutes from the Department of Immigration.

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Is there a lot of crime in Costa Rica?

We asked people if there is a lot of crime. They answered:

"Since its transformation to a peaceful democracy, Costa Rica has seen a decline in crime and enjoys a reputation as one of the safest countries in Latin America. In comparison to other countries in the region, the reported levels of crime, gangs, drug trafficking and violence in Costa Rica are much lower. Nonetheless, petty crime such as pickpocketing and theft still occur in some of the large cities and tourist destinations," explained one expat living in Costa Rica.

"Costa Rica has a lot of petty crime so be careful. I even lost money in an ATM that was hacked but most are totally safe," said one expat in Santa Ana.

"Depends on what you call a lot. I don't think my neighborhood has much, I live in Rohrmoser. But I have friends in some areas with a lot of crime. For the most part, San Jose's better neighborhoods are safe. Last year was a very violent year for crime, however, with a spike in the murder rate. But I stay away from those areas," said one expat who made the move to San Jose.

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Is there a lot of diversity? Are people in Costa Rica accepting of differences?

"You have many ex pats from North America, Europe. There are some Costa Ricans. Main religion is Catholic. There is a Catholic Chirch. A Protestant Church has been started close by," commented one expat who made the move to Playa Hermosa de Jaco.

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Costa Rica Legal Residency is an articulately bi-lingual boutique firm with 15 + years of successful experience and exclusive focus on Costa Rica Temporary and Permanent Residency, Renewals, Digital Nomad, and Citizenship. Located minutes from the Department of Immigration.

Click connect to have our partner contact you via e-mail and/or phone.

Immigration Help Costa RicaImmigration Help Costa Rica

Costa Rica Legal Residency is an articulately bi-lingual boutique firm with 15 + years of successful experience and exclusive focus on Costa Rica Temporary and Permanent Residency, Renewals, Digital Nomad, and Citizenship. Located minutes from the Department of Immigration.
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What are the schools in Costa Rica like?

"This school is small, less than 300 students, but the atmosphere is safe and friendly with a focus on student success. Every teacher I have met is enthusiastic and enjoys his/her job. I would also encourage any parent to be prepared to volunteer their time in support of the school because AIS depends on parent-volunteers to serve on various committees. Overall, I am very satisfied with AIS," commented one expat when asked about American International School in Cariari - Heredia.

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Is the cost of living in Costa Rica high?

We asked people how much they someone comfortably live on in Costa Rica, they wrote:

"Depends where you live and how you live. A friend in Palmares lives on $970 a month, including rent, vehicle, food, utilities and regional travel. Others live in Escazu in the high cost areas. We live in San Ramon and get by well in a nice place on less than$2000 a month, including yard guy, and maid for 12 hours a month! Depends on you," wrote one member in Costa Rica.

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"The cost of living in Costa Rica is generally considered to be quite affordable, with prices being considerably lower than many other parts of Central America. However, some areas in Costa Rica have a much higher cost of living compared to the rest of the country. For example, cities like San Jose and certain areas in the Limon province tend to have prices that are higher than in more rural areas. On average, a nice one-bedroom apartment in the capital of San Jose costs around $650 per month in rent. Rent for a two-bedroom apartment usually ranges from $850 - $1,000 depending on the area. Eating at a moderately priced restaurant in Costa Rica typically ranges from $7 - $15 per person, depending on what is ordered," remarked one expat in Costa Rica.

"The cost of living is less than most tourist towns. For example if you own a restaurant in a non-tourist town and your food is not good or overpriced, you will quickly go out of business. Yet many well know restaurants are located in Ojochal. Water is abundant and you never need heat and most don't use AC. The temperature is more temperate than many other areas in Costa Rica, because the largest lowland forest in all of the entire Pacific region starts in Ojochal and continues to the south. The largest mangrove estuary in all of Central America is just to the south as well - so there is lots of clean air. The newest hospital in the CAJA system is located just two towns to the south in Cortez -- so healthcare is close and inexpensive," wrote one expat living in Ojochal.

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What type of recreational facilities are in Costa Rica?

When we asked people living in Costa Rica about recreational activities, they mentioned:

"Soccer is hands down the most popular recreational activity, but adults seem to prefer watching the games on TV than playing. A fair number of people are bicycling these days. Almost everybody likes going to the mountains or the beach, but these are more weekend excursions than daily activities. My neighborhood has several gyms for those who work out. People do play tennis and swim in pools, but this seems to involve finding and paying for access to the courts or the pools. Foreigners often like to play golf, and there are courses, but none near me. You have to go to the golf courses. Basically mine is an urban setting where sports-like recreational facilities aren't widely available to the general public, but people who like various sports and recreational activities find the venues. Some even take day trips to the ocean beaches--a couple are close enough--but that's ambitious. Most people would want those trips as well as those into the mountains to be overnight excursions, but they can be done in a day," remarked one expat living in San Jose.

"Recreational activities include surfing on all levels from beginning to highly advanced. Playa Jaco has no shortage of surf schools due to the outstanding conditions in the area. Hiking is common in the area. Miro Mountain is one of the most popular hiking activities as the trail wanders through jungles with a great opportunity for wildlife spotting. The Miro Trail climbs to an elevation of 1,100 feet with spectacular vistas of the Pacific. Miro Mountain Trail is also popular with mountain bike enthusiasts. The area has many mountainous trails so ATV is very popular to reach the higher elevation views and local restaurants. Yoga is popular in the area with many studios and profesional instructors. Art classes are popular in a new facility in Jaco. Golfing at a top course in Playa Herradura is just ten minutes north of Playa Jaco. Playa Herradura Los Suenos Marina boasts one of the best in the area for excellent sport fishing known world wide. Bird watching and nature loves enjoy the Carara National Park just 20 minutes north of Jaco and the Manuel Antonio National Park just one hour south of Playa Jaco," said one expat living in Playa Jaco.

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What is the weather like in Costa Rica?

"Due to the proximity to the Equator and beach location, Playa Jaco is warm year around. High Season/Dry Season is from the end of Novemer until mid-April. These months are dry and sunny with very little rain. Average high temperatura is 90 F with the lows in the mid 70's. From mid-April until mid-September is not as hot with the likelihood of a daily shower of brief duration. The rain helps to cool things off but is never cold. The height of the Green Season is mid-September to mid-November. During these months, you may have days of no rain, but a daily shower is highly likely with dramatic thunder and lightning storms over the Pacific," said one expat living in Playa Jaco.

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Are there good restaurants in Costa Rica?

"As mentioned above, lots of restaurants and nearly every night there is an expat gathering at one of a variety of restaurants. El Castillo, Nanny's, Citrus Restaurant, Cafe Exotica and Le Bistro are all hot spots on various nights," commented one expat who moved to Ojochal.

"One of the most popular restaurants in Costa Rica is La Casona de Laly, located in San Jose. This restaurant is known for its traditional Costa Rican cuisine, with dishes like gallo pinto, casado, and tamales. The atmosphere is cozy and inviting, and the staff is friendly and attentive. Another favorite restaurant in Costa Rica is El Bistro, located in Manuel Antonio. This restaurant is known for its fresh seafood dishes, such as ceviche, shrimp, and fish. The atmosphere is relaxed and casual, and the staff is friendly and helpful. Finally, La Parrilla de Marisqueria is a popular restaurant in Jaco. This restaurant is known for its fresh seafood dishes, such as grilled fish, shrimp, and lobster. The atmosphere is lively and vibrant, and the staff is friendly and attentive," said one expat.

"There's pretty much everything. My specific neighborhood (within walking distance) has dozens of restaurants ranging from pizza joints to Japanese cuisine, though not many if any four star restaurants. I'd have to take a taxi to get to one of those. My neighborhood also has various US chain restaurants, such as Fridays and Hooters. Nearby (a short cab ride) is a "gastronomy row" of various independently-owned creative restaurants and brew pubs that have good reputations. My neighborhood also has tons of bars, including one with live music every night and a few with occasional live music. Most of the live music is Latin, but there is jazz, blues, classic rock, and so on. Beyond my neighborhood are casinos, dance clubs, pickup bars, and so on. San Jose isn't on a par with London or New York, but it's not a backward small town either. Pretty much everything exists here.," commented one expat living in San Jose, Costa Rica.

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Where will I buy groceries and do other shopping in Costa Rica?

"I recommend joining Price Mart which is owned by Costco. Walmart has stores and owns two big chain stores there - Max X Menos and Maxi Pali. Auto Mercado is an upscale market chain which is also very good. Amazon barely works here and its Import duties and shipping cost are OUTRAGEOUS. ," commented one expat who moved to Santa Ana.

"Most people shop in supermarkets similar to those the world over. Indeed, in addition to Walmart, Walmart owns two or three supermarket chains, although there are others. I have two supermarkets three blocks away and another one about six blocks away.. There are also chain office supply stores, PriceMart, chain convenience stores, McDonald's and all the rest, It's all pretty normal. Unique are the separate fruit and vegetable stores, farmers selling fruits and vegetables out of trucks on the side of the roads, and so on. Unfortunately also unique is the dearth of large department stores, even furniture stores. Specialty shopping, so to speak, can require going to a bunch of different stores and still not finding what you're looking for.," said one expat.

"People living in Costa Rica typically buy groceries and do other shopping at local supermarkets, convenience stores, and farmers markets. Many people also shop at larger chain stores such as Walmart and PriceSmart. Additionally, there are many small, independent stores and markets throughout the country that offer a variety of goods," commented one expat living in Costa Rica.

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What are the visa & residency requirements in Costa Rica?

"Tourist visas for the US and I believe most of Europe etc. are 90 days no real questions asked. They can also be renewed by a 3-day stay out of the country. As a result, many expats are "perpetual tourists" who just take short trips to Nicaragua or Panama every three months. This probably isn't good, and "perpetual tourists" can and sometimes are prevented from re-entering, but it works for tens of thousands of foreigners over many years. There are three ways to obtain legal residency (in addition to through marriage). One way is to come in as a pensioner. This only requires showing a minimum of $1000 a month income for life, as well as of course dealing with a lot of paperwork and paying fees. Those who can't or prefer not to show the $1000 a month income for life can obtain residency as either rentistas or investors. Rentista residency now requires showing $2500 a month income for a shorter period of time as well as the same fees and paperwork. . I'm not sure how to obtain residency as an investor, and I believe it depends upon the kind of investment, but some people seem to get it by just buying a house valued at either $200,000 or $250,000. Of course, people need a clean criminal record too, but otherwise it's either $1000 a month guaranteed for life or a fair amount of money in a lump sum for either rentista or investor residency," mentioned an expat living in San Jose.

"Upon entrance, tourists and visitors are generally granted a 90 day VISA. To enter Costa Rica, you must have a valid Passport. Residency is categorized into different areas of qualification. These options are Retiree (Pensionado), Legal Resident (Rentista), Business/Investor (Inversionista), Marriage/Relation (Vinculo). If you wish to become a resident, the requirements are different for each category and immigration attorney's are often used to assist you should you choose to hire one. If you plan to live in Costa Rica full time, residency is highly recommended as residents are not restricted to a 90 day VISA," said an expat in Playa Jaco.

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Are healthcare and health insurance expensive in Costa Rica?

"Ditto here. Most docs (and dentists) speak great English and have been superb, & very inexpensive at least in Escazu (Hospital CIMA). Many have been trained in the US or the UK, plus the medical & dental school here are top of the line. Educational achievement (and speaking English) is a high priority to Costa Ricans. We dropped our CIGNA Global insurance learning this," mentioned an expat living in Costa Rica.

"Amazingly inexpensive. My personal experience with costs without insurance include a colonoscopy that was quoted at $3300 in the states that was done in Costa Rica for $300. I have a number of crowns in my mouth that I paid $300 to $400 including the root canal and crown," said an expat in Cortez.

"The cost of medical care is high. I have private health insurance, which allows me immediate and unrestricted access to private hospitals under the conditions that I like to have at my disposal. That guarantees me care without waiting for weeks or months, compared to public health. My private insurance is accepted in all clinics in the country, and I got it on the recommendation of an expat friend," remarked one expat in Santa Ana.

"Healthcare in Costa Rica is generally considered to be of a high quality and is relatively affordable compared to other countries. Health insurance is also available in Costa Rica, but it is not mandatory. The cost of health insurance depends on the type of coverage and the provider, but it is generally more affordable than in other countries," wrote one expat living in Costa Rica.

"I had private health insurance in Costa Rica for several years prior to being a member of the socialized medicine care. It was less expensive that the states. In many cases, your private health insurance will allow you the hospital of your choice," commented one expat who moved to Playa Jaco.

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Immigration Help Costa Rica

Costa Rica Legal Residency is an articulately bi-lingual boutique firm with 15 + years of successful experience and exclusive focus on Costa Rica Temporary and Permanent Residency, Renewals, Digital Nomad, and Citizenship. Located minutes from the Department of Immigration.

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Immigration Help Costa Rica

Costa Rica Legal Residency is an articulately bi-lingual boutique firm with 15 + years of successful experience and exclusive focus on Costa Rica Temporary and Permanent Residency, Renewals, Digital Nomad, and Citizenship. Located minutes from the Department of Immigration.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Playa Hermosa, Costa Rica
Immigration Help Costa Rica
Immigration Help Costa Rica

Costa Rica Legal Residency is a bi-lingual boutique firm with 15 + years of successful experience on Residency, Renewals, Digital Nomad, and Citizenship.
Learn More

Immigration Help Costa RicaImmigration Help Costa Rica

Costa Rica Legal Residency is a bi-lingual boutique firm with 15 + years of successful experience on Residency, Renewals, Digital Nomad, and Citizenship.
Learn More

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