Living in Costa Rica

"Before retiring in Costa Rica, expats should make sure to research residency options, learn about the country's healthcare and education system, and familiarize themselves with Costa Rica's culture and customs. It is important to have a working knowledge of the Spanish language. Knowing the local laws and the best ways to finance and protect assets is also essential for a smooth transition into retirement. Expats should also investigate what kind of activities and attractions are available in the region where they plan to settle. It is also a good idea to look into visa restrictions, as some retirees may need to acquire special documentation to stay in the country. Additionally, expats should be aware of the cost of living in Costa Rica and how much they need to budget for their retirement," remarked one expat living in Costa Rica.

"Have lived in Grecia for 7-1/2 yrs. It is a small city and in my opinion the best unless you insist on beach area which is too hot for me. No a/c necessary where I live. Easy to get to know people if you are friendly. I can't walk down the street without people I know honking or waving. I live happily without a car which means not using all my pension on repairs and high gas," wrote one member in Costa Rica.

"The Costa Rican people in Atenas are kind and welcoming. There is an international group of expats, from Europe, the US, Canada, as well as from various Spanish speaking countries. I appreciate the diversity. During the dry season, the sun is strong. I am outside in the early morning and late afternoon, and inside from 10:00am-2:00pm. I choose to be car free. I am easily able to walk to shops, dentist, and other services. Atenas has a rural feel as is it a coffee growing region of Costa Rica, as well as a region for fruit and vegetables. There is a small town “vibe” with focus on church and local school activities. The pace is slow. These are some of my personal reflections," remarked one expat who made the move to Atenas.

"Be ready to live, love and relax. This is a beautiful country and we live in paradise," explained one expat living in Playa Hermosa de Jaco, Costa Rica.

"Welcome to San Ramon! Yes, lots of organized and also informal gatherings for philanthropy and recreational activities. Start by googling Community Action Alliance and check out their recent archived newsletters. Also look for Gringo Central which provides info on Central Valley groups and other useful info. And, every Thursday an expat group meets for breakfast at a local restaurant near the downtown park, come and go as you please. The Community Action Alliance has details on where. Finally, a few kilometers west of downtown past Magallanes, there’s a growing expat neighborhood with a very nice recreational center used by many expats, called El Palme (I think it’s called that, anyway). Can be found via Google," remarked one expat who made the move to San Ramon.

"Family is everything as with all Latin American cultures. Ticos make very good friends and once you are introduced into their families you become part of it. They will go out of their way to help you in every way possible," wrote a member in San Jose.

"Life for expats and digital nomads in Costa Rica has a lot of appeal. There is a vibrant culture and a welcoming attitude towards newcomers, making for a supportive and engaging atmosphere. Nature spots are abundant, and the vibrant and diverse landscape provides many opportunities for outdoor recreational activities. Costa Rica's transportation infrastructure is relatively good for a Latin American country, making it easy to travel within and around the country. The cost of living is generally lower than in most first-world countries and there are a variety of international restaurants and grocery stores. A combination of low taxes and tax incentives makes Costa Rica an attractive place to live and work. The combination of warm weather and modern amenities make it a great place to call home for digital nomads and expats alike," commented one expat who made the move to Costa Rica.

"Costa Rica has a lot of petty crime so be careful. I even lost money in an ATM that was hacked but most are totally safe," wrote a member in Santa Ana.

"Since its transformation to a peaceful democracy, Costa Rica has seen a decline in crime and enjoys a reputation as one of the safest countries in Latin America. In comparison to other countries in the region, the reported levels of crime, gangs, drug trafficking and violence in Costa Rica are much lower. Nonetheless, petty crime such as pickpocketing and theft still occur in some of the large cities and tourist destinations," commented one expat who made the move to Costa Rica.

"San Jose, as the capital of the country, attracts people from all regions of the nation. So we have many people of African descent from the Caribbean coast, many Nicos (people from Nicaragua), a large Chinese population (especially in the San Pedro suburb) and expats from all over the world. While the main religion is Catholic, there are many Baptist churches, Mormons and other Christian groups. People seem to be very accepting of differences," explained one expat living in San Jose, Costa Rica.

"This school is small, less than 300 students, but the atmosphere is safe and friendly with a focus on student success. Every teacher I have met is enthusiastic and enjoys his/her job. I would also encourage any parent to be prepared to volunteer their time in support of the school because AIS depends on parent-volunteers to serve on various committees. Overall, I am very satisfied with AIS," wrote an expat with kids at American International School in Cariari - Heredia.

"One of the best international and bilingual schools in Costa Rica is the Lincoln School of San José (LSSJ). It is a private, non-profit, college preparatory day school located in the capital city of San José, Costa Rica. Founded in 1962, Lincoln School is the only fully accredited Pre-K through Grade 12 school in all of Central America, offering both a comprehensive curriculum and a comprehensive program in the English language. The school is dedicated to promoting an international understanding of our world, and the school has been established with a rich tradition committed to providing the highest quality international education. The school offers students an opportunity to develop a respect for their cultural identities while studying in a multicultural environment, and the English language program promotes the mastery of the English language, while still preserving the students' native languages. The school has highly qualified faculty and staff who work closely with students to ensure they receive the best education they can, while also promoting the development of their own unique talents. Another great private, international and bilingual school in Costa Rica is Country Day School in San Jose, Costa Rica. It is an accredited, non-profit, Adventist school that has been in operation since 1990. It offers a challenging, Christ-centered curriculum for students from toddler to 12th grade. Country Day School promotes an atmosphere that is based on a responsible living environment and is fully committed to the academic success and spiritual growth of every student, which is a key factor in their educational philosophy. The school's extensive curriculum is designed to stimulate critical thinking, problem-solving, creativity and global awareness. Additionally, Country Day School promotes life values, social responsibility and digital literacy in a safe environment, and the school's commitment to providing a challenging, diverse and comprehensive education is evident in the rigorous course of study and quality programs it provides," commented one expat when asked about in Costa Rica.

"This is good academically and fairly high standards. Not good for all students if they need extra help and they can get left behind. They do IB, which is more important all the time for anywhere in the world.Price fairly high now approx $850 a month including the bus," remarked one expat living in San Jose with children attending British School.

"Depends where you live and how you live. A friend in Palmares lives on $970 a month, including rent, vehicle, food, utilities and regional travel. Others live in Escazu in the high cost areas. We live in San Ramon and get by well in a nice place on less than$2000 a month, including yard guy, and maid for 12 hours a month! Depends on you," said one expat in Costa Rica.

"The cost of living in Costa Rica varies depending on a variety of factors such as location, lifestyle and budget. Generally speaking, it is moderate compared to North America or Europe, but the cost can be higher in certain areas or for certain items. Living expenses in popular tourist destinations like San Jose, the capital, are higher, but living costs are lower in smaller towns and rural areas. The cost of food and groceries is generally lower than in North American countries. Average rent prices depend on the size and location of the house or apartment, but can be very affordable in some areas. Transportation costs are also relatively low overall," said one expat who made the move to Costa Rica.

"The cost of living is less than most tourist towns. For example if you own a restaurant in a non-tourist town and your food is not good or overpriced, you will quickly go out of business. Yet many well know restaurants are located in Ojochal. Water is abundant and you never need heat and most don't use AC. The temperature is more temperate than many other areas in Costa Rica, because the largest lowland forest in all of the entire Pacific region starts in Ojochal and continues to the south. The largest mangrove estuary in all of Central America is just to the south as well - so there is lots of clean air. The newest hospital in the CAJA system is located just two towns to the south in Cortez -- so healthcare is close and inexpensive," remarked one expat in Ojochal.

"Per capita GDP in Costa Rica is about a third as high as it is in the US, and the cost of living is commensurately lower. However, the prices of some goods are set at a global rather than a local level and the prices of others are actually higher owing to taxes and import costs. Realistically, the cost of living is about half as high as it is in a similar location in the US, although individual tastes and circumstances vary. As for a dollar amount, some expats say $2000/month is the minimum, though I think that's high and others think that's low. I will say that the pensionado minimum of $1000/month is doable, but pretty lean," wrote one expat living in San Jose.

"The cost of living in Costa Rica is generally considered to be quite affordable, with prices being considerably lower than many other parts of Central America. However, some areas in Costa Rica have a much higher cost of living compared to the rest of the country. For example, cities like San Jose and certain areas in the Limon province tend to have prices that are higher than in more rural areas. On average, a nice one-bedroom apartment in the capital of San Jose costs around $650 per month in rent. Rent for a two-bedroom apartment usually ranges from $850 - $1,000 depending on the area. Eating at a moderately priced restaurant in Costa Rica typically ranges from $7 - $15 per person, depending on what is ordered," commented one expat who moved to Costa Rica.

"We live comfortably on $2000 a month. That includes rent of a new 2 br 2 ba house with great views, all utilities, high speed internet, and even temporary car rental. Gas for the SUV is expensive, but we explore a lot and eat out a lot, so dining and food costs are higher for us too. Not in Caja yet," said one expat.

"Recreational activities include surfing on all levels from beginning to highly advanced. Playa Jaco has no shortage of surf schools due to the outstanding conditions in the area. Hiking is common in the area. Miro Mountain is one of the most popular hiking activities as the trail wanders through jungles with a great opportunity for wildlife spotting. The Miro Trail climbs to an elevation of 1,100 feet with spectacular vistas of the Pacific. Miro Mountain Trail is also popular with mountain bike enthusiasts. The area has many mountainous trails so ATV is very popular to reach the higher elevation views and local restaurants. Yoga is popular in the area with many studios and profesional instructors. Art classes are popular in a new facility in Jaco. Golfing at a top course in Playa Herradura is just ten minutes north of Playa Jaco. Playa Herradura Los Suenos Marina boasts one of the best in the area for excellent sport fishing known world wide. Bird watching and nature loves enjoy the Carara National Park just 20 minutes north of Jaco and the Manuel Antonio National Park just one hour south of Playa Jaco," said one expat.

"The weather in Costa Rica is generally warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit throughout the year. The dry season runs from December to April, while the wet season runs from May to November. During the wet season, the country experiences heavy rains and thunderstorms, while the dry season is characterized by sunny days and cooler nights. Costa Rica is also known for its frequent windy days, especially in the mountainous regions," commented one expat who moved to Costa Rica.

"Due to the proximity to the Equator and beach location, Playa Jaco is warm year around. High Season/Dry Season is from the end of Novemer until mid-April. These months are dry and sunny with very little rain. Average high temperatura is 90 F with the lows in the mid 70's. From mid-April until mid-September is not as hot with the likelihood of a daily shower of brief duration. The rain helps to cool things off but is never cold. The height of the Green Season is mid-September to mid-November. During these months, you may have days of no rain, but a daily shower is highly likely with dramatic thunder and lightning storms over the Pacific," said one expat.

"There's pretty much everything. My specific neighborhood (within walking distance) has dozens of restaurants ranging from pizza joints to Japanese cuisine, though not many if any four star restaurants. I'd have to take a taxi to get to one of those. My neighborhood also has various US chain restaurants, such as Fridays and Hooters. Nearby (a short cab ride) is a "gastronomy row" of various independently-owned creative restaurants and brew pubs that have good reputations. My neighborhood also has tons of bars, including one with live music every night and a few with occasional live music. Most of the live music is Latin, but there is jazz, blues, classic rock, and so on. Beyond my neighborhood are casinos, dance clubs, pickup bars, and so on. San Jose isn't on a par with London or New York, but it's not a backward small town either. Pretty much everything exists here.," said an expat in San Jose.

"Playa Jaco boasts a wide variety of restaurants from gourmet, seafood, vegetarian, Thai, Chinese, Sushi, authentic Italian, gourmet burgers, and local restaurants featuring typical Costa Rican cuisine. Playa Jaco has many clubs for dancing and socializing. Additionally, the area is home to many local musicians that are featured in many restaurants/bar. At festival times, music, art and culture is featured in the centrally located town park.," remarked one expat in Playa Jaco.

"Most people shop in supermarkets similar to those the world over. Indeed, in addition to Walmart, Walmart owns two or three supermarket chains, although there are others. I have two supermarkets three blocks away and another one about six blocks away.. There are also chain office supply stores, PriceMart, chain convenience stores, McDonald's and all the rest, It's all pretty normal. Unique are the separate fruit and vegetable stores, farmers selling fruits and vegetables out of trucks on the side of the roads, and so on. Unfortunately also unique is the dearth of large department stores, even furniture stores. Specialty shopping, so to speak, can require going to a bunch of different stores and still not finding what you're looking for.," said an expat in San Jose.

"We have a great supermarket in Ojochal, Jaucaloa. We also have a gourmet shop/liquor store (greenleaf), there's a farmers market weekly and a pretty large Mennonite community close by that sells locally produced dairy products and baked goods. There's also a local seafood purveyor as well as roadside fruit and vegetable stands," remarked one expat in Ojochal.

"People living in Costa Rica typically buy groceries and do other shopping at local supermarkets, convenience stores, and farmers markets. Many people also shop at larger chain stores such as Walmart and PriceSmart. Additionally, there are many small, independent stores and markets throughout the country that offer a variety of goods," wrote one expat living in Costa Rica.

"I recommend joining Price Mart which is owned by Costco. Walmart has stores and owns two big chain stores there - Max X Menos and Maxi Pali. Auto Mercado is an upscale market chain which is also very good. Amazon barely works here and its Import duties and shipping cost are OUTRAGEOUS. ," commented one expat who moved to Santa Ana.

"Upon entrance, tourists and visitors are generally granted a 90 day VISA. To enter Costa Rica, you must have a valid Passport. Residency is categorized into different areas of qualification. These options are Retiree (Pensionado), Legal Resident (Rentista), Business/Investor (Inversionista), Marriage/Relation (Vinculo). If you wish to become a resident, the requirements are different for each category and immigration attorney's are often used to assist you should you choose to hire one. If you plan to live in Costa Rica full time, residency is highly recommended as residents are not restricted to a 90 day VISA," wrote one expat living in Playa Jaco.

"Visitors from certain countries including the US, Canada, Australia, and most countries in Europe, do not need a visa to enter Costa Rica and can stay for up to 90 days. To stay longer than 90 days, visitors must apply for a Temporary Resident Visa, which can be valid for up to two years and can be renewed. To apply for a Temporary Resident Visa, applicants must provide a valid passport, proof of financial solvency, a medical certificate, and a copy of their criminal record. To obtain residency in Costa Rica, applicants must provide an application form and supporting documents such as property titles, financial information, and a copy of their visa as well as a medical certificate and a valid passport. As part of the residency application process, applicants are also expected to take a brief Spanish language test. Once all documents have been reviewed and approved, applicants receive an identification card and a cedula, the document that grants them residency in the country," commented one expat who moved to Costa Rica.

"Tourist visas for the US and I believe most of Europe etc. are 90 days no real questions asked. They can also be renewed by a 3-day stay out of the country. As a result, many expats are "perpetual tourists" who just take short trips to Nicaragua or Panama every three months. This probably isn't good, and "perpetual tourists" can and sometimes are prevented from re-entering, but it works for tens of thousands of foreigners over many years. There are three ways to obtain legal residency (in addition to through marriage). One way is to come in as a pensioner. This only requires showing a minimum of $1000 a month income for life, as well as of course dealing with a lot of paperwork and paying fees. Those who can't or prefer not to show the $1000 a month income for life can obtain residency as either rentistas or investors. Rentista residency now requires showing $2500 a month income for a shorter period of time as well as the same fees and paperwork. . I'm not sure how to obtain residency as an investor, and I believe it depends upon the kind of investment, but some people seem to get it by just buying a house valued at either $200,000 or $250,000. Of course, people need a clean criminal record too, but otherwise it's either $1000 a month guaranteed for life or a fair amount of money in a lump sum for either rentista or investor residency," said one expat.

"Ditto here. Most docs (and dentists) speak great English and have been superb, & very inexpensive at least in Escazu (Hospital CIMA). Many have been trained in the US or the UK, plus the medical & dental school here are top of the line. Educational achievement (and speaking English) is a high priority to Costa Ricans. We dropped our CIGNA Global insurance learning this," mentioned an expat living in Costa Rica.

"I had private health insurance in Costa Rica for several years prior to being a member of the socialized medicine care. It was less expensive that the states. In many cases, your private health insurance will allow you the hospital of your choice," said an expat in Playa Jaco.

"Healthcare in Costa Rica is generally considered to be of a high quality and is relatively affordable compared to other countries. Health insurance is also available in Costa Rica, but it is not mandatory. The cost of health insurance depends on the type of coverage and the provider, but it is generally more affordable than in other countries," remarked one expat in Costa Rica.

"Amazingly inexpensive. My personal experience with costs without insurance include a colonoscopy that was quoted at $3300 in the states that was done in Costa Rica for $300. I have a number of crowns in my mouth that I paid $300 to $400 including the root canal and crown," wrote one expat living in Cortez.