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Escazu, Costa Rica

Living in Costa Rica

By Joshua Wood, LPC

Last updated on Feb 01, 2024

Summary: People describe life in Costa Rica as relaxed, laid-back, and full of natural beauty. Expats love the warm climate, friendly people, and the abundance of outdoor activities. The cost of living for an expat in Costa Rica is relatively low, with a basic budget of around $1,500 per month. The population of Costa Rica is estimated to be around 5 million people, with the largest cities being San Jose, Alajuela, Heredia, and Cartago. The cons of living in Costa Rica include the high cost of imported goods, the lack of public transportation in some areas, and the occasional power outages. Additionally, the cost of living can be higher in some areas, such as the beach towns.

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What do I need to know about living in Costa Rica?

When we asked people what advice they would give someone preparing to move to Costa Rica, they said:

"Have lived in Grecia for 7-1/2 yrs. It is a small city and in my opinion the best unless you insist on beach area which is too hot for me. No a/c necessary where I live. Easy to get to know people if you are friendly. I can't walk down the street without people I know honking or waving. I live happily without a car which means not using all my pension on repairs and high gas," remarked one expat living in Costa Rica.

"The Costa Rican people in Atenas are kind and welcoming. There is an international group of expats, from Europe, the US, Canada, as well as from various Spanish speaking countries. I appreciate the diversity. During the dry season, the sun is strong. I am outside in the early morning and late afternoon, and inside from 10:00am-2:00pm. I choose to be car free. I am easily able to walk to shops, dentist, and other services. Atenas has a rural feel as is it a coffee growing region of Costa Rica, as well as a region for fruit and vegetables. There is a small town “vibe” with focus on church and local school activities. The pace is slow. These are some of my personal reflections," wrote one member in Atenas.

"hmmmmmm...take a vacation here first, spend a few months and get a feel for the scene here. Also, online research is an option too," remarked one expat who made the move to Montezuma.

"Montezuma, Puntarenas, Costa Rica is not Anywhere, USA that's a given. Living here is finding a new balance for your lifestyle. It totally has been for me. I see that someone has posted what not to expect. I feel that the best attitude here is not to expect a thing. There is much good that you will find here. Beautiful, fresh, and clean air. Reasonably clean ocean water. Be watchful The water here is drinkable usually. I say this because mineral content can be high. When the sign reads Rip Currents, they mean it. Truth in advertising. Very warm or hot temps with high humidity. Lovely fruits and vegetables at very reasonable prices. Clothing minimal. Tshirts/shorts and sandals most of the time will do nicely. No need to wear expensive anything - it doesn't fit the terrain. Friendly people. There is internet service and cable television depending on where you are in Montezuma. The power will go out and yet, it does come back on. If you don't mind taking the bus from Montezuma to Cobano where Banco Nacional is located along with its outside ATM's, all two of them at the main office, it will only cost 400 colones. There's cost efficiency for you. If you love nature this can be a paradise. Every day is an adventure. You can be negative about things here, you can be positive about things or you can just be. I prefer to be. Pura Vida," explained one expat living in Montezuma, Costa Rica.

"Come and see for yourself before you make a commitment to moving here. There is a lot of hype about Costa Rica being a paradise, a cheap place to live or retire, and a safe place because it eliminated its army in 1948. The reality is that San Jose has a high crime rate, the iron grates on all of the houses and businesses can be off-putting - as can the security guards with loaded riffles - and it isn't a cheap place to live. Food, utilities and rent in certain areas of the city are quite high especially for a developing nation. Other issues in San Jose: air pollution from cars is pretty bad; noise pollution gets on your nerves after a while; it isn't safe to walk outside in the late evening or night; the streets, sidewalks and highways are in terrible shape; and government monopolies make it near impossible to get a cell phone and makes renting cars super-expensive because of the mandatory insurance. People must visit and spend a few weeks talking to people before deciding to move here," said one expat in San Jose.

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How do I meet people in Costa Rica?

When we asked people living in Costa Rica about club and activities where newcomers can meet others, they responded:

"Welcome to San Ramon! Yes, lots of organized and also informal gatherings for philanthropy and recreational activities. Start by googling Community Action Alliance and check out their recent archived newsletters. Also look for Gringo Central which provides info on Central Valley groups and other useful info. And, every Thursday an expat group meets for breakfast at a local restaurant near the downtown park, come and go as you please. The Community Action Alliance has details on where. Finally, a few kilometers west of downtown past Magallanes, there’s a growing expat neighborhood with a very nice recreational center used by many expats, called El Palme (I think it’s called that, anyway). Can be found via Google," remarked one expat who made the move to San Ramon.

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What is life like in Costa Rica?

When we asked people living in Costa Rica what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Costa Rica has a lot of appeal. There is a vibrant culture and a welcoming attitude towards newcomers, making for a supportive and engaging atmosphere. Nature spots are abundant, and the vibrant and diverse landscape provides many opportunities for outdoor recreational activities. Costa Rica's transportation infrastructure is relatively good for a Latin American country, making it easy to travel within and around the country. The cost of living is generally lower than in most first-world countries and there are a variety of international restaurants and grocery stores. A combination of low taxes and tax incentives makes Costa Rica an attractive place to live and work. The combination of warm weather and modern amenities make it a great place to call home for digital nomads and expats alike," wrote a member in Costa Rica.

"MONTEZUMA, LIFE DOWNTOWN - After living in Montezuma officially for the last year I look upon it with a deeper understanding, similar to the way one stares at art with new eyes once enlightened by one or two art history classes. When i first moved here it was for six months during the high season so I was able to camp, then as i started to put my roots down i realized the camping lifestyle could only work for the dry season and i would have to move to level two; the house and all the trappings that come with that. Then the job; starting a business downtown and teaching/ studying music, slowly becoming part of the community. Thus bringing me back to seeing more now than i ever did my first month here as a tourist, innocence is lost but the luster still abounds; Montezuma changed my view and approach towards life and how I was leading it, somehow coming face to face with nature so wide, pure, and vivid revitalized me and for that I am forever indebted to this proud little coastal village. What can one say about living here? One of the first things you'll noticed is that this is a "town" in the truest sense, classically so, like the set for a play or Sesame Street or like it was back in the states 100 years ago. This is a positive tight-knit community, where it's easy to know everyone's name in one week, and yet very open and welcoming to new characters on the scene (enter me and my boyfriend, who believes he'll be mayor by the end of the year!) planning on sticking around and becoming part of something great. And then there's the dogs. A great bumper sticker idea: "Costa Rica where every house comes with two dogs" would be a as popular as beanie babies here...because it's true . They usually belong to the cabina owners but dogs here are free so they basically decide where they want to live and with who...[ for more articles on Montezuma please check out our website: paraisopublicidad.com or find us on twitter and facebook for daily updates!]," commented one expat who made the move to Montezuma.

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Is there a lot of crime in Costa Rica?

We asked people if there is a lot of crime. They answered:

"Costa Rica has a lot of petty crime so be careful. I even lost money in an ATM that was hacked but most are totally safe," commented one expat who made the move to Santa Ana.

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Is there a lot of diversity? Are people in Costa Rica accepting of differences?

"Yes, Costa Rica is a country with diverse cultures and ethnicities. People from all around the world have come to Costa Rica in search of a better life and personal freedom, making Costa Rica a country dripping with culture, history and vibrant flavors. Despite the diversity, Costa Ricans are generally accepting and respectful of differences. The country has a rich culture that is built upon respect for the individual; each person is celebrated for their unique perspectives, experiences and convictions," commented one expat who made the move to Costa Rica.

"San Jose, as the capital of the country, attracts people from all regions of the nation. So we have many people of African descent from the Caribbean coast, many Nicos (people from Nicaragua), a large Chinese population (especially in the San Pedro suburb) and expats from all over the world. While the main religion is Catholic, there are many Baptist churches, Mormons and other Christian groups. People seem to be very accepting of differences," remarked one expat living in San Jose, Costa Rica.

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RelocateNow Costa RicaRelocateNow Costa Rica

RelocateNow Costa Rica's clients who run through the RelocateNow Program get quick results in formulating and successfully executing our laid out plan for moving to Costa Rica! Expert consulting for future expats in Costa Rica who wish to fast track the process of their move by receiving the specialized information they need, trustworthy connections within the country, and high level 1:1 support through the entire process.
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What are the schools in Costa Rica like?

"If your expat package does not cover the cost of a school- Take advantage of the language and culture and try to get your children to benefit from it by experiencing it. Avoid over paying at the other schools- this school is for kindergarten to high school," said one parent with children at New Hope in Santa Barbara de Heredia.

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Is the cost of living in Costa Rica high?

We asked people how much they someone comfortably live on in Costa Rica, they wrote:

"The cost of living in Costa Rica varies depending on a variety of factors such as location, lifestyle and budget. Generally speaking, it is moderate compared to North America or Europe, but the cost can be higher in certain areas or for certain items. Living expenses in popular tourist destinations like San Jose, the capital, are higher, but living costs are lower in smaller towns and rural areas. The cost of food and groceries is generally lower than in North American countries. Average rent prices depend on the size and location of the house or apartment, but can be very affordable in some areas. Transportation costs are also relatively low overall," wrote a member in Costa Rica.

"Depends on lifestyle. I eat all my meals in restaurants, go to coffee shops, have a big social life and go on a lot of dates, I travel every month. My expense including all this are around $3500/mo," commented one expat who made the move to San Jose.

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"Per capita GDP in Costa Rica is about a third as high as it is in the US, and the cost of living is commensurately lower. However, the prices of some goods are set at a global rather than a local level and the prices of others are actually higher owing to taxes and import costs. Realistically, the cost of living is about half as high as it is in a similar location in the US, although individual tastes and circumstances vary. As for a dollar amount, some expats say $2000/month is the minimum, though I think that's high and others think that's low. I will say that the pensionado minimum of $1000/month is doable, but pretty lean," said one expat living in San Jose.

"Many beach locations in Costa Rica are expensive. However, Playa Jaco has a strong mix of locals and tourists which helps to keep the cost of living lower. You will find many types of housing here from single family, condominium complexes and beachfront homes in a multitude of price ranges to fit all budgets. The community has a local farmers market (feria) which is always a good deal to purchase locally from regional farmers. The price of fresh fish is an incredible value. Costa Rica is one of the more expensive countries in Central America but shopping locally in Playa Jaco can provide good savings. Due to it's proximity to the beach (and the Equator), one of your largest expenses will be electricity. The beaches are very hot all year around. Typically property taxes are low in all of Costa Rica and Playa Jaco is no different," mentioned one expat inPlaya Jaco.

"The cost of living in Costa Rica is generally considered to be quite affordable, with prices being considerably lower than many other parts of Central America. However, some areas in Costa Rica have a much higher cost of living compared to the rest of the country. For example, cities like San Jose and certain areas in the Limon province tend to have prices that are higher than in more rural areas. On average, a nice one-bedroom apartment in the capital of San Jose costs around $650 per month in rent. Rent for a two-bedroom apartment usually ranges from $850 - $1,000 depending on the area. Eating at a moderately priced restaurant in Costa Rica typically ranges from $7 - $15 per person, depending on what is ordered," commented one expat who moved to Costa Rica.

"The cost of living is less than most tourist towns. For example if you own a restaurant in a non-tourist town and your food is not good or overpriced, you will quickly go out of business. Yet many well know restaurants are located in Ojochal. Water is abundant and you never need heat and most don't use AC. The temperature is more temperate than many other areas in Costa Rica, because the largest lowland forest in all of the entire Pacific region starts in Ojochal and continues to the south. The largest mangrove estuary in all of Central America is just to the south as well - so there is lots of clean air. The newest hospital in the CAJA system is located just two towns to the south in Cortez -- so healthcare is close and inexpensive," remarked one expat living in Ojochal.

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What type of recreational facilities are in Costa Rica?

When we asked people living in Costa Rica about recreational activities, they mentioned:

"Recreational activities include surfing on all levels from beginning to highly advanced. Playa Jaco has no shortage of surf schools due to the outstanding conditions in the area. Hiking is common in the area. Miro Mountain is one of the most popular hiking activities as the trail wanders through jungles with a great opportunity for wildlife spotting. The Miro Trail climbs to an elevation of 1,100 feet with spectacular vistas of the Pacific. Miro Mountain Trail is also popular with mountain bike enthusiasts. The area has many mountainous trails so ATV is very popular to reach the higher elevation views and local restaurants. Yoga is popular in the area with many studios and profesional instructors. Art classes are popular in a new facility in Jaco. Golfing at a top course in Playa Herradura is just ten minutes north of Playa Jaco. Playa Herradura Los Suenos Marina boasts one of the best in the area for excellent sport fishing known world wide. Bird watching and nature loves enjoy the Carara National Park just 20 minutes north of Jaco and the Manuel Antonio National Park just one hour south of Playa Jaco," said one expat living in Playa Jaco.

"Soccer is hands down the most popular recreational activity, but adults seem to prefer watching the games on TV than playing. A fair number of people are bicycling these days. Almost everybody likes going to the mountains or the beach, but these are more weekend excursions than daily activities. My neighborhood has several gyms for those who work out. People do play tennis and swim in pools, but this seems to involve finding and paying for access to the courts or the pools. Foreigners often like to play golf, and there are courses, but none near me. You have to go to the golf courses. Basically mine is an urban setting where sports-like recreational facilities aren't widely available to the general public, but people who like various sports and recreational activities find the venues. Some even take day trips to the ocean beaches--a couple are close enough--but that's ambitious. Most people would want those trips as well as those into the mountains to be overnight excursions, but they can be done in a day," mentioned one expat inSan Jose.

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What is the weather like in Costa Rica?

"The climate is perfect. The warmest day was 88 and the coolest was 65 so it's wonderful and so comfortable. ," remarked one expat living in Santa Ana.

"The temperatures are mild enough for nobody to have heat and nobody to need air conditioning, although a few do. 55 degrees Fahrenheit would be a cold night and 85 a hot afternoon. There is though a long rainy season, starting in May and sometimes extending into December. It's usually not bad, just fairly predicable afternoon rain, but in September and October when it's really heavy almost everybody wearies of it," said one expat living in San Jose.

"Depends on what altitude you live at, whether beach or mountains. But expect rain EVERYWHERE May to November," mentioned one expat inCosta Rica.

"The weather in Costa Rica is generally warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit throughout the year. The dry season runs from December to April, while the wet season runs from May to November. During the wet season, the country experiences heavy rains and thunderstorms, while the dry season is characterized by sunny days and cooler nights. Costa Rica is also known for its frequent windy days, especially in the mountainous regions," commented one expat who moved to Costa Rica.

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Are there good restaurants in Costa Rica?

"There's pretty much everything. My specific neighborhood (within walking distance) has dozens of restaurants ranging from pizza joints to Japanese cuisine, though not many if any four star restaurants. I'd have to take a taxi to get to one of those. My neighborhood also has various US chain restaurants, such as Fridays and Hooters. Nearby (a short cab ride) is a "gastronomy row" of various independently-owned creative restaurants and brew pubs that have good reputations. My neighborhood also has tons of bars, including one with live music every night and a few with occasional live music. Most of the live music is Latin, but there is jazz, blues, classic rock, and so on. Beyond my neighborhood are casinos, dance clubs, pickup bars, and so on. San Jose isn't on a par with London or New York, but it's not a backward small town either. Pretty much everything exists here.," mentioned an expat living in San Jose.

"One of the most popular restaurants in Costa Rica is La Casona de Laly, located in San Jose. This restaurant is known for its traditional Costa Rican cuisine, with dishes like gallo pinto, casado, and tamales. The atmosphere is cozy and inviting, and the staff is friendly and attentive. Another favorite restaurant in Costa Rica is El Bistro, located in Manuel Antonio. This restaurant is known for its fresh seafood dishes, such as ceviche, shrimp, and fish. The atmosphere is relaxed and casual, and the staff is friendly and helpful. Finally, La Parrilla de Marisqueria is a popular restaurant in Jaco. This restaurant is known for its fresh seafood dishes, such as grilled fish, shrimp, and lobster. The atmosphere is lively and vibrant, and the staff is friendly and attentive," said an expat in Costa Rica.

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Where will I buy groceries and do other shopping in Costa Rica?

"I recommend joining Price Mart which is owned by Costco. Walmart has stores and owns two big chain stores there - Max X Menos and Maxi Pali. Auto Mercado is an upscale market chain which is also very good. Amazon barely works here and its Import duties and shipping cost are OUTRAGEOUS. ," said one expat.

"We have a great supermarket in Ojochal, Jaucaloa. We also have a gourmet shop/liquor store (greenleaf), there's a farmers market weekly and a pretty large Mennonite community close by that sells locally produced dairy products and baked goods. There's also a local seafood purveyor as well as roadside fruit and vegetable stands," commented one expat living in Ojochal, Costa Rica.

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What are the visa & residency requirements in Costa Rica?

"Upon entrance, tourists and visitors are generally granted a 90 day VISA. To enter Costa Rica, you must have a valid Passport. Residency is categorized into different areas of qualification. These options are Retiree (Pensionado), Legal Resident (Rentista), Business/Investor (Inversionista), Marriage/Relation (Vinculo). If you wish to become a resident, the requirements are different for each category and immigration attorney's are often used to assist you should you choose to hire one. If you plan to live in Costa Rica full time, residency is highly recommended as residents are not restricted to a 90 day VISA," mentioned one expat inPlaya Jaco.

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Are healthcare and health insurance expensive in Costa Rica?

"I was paying around $100 a month for my INS policy, but crossed into the next age bracket plus filed a few claims and my premium doubled. It was still a good deal, but too much for me. The Caja tax is around $100 a month for a pensionado, unfortunately much higher for rentistas. It's set by your income, and most expats just pay according to the income requirements of their residency type. Caja services, including generic prescription meds, are 100% covered, so you never pay more than your monthly tax. Private docs are realistically $80 a visit. You hear of lower prices, but if you go to a specialist (including an internist) plan on $80. As a rule of thumb, pretty much everything else is around 1/3 the price it is in the US," said an expat in San José.

"The cost of medical care is high. I have private health insurance, which allows me immediate and unrestricted access to private hospitals under the conditions that I like to have at my disposal. That guarantees me care without waiting for weeks or months, compared to public health. My private insurance is accepted in all clinics in the country, and I got it on the recommendation of an expat friend," remarked one expat in Santa Ana.

"Amazingly inexpensive. My personal experience with costs without insurance include a colonoscopy that was quoted at $3300 in the states that was done in Costa Rica for $300. I have a number of crowns in my mouth that I paid $300 to $400 including the root canal and crown," wrote one expat living in Cortez.

"Ditto here. Most docs (and dentists) speak great English and have been superb, & very inexpensive at least in Escazu (Hospital CIMA). Many have been trained in the US or the UK, plus the medical & dental school here are top of the line. Educational achievement (and speaking English) is a high priority to Costa Ricans. We dropped our CIGNA Global insurance learning this," commented one expat who moved to Costa Rica.

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RelocateNow Costa Rica

RelocateNow Costa Rica's clients who run through the RelocateNow Program get quick results in formulating and successfully executing our laid out plan for moving to Costa Rica! Expert consulting for future expats in Costa Rica who wish to fast track the process of their move by receiving the specialized information they need, trustworthy connections within the country, and high level 1:1 support through the entire process.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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