Bermuda Harbor
Bermuda Harbor
Bermuda Harbor

Living in Bermuda

By Joshua Wood, LPC

Last updated on Feb 10, 2022

Summary: Expats, digital nomads and retirees discuss what it is like to live in Bermuda: Cost of living, Finding a home, Meeting People and more.

William Russell Health Insurance
William Russell Health Insurance
William Russell Health Insurance
William Russell Health Insurance

What do I need to know about living in Bermuda?

When we asked people what advice they would give someone preparing to move to Bermuda, they said:

"Always keep in mind that you are an expat, a visitor in someone else's country. Take the time to understand how things got the way they are before making any judgement. You will make Bermudian friends as these people are extremely generous and outgoing. They all love talking politics and about social context so it is a great opportunity to learn about the history and culture. There are a tons of social events, especially in summer season. Go out and meet people," explained one expat living in Hamilton, Bermuda.

"I would say they had to make sure to get a very good package before even considering coming. Everything here is MASSIVELY expensive. Hold out for the best deal you can, as often, what is first offered is negotiable. Bear in mind that if coming here from the UK, health insurance is mandatory as there is no NHS here, and even the most basic health insurance package is costly. Rents are phenomenal, as are the cost of utilities," said another expat in Hamilton.

"It's too expensive. Rent, food and utilities run quite high. There is a lot of political unrest. In spite of all the outward friendliness "good day" to each person you pass on the street there is a lot of underlying tension. If you are not a church goer, or not into sports it is difficult to meet people outside of the work place. It also gets quite damp in the winter. If you are not Bermudian you are considered a threat and an enemy. Drugs and violence have entered this small island," added another expat who made the move to Hamilton.

"Don't, unless you have a very good remuneration package, with a housing allowance of at least $2500. You will not be able to rent ANYTHING for less than that, and a decent appartment will cost $5000 up. Everything is VERY expensive, especially food. The island is VERY small, and you will get "island fever" and need to leave periodically. This is also quite expensive as there are no cheap flights off the island. Go and have a look first, and be prepared for culture shock," explained one expat living in Hamilton, Bermuda.

"Do not come. On paper the salary looks good but a loaf of bread is US $3 and a half decent place to live is US$ 3000 a month. You have to be on a good package of 100K or more plus apartment thrown in to be OP here," mentioned another in Hamilton.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000. Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Some of Joshua's more popular articles include Pros and Cons of Living in Portugal, 8 Best Places to Live in Croatia and the Living in Mexico Guide. Connect with Joshua on LinkedIn.

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Allianz Care International Health InsuranceInternational Health Insurance

Get a quote for health insurance from our partner, Allianz Care.
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Get a quote for health insurance from our partner, Allianz Care.
Get a Quote

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Get a quote for health insurance from our partner, Allianz Care.
Get a Quote

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Expats in Bermuda have mixed feelings about living in Bermuda. Everyone loves the sunshine and beaches, but the high cost of living, one car per household law, limited job opportunities and gossipy expat social scene can make life challenging.

Bermuda Forum Bermuda Forum
Meet other expats and talk about living in Bermuda.

Healthcare in BermudaHealthcare in Bermuda

If you're planning to move to Bermuda or spend a year there, it's important to understand the healthcare system, doctors, hospitals and emergency care.

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Contribute to Bermuda Network Contribute
Help other expats and newcomers by answering questions about the challenges and adventures of living in Bermuda.

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