2 Expats Talk about Health Insurance and Healthcare in Chile

GeoBlue International Health Insurance

By Betsy Burlingame

Last updated on Nov 27, 2021

Summary: Expats and global nomads in Chile share their experiences with health insurance, healthcare in Chile, local hospitals and specialists, quality of medical care and more.

What are medical services in Chile like?

When we asked expats and global nomads about the quality of medical care in Chile, they replied:

"Public healthcare costs 7% of your monthly income for expats residing here. It covers everything including dental and vision. Services are free unless you see a private specialist and then you have a copay that is about 9 dollars to 20 dollars. Doctors visits are thorough and not rushed, anywhere from 30 minutes to over an hour. Doctors go to National Universities that are free and only the best graduate so they are the best. Does not depend on how rich your family is, how well connected they are or how well they play football. Medications are delivered to our front door and are free. Ambulances are free, physical therapists come for free, it just prooves that National healthcare not for profit can be afforded by this third world country," said another expat.

"Mostly free meds and delivered to our doorstep. The municipal health center is also free and has excelent emergency service, free ambulance service, regular health screenings for seniors," remarked another expat in Pucon.

"The main problem with Chile, is that it has followed the USA example, as a neo-liberal policy brought in by Pinochet/Friedman of "privatising" most State activities, including Health Care, Social Services, Pensions, Water management, Education, etc, etc. SO.........the owners of these businesses are more interested in making profits, at the "poor man's" expense, and the State does little to stop this. So there is great social inequality in Chile, with the "ruling elite" naturally wanting to maintain their advantage. As in UK, with national schooling, NHS, State Social support, etc, the State provides good standards as "safety nets" for the mass population. The Skandinavian countries offer even better examples of State social responsibility, but of course their tax regimes to support this are even higher than in the UK. In Chile, whilst the economy could afford higher taxing (private and corporate taxes) to support widespread social improvements, there is not the WILL by the "Old Guard", who wish to retain their exclusivity," remarked another expat living in Santiago.

William Russell International Health Insurance

Need health insurance in Chile? William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite).

Learn More Get a Quote

" There are two clinics in Pucon, One is municipal and is free or inexpensive. The Pucon Medical Center has emergency services with ambulances. Villarica is 20 Km away and also has a hospital and ambulance services. Temuco is about an hour away and has a large German Hospital with excelent services as well as other hospitals and clinics both public and private. The doctors in Chile get a free education but only the brightest graduate. Most public services are free and the same doctors have to work for the public hospitals for years to pay for their education. Even if you have to pay full price for medical services in the German Hospital, it will cost less than your copay would cost with insurance in the US. Waiting times are much shorter than what I experience with insurance in the US. ," remarked another expat living in Pucon.

Have you felt comfortable with the medical care available during the pandemic?

Please login to continue reading this article.

Not a member? Join Today (it's free).

About the Author

Betsy Burlingame Betsy Burlingame is the Founder of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Some of Betsy's more popular articles include 12 Best Places to Live in Italy, 12 Things to Know Before Moving to The Dominican Republic and the Living in Panama Guide. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

William Russell Health InsuranceInternational Health Insurance

Get a quotes for international health insurance from our partner, William Russell.
Get a Quote

Healthcare in ChileHealthcare in Chile

After considering their individual health, Expats moving to Chile should carefully consider the health care options where they'll live, and what else is available in the immediate vicinity.

Expats Talk Healthcare in Chile2 Expats Talk about Healthcare & Health Insurance in Chile

Expats living in Chile talk about their own experiences with healthcare, hospital visits, emergencies, finding a doctor, buying health insurance in Chile and more.

expat healthcare surveyAnswer Questions about Healthcare in Chile

Help others moving to Chile by answering a set of questions about health insurance, public healthcare in Chile, prescription medicine, quality of medical care and emergency services.

Having-a-Baby-In-AntofagastaHaving a Baby in Antofagasta, Chile

An expat mom in Chile talks about her experiences finding a doctor, at the hospital, during childbirth and more.

If you're an expat parent who had a baby abroad, write a report about your childbirth experiences to help other expecting expat parents.

William Russell Health InsuranceInternational Health Insurance

Get a quotes for international health insurance from our partner, William Russell.
Get a Quote

10-Tips-for-Living-in-Chile10 Tips for Living in Chile

Expats in Chile enjoy the stable economy, friendly people and relatively affordable cost-of-living. Many find becoming close friends with Chileans, who primarily socialize with family, a big challenge. But, the expat community in Chile is strong and offers a great support system for newcomers.

5-Important-Tips-about-Healthcare-for-Expats-in-Chile5 Important Tips about Healthcare for Expats in Chile

After considering their individual health, Expats moving to Chile should carefully consider the health care options where they'll live, and what else is available in the immediate vicinity.

Shipping,-Customs-Inspections--Extra-BaggageShipping, Customs Inspections & Extra Baggage

Expats in Chile offer advice to newcomers about shipping to Chile, customs inspections and more.

Moving-to-ChileMoving to Chile

If you're moving to Chile, this is a must-read article that covers it all - best places to live, healthcare, earthquakes, driving permits, schools and more.

William Russell Health InsuranceInternational Health Insurance

Get a quotes for international health insurance from our partner, William Russell.
Get a Quote

Living in Chile GuideLiving in Chile Guide

Expats in Chile enjoy the stable economy, friendly people and relatively affordable cost-of-living. Many find becoming close friends with Chileans, who primarily socialize with family, a big challenge.

Chile Forum Chile Forum
Meet other expats and talk about living in Chile.

Best Places to Live in Chile Best Places to Live in Chile

Expats in Chile enjoy the country's beaches, beautiful cities and lower cost of living. Santiago, La Serena, Vina del Mar and other destinations top their favorite places to live in Chile.

Healthcare in ChileHealthcare in Chile

After considering their individual health, Expats moving to Chile should carefully consider the health care options where they'll live, and what else is available in the immediate vicinity.

Moving to ChileMoving to Chile Guide

If you're moving to Chile, this is a must-read article that covers it all - best places to live, healthcare, earthquakes, driving permits, schools and more.

Real Estate in ChileReal Estate in Chile

Real estate listings in popular cities and towns in Chile.

Pros Cons of Living in ChilePros & Cons of Living in Chile

Take off your rose-colored glasses and learn what expats have to say about the biggest challenges and the greatest rewards of living in Chile.

Retiring in ChileRetiring in Chile

Advice for people retiring in Chile.

Contribute to Chile Network Contribute
Help other expats and newcomers by answering questions about the challenges and adventures of living in Chile.

Copyright 1997-2022 Burlingame Interactive, Inc.

Privacy Policy Legal