Healthcare and Health Insurance in Malaysia

Summary: The quality of medical care in Malaysia is generally considered to be good, with many hospitals and clinics offering modern medical facilities and treatments. However, the quality of care may not be as high as in the United States. Emergency services in Malaysia are generally reliable and efficient, with ambulances available to respond to medical emergencies. To call for an ambulance, you can dial 999 or 112 from any phone.

How are healthcare services Malaysia?

When we asked expats and global nomads about the quality of medical care in Malaysia, they replied:

"Excellent clinics with Providers trained internationally, many with US Board certification -- especially true at private hospitals and clinics," commented one expat living in Georgetown, Malaysia.

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What are medical services in Malaysia like?

When we asked expats and global nomads about the quality of medical care in Malaysia, they replied:

"Malaysia has a well-developed healthcare system, providing quality medical services to its citizens. The country has a network of public and private hospitals, clinics, and medical centers that offer a wide range of medical services, including general and specialist care, emergency services, and preventive health care. The government also provides subsidies for certain medical treatments, making them more affordable for citizens. Additionally, Malaysia has a number of highly trained medical professionals, including doctors, nurses, and other healthcare workers, who are dedicated to providing quality care to patients," remarked one expat in Malaysia.

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Are healthcare and health insurance expensive in Malaysia?

"Healthcare and health insurance in Malaysia can be expensive, depending on the type of coverage and services required. Private healthcare is generally more expensive than public healthcare, and health insurance premiums can vary depending on the type of coverage and the provider. Generally, health insurance premiums are higher for those who are older or have pre-existing medical conditions. Additionally, some health insurance plans may require additional fees for certain services, such as hospitalization or specialist care," said an expat in Malaysia.

"Local health insurance is available to people under age 60. We have personal health insurance with a company specialising in international benefits. We pay for the procedures locally and submit electronic claims forms that are processed and pay according to US. standards. We chose this provider based on market research and an organization with which we are affiliated," commented one expat living in Georgetown, Penang Island, Malaysia, Malaysia.

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What are emergency services like in Malaysia?

When we asked about emergency services, members in Malaysia wrote:

"Emergency services respond quickly. Public and private hospitals are within 5 miles, clinics within a few blocks. Quality of care is on par with global high-level expertise. Hospitals are both public and private. Call for an ambulance with emergency call numbers," commented one expat who moved to Georgetown.

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Will I need to travel to see a specialist?

"In Malaysia, the cities of Kuala Lumpur, Johor Bahru, and Penang offer an impressive selection of medical specialists. The Royal Adelaide Hospital in Johor Bahru is renowned for its specialists in fields such as neurology, oncology, and orthopedic-neurosurgery, as well as its impressive neonatal intensive care unit. In Kuala Lumpur, major hospitals such as Hospital Kuala Lumpur and University Malaya Medical Centre are highly respected for their excellent facilities and skilled specialists. Penang is known for its wide network of hospitals and clinics that specialize in everything from cardiology to pediatrics, with world-class facilities like Gleneagles Medical Centre and Penang Adventist Hospital," remarked one expat in Malaysia.

"Expats can go to local clinics and to hospitals. Typical treatment includes sprained ligaments, skin reactions, respiratory problems. Severe problems may evacuate to Kuala Lumpur. I would personally not return to US for medical OR dental care. Level of competence here for specialist treatment is trained by and participates in U.S. standards for Board Certification. Cost of treatment here is SUBSTANTIALLY LOWER than U.S," remarked one expat living in Georgetown, Penang Island, Malaysia.

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Are common prescription medications available in Malaysia?

"Yes, common prescription medications are available in Malaysia. These medications are typically dispensed by pharmacies and are regulated by the Malaysian Ministry of Health. Generally, these medications are available in both generic and brand name forms. In addition, many pharmacies offer online ordering and delivery services for prescription medications," remarked one expat in Malaysia.

"Prescriptions are available through clinics, hospitals and pharmacies. Cost are low compared to U.S. We needed an antihistamine similar to U.S. prescription formula. We took it to a local pharmacy that said they didn't carry that brand, but compared ingredients and provide a local version--no prescription needed for that one," remarked one expat living in Georgetown, Penang Island, Malaysia.

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Do you have anything more to add about local medical facilities in Malaysia?

"Medical facilities and medical care in Malaysia are of a high quality. The medical system is well established and the equipment is up-to-date. Doctors and other medical professionals in Malaysia receive quality medical training, meaning they provide excellent care to their patients. Healthcare is easily accessible, affordable and efficient even in the rural areas. Besides modern medical treatments and procedures, traditional remedies are also available at many facilities, combining the best of both worlds," wrote one expat.

"There are private hospitals, which work better for foreigners. Quite a few around Kuala Lumpur," commented one expat who moved to Kuala Lumpur.

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As a foreigner living in Malaysia, will I have access to public healthcare? What is it like?

"No need to enroll in public health system--show up at a hospital or clinic and ask for treatment. There are public hospitals, but private (more costly) respond faster with higher levels of service. Quality of health care is very good," said one expat living in Georgetown.

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What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Malaysia if they have access to public healthcare in Malaysia. And, if they do have access, what is it like. They wrote...

"The pandemic has had a significant impact on the healthcare system in Malaysia. The government has implemented a range of measures to ensure the safety of patients and healthcare workers, including the introduction of telemedicine services, the provision of personal protective equipment, and the implementation of social distancing protocols. The healthcare system has also seen an increase in the number of patients seeking medical attention, leading to longer wait times and increased pressure on the system. Despite these challenges, the healthcare system in Malaysia has been able to provide quality care to those in need," mentioned one expat in Malaysia.

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What advice do you have for expats having a baby in Malaysia?

We asked expat moms who gave birth in Malaysia about their experiences and advice they have for other moms to be. They said:

"It is important to make sure you have a valid work visa and have all the necessary documents in order before your baby is born. It is also beneficial to familiarize yourself with the healthcare system in Malaysia and explore your options for finding a doctor, midwife, and/or doula. Additionally, many new parents find it beneficial to build a support system of both expatriates and locals who can provide assistance in navigating the tasks associated with having a baby abroad. Moreover, you may want to think about visiting your home culture and connecting with family and friends during this exciting time. Finally, enjoy the experience! Being an expat parent can be a unique and rewarding experience," said one expat in Malaysia.

"If you approach your doctor with your birth plan and know what kind of experience you want, they will try to accommodate it. Also, find out the OB's c-section rate and episiotomy rate. Malaysia is a very c-section prone country, but there are doctors who will be happy to have someone who is trying to deliver vaginally and non-medicated. Do come to KL, though. Not sure what the medical service is like elsewhere," wrote a person living in Kuala Lumpur.

Are healthcare services good in Malaysia?

We asked people if they have access to good medical care in Malaysia. They wrote:

"Malaysia's healthcare services are generally considered to be of a high quality, with the country investing heavily in its healthcare infrastructure and system. Healthcare services are largely split between private for-profit institutions and the more affordable public system. The public healthcare system provides universal coverage to all Malaysians, with a network of government-run medical facilities such as hospitals and clinics, as well as private establishments. Malaysia also boasts a long list of specialty clinics and services, including traditional health and wellness practices like herbalism and massage. Additionally, there is a comprehensive network of medical practitioners, ranging from general practitioners to specialists," said one expat in Malaysia.

"There are six major private Medical Speciality Clinics/Hospitals in Kuching with covering from orthopedics, cancer, to heart and diabetes. Lots of private neighborhood GP's, diagnostic clinics, inexpensive dental and optometric services. There are plans for a Gerontology Training Medical School (Malaysia's population is aging), and a Tropical Medicine Research Center). Most practitioners are trained in UK, Australia, US or Japan," wrote a person living in Kuching.

15 Expats Talk about Health Insurance and Healthcare in Malaysia

How are healthcare services Malaysia?

What are medical services in Malaysia like?

Are healthcare and health insurance expensive in Malaysia?

What are emergency services like in Malaysia?

Will I need to travel to see a specialist?

Are common prescription medications available in Malaysia?

Do you have anything more to add about local medical facilities in Malaysia?

As a foreigner living in Malaysia, will I have access to public healthcare? What is it like?

What have your experiences during the pandemic with the local healthcare system been like?

What advice do you have for expats having a baby in Malaysia?

Are healthcare services good in Malaysia?

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