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Cost of Living in the United States

By Joshua Wood, LPC

Last updated on Nov 27, 2021

Summary: What is the cost of living in United States? Hear what expats, digital nomads and retirees living in United States have to say about the cost of housing, health insurance and general living costs.

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What is the average cost of housing in the United States?

If you are thinking about moving to the United States, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Housing costs much lower but we moved from Seattle, WA. Any other locations in WA would be slightly lower for regular condo location and much lower for on water," remarked another expat in Palmas Del Mar Humacao .

"Housing costs here are far lower than they were in Hawaii (last 4 years), and a bit lower than north Idaho (20 years before that). We pay $850/month for our house, and locals think that's a little high. Electricity and water run us another $135/mo," explained one expat living in Saipan (not really Guam, but not listed anywhere).

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What are typical rental prices for expats in the United States?

"For $1000 or less you may find a nice sor small cottage. There are 1 and even 2 bedrooms at that price an array of problems are likely. My 1BR is cute and has a wonderful patio and view. The area is safe and quiet but the kitchen and bathroom are too small. It is a bargain at $1300. The 2BR upstairs $2300. Between $1500 and and $2000 your studio should be lovely but a nice 1BR at that price will require some searching. If you have $3000 it should not be too hard to find whatever you want. The only thing I can say about $10,000 is there are extravagant rentals at that price. Personally I'd be scared of neighbors who could afford that," mentioned another expat living in Christiansted.

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What appliances are typically included in a rental?

We asked foreigners in the United States what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"We nearly always have stove, fridge, and AC. But is there a generator? A cistern? Any alternative form of energy? These are important questions in an area where there are frequent power outages even when there is no storm," mentioned another expat living in Christiansted.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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Help others in United States by answering questions about the challenges and adventures of living in United States.

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